Note 4 - Allowance for Credit Losses on Loans (Tables)

3 Months Ended

Mar. 31, 2026

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		*Three Months Ended March 31,*
(In thousands)		*2026*				*2025*
Balance, beginning of period		$	22,261			$	18,679
Provision for credit losses on loans			1,433				-
Charge-offs			(3,171	)			-
Recoveries			415				43
Balance, end of period		$	20,938			$	18,722

		*Commercial*								*Residential*				*Commercial*
(In thousands)		*and Industrial*				*Construction*				*Real Estate*				*Real Estate*				*Consumer*				*Total*
Balance, December 31, 2025		$	15,612			$	1,972			$	494			$	4,150			$	33			$	22,261
Provision for credit losses on loans			1,000				261				36				167				(31	)			1,433
Charge-offs			(3,171	)			-				-				-				-				(3,171	)
Recoveries			415				-				-				-				-				415
Balance, March 31, 2026		$	13,856			$	2,233			$	530			$	4,317			$	2			$	20,938

		*Commercial*								*Residential*				*Commercial*
(In thousands)		*and Industrial*				*Construction*				*Real Estate*				*Real Estate*				*Consumer*				*Total*
Balance, December 31, 2024		$	10,170			$	3,005			$	286			$	5,207			$	11			$	18,679
Provision for credit losses on loans			776				(183	)			81				(684	)			10				-
Charge-offs			-				-				-				-				-				-
Recoveries			43				-				-				-				-				43
Balance, March 31, 2025		$	10,989			$	2,822			$	367			$	4,523			$	21			$	18,722

Financing Receivable, Nonaccrual [Table Text Block]

		*March 31, 2026*
		*Non-accrual*				*Non-accrual*								*Loans Past*
		*Loans With No*				*Loans With*				*Total*				*Due over 89*
		*Allowance for*				*Allowance for*				*Non-accrual*				*Days Still*
(In thousands)		*Credit Losses*				*Credit Losses*				*Loans*				*Accruing*
Commercial and industrial		$	-			$	-			$	-			$	-
Construction			16,323				-				16,323				-
Residential Real Estate			-				-				-				-
Commercial Real Estate			-				-				-				-
Consumer			-				-				-				-
Total		$	16,323			$	-			$	16,323			$	-

		*December 31, 2025*
		*Non-accrual*				*Non-accrual*								*Loans Past*
		*Loans With No*				*Loans With*				*Total*				*Due over 89*
		*Allowance for*				*Allowance for*				*Non-accrual*				*Days Still*
(In thousands)		*Credit Losses*				*Credit Losses*				*Loans*				*Accruing*
Commercial and industrial		$	-			$	5,088			$	5,088			$	-
Construction			19,414				-				19,414				-
Residential Real Estate			-				-				-				-
Commercial Real Estate			-				-				-				-
Consumer			-				-				-				-
Total		$	19,414			$	5,088			$	24,502			$	-

Financing Receivable Credit Quality Indicators [Table Text Block]

		*Term Loans Amortized Cost Basis by Origination Year*
																										*Revolving*				*Revolving*
																										*Loans*				*Loans*
																										*Amortized*				*Converted*
(In thousands)		*2026*				*2025*				*2024*				*2023*				*2022*				*Prior*				*Cost Basis*				*to Term*				*Total*
March 31, 2026
Commercial and industrial
Risk Rating
Pass		$	84,136			$	245,673			$	66,672			$	39,444			$	26,702			$	19,026			$	536,120			$	4,617			$	1,022,390
Special Mention			-				1,431				595				-				3,774				-				8,789				-				14,589
Substandard			1,964				-				-				1,252				475				-				14				-				3,705
Substandard - Non-accrual			-				-				-				-				-				-				-				-				-
Total		$	86,100			$	247,104			$	67,267			$	40,696			$	30,951			$	19,026			$	544,923			$	4,617			$	1,040,684
Gross charge-offs		$	-			$	-			$	-			$	3,171			$	-			$	-			$	-			$	-			$	3,171

Construction
Risk Rating
Pass		$	7,044			$	46,716			$	71,465			$	43,523			$	6,295			$	6,601			$	-			$	-			$	181,644
Special Mention			-				-				-				-				-				2,305				-				-				2,305
Substandard - Non-accrual			-				-				-				-				-				16,323				-				-				16,323
Total		$	7,044			$	46,716			$	71,465			$	43,523			$	6,295			$	25,229			$	-			$	-			$	200,272
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Residential Real Estate
Risk Rating
Pass		$	-			$	3,724			$	2,711			$	4,308			$	669			$	2,704			$	34,610			$	-			$	48,726
Total		$	-			$	3,724			$	2,711			$	4,308			$	669			$	2,704			$	34,610			$	-			$	48,726
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Commercial Real Estate
Risk Rating
Pass		$	36,295			$	160,746			$	53,432			$	152,196			$	126,126			$	326,351			$	8,797			$	-			$	863,943
Special Mention			-				18,808				-				-				-				-				-				-				18,808
Total		$	36,295			$	179,554			$	53,432			$	152,196			$	126,126			$	326,351			$	8,797			$	-			$	882,751
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Consumer
Risk Rating
Pass		$	-			$	-			$	-			$	-			$	-			$	-			$	413			$	-			$	413
Total		$	-			$	-			$	-			$	-			$	-			$	-			$	413			$	-			$	413
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Total
Pass		$	127,475			$	456,859			$	194,280			$	239,471			$	159,792			$	354,682			$	579,940			$	4,617			$	2,117,116
Special Mention			-				20,239				595				-				3,774				2,305				8,789				-				35,702
Substandard			1,964				-				-				1,252				475				-				14				-				3,705
Substandard - Non-accrual			-				-				-				-				-				16,323				-				-				16,323
Total		$	129,439			$	477,098			$	194,875			$	240,723			$	164,041			$	373,310			$	588,743			$	4,617			$	2,172,846

		*Term Loans Amortized Cost Basis by Origination Year*
																										*Revolving*				*Revolving*
																										*Loans*				*Loans*
																										*Amortized*				*Converted*
(In thousands)		*2025*				*2024*				*2023*				*2022*				*2021*				*Prior*				*Cost Basis*				*to Term*				*Total*
December 31, 2025
Commercial and industrial
Risk Rating
Pass		$	273,105			$	69,415			$	46,268			$	30,290			$	15,579			$	5,807			$	586,324			$	5,000			$	1,031,788
Special Mention			1,016				-				-				3,522				-				-				6,305				-				10,843
Substandard			-				-				1,295				26				-				-				490				-				1,811
Substandard - Non-accrual			-				-				3,850				-				-				-				-				-				3,850
Doubtful - Non-accrual			-				-				1,238				-				-				-				-				-				1,238
Total		$	274,121			$	69,415			$	52,651			$	33,838			$	15,579			$	5,807			$	593,119			$	5,000			$	1,049,530
Gross charge-offs		$	1,523			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	1,523

Construction
Risk Rating
Pass		$	42,573			$	65,573			$	46,201			$	12,847			$	6,005			$	3,630			$	-			$	-			$	176,829
Substandard - Non-accrual			-				-				-				3,091				16,323				-				-				-				19,414
Total		$	42,573			$	65,573			$	46,201			$	15,938			$	22,328			$	3,630			$	-			$	-			$	196,243
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Residential Real Estate
Risk Rating
Pass		$	3,477			$	2,663			$	4,325			$	673			$	-			$	2,724			$	31,807			$	-			$	45,669
Total		$	3,477			$	2,663			$	4,325			$	673			$	-			$	2,724			$	31,807			$	-			$	45,669
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Commercial Real Estate
Risk Rating
Pass		$	179,320			$	56,045			$	152,850			$	128,199			$	124,128			$	206,499			$	7,301			$	-			$	854,342
Total		$	179,320			$	56,045			$	152,850			$	128,199			$	124,128			$	206,499			$	7,301			$	-			$	854,342
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Consumer
Risk Rating
Pass		$	-			$	-			$	-			$	-			$	-			$	-			$	2,655			$	-			$	2,655
Total		$	-			$	-			$	-			$	-			$	-			$	-			$	2,655			$	-			$	2,655
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Total
Pass		$	498,475			$	193,696			$	249,644			$	172,009			$	145,712			$	218,660			$	628,087			$	5,000			$	2,111,283
Special Mention			1,016				-				-				3,522				-				-				6,305				-				10,843
Substandard			-				-				1,295				26				-				-				490				-				1,811
Substandard - Non-accrual			-				-				3,850				3,091				16,323				-				-				-				23,264
Doubtful - Non-accrual			-				-				1,238				-				-				-				-				-				1,238
Total		$	499,491			$	193,696			$	256,027			$	178,648			$	162,035			$	218,660			$	634,882			$	5,000			$	2,148,439

Financing Receivable, Past Due [Table Text Block]

		*March 31, 2026*
										*Greater than*								*Total Past*
										*89 days and*								*Due and*
		*30-59 Days*				*60-89 Days*				*Still*				*Non-accrual*				*Non-accrual*
(In thousands)		*Past Due*				*Past Due*				*Accruing*				*Loans*				*Loans*				*Current*				*Total*
Commercial and industrial		$	32			$	-			$	-			$	-			$	32			$	1,040,652			$	1,040,684
Construction			-				-				-				16,323				16,323				183,949				200,272
Residential Real Estate			-				-				-				-				-				48,726				48,726
Commercial Real Estate			-				-				-				-				-				882,751				882,751
Consumer			-				-				-				-				-				413				413
Total		$	32			$	-			$	-			$	16,323			$	16,355			$	2,156,491			$	2,172,846

		*December 31, 2025*
										*Greater than*								*Total Past*
										*89 days and*								*Due and*
		*30-59 Days*				*60-89 Days*				*Still*				*Non-accrual*				*Non-accrual*
(In thousands)		*Past Due*				*Past Due*				*Accruing*				*Loans*				*Loans*				*Current*				*Total*
Commercial and industrial		$	-			$	-			$	-			$	5,088			$	5,088			$	1,044,442			$	1,049,530
Construction			-				-				-				19,414				19,414				176,829				196,243
Residential Real Estate			-				-				-				-				-				45,669				45,669
Commercial Real Estate			1,374				-				-				-				1,374				852,968				854,342
Consumer			-				-				-				-				-				2,655				2,655
Total		$	1,374			$	-			$	-			$	24,502			$	25,876			$	2,122,563			$	2,148,439

Schedule of Financial Instruments Owned and Pledged as Collateral [Table Text Block]

		*Collateral Type*
		*Real*				*Business*				*Accounts*
(In thousands)		*Property*				*Assets*				*Receivable*				*Equipment*				*Other*				*Total*
March 31, 2026
Commercial and industrial		$	-			$	-			$	-			$	-			$	-			$	-
Construction			16,323				-				-				-				-				16,323
Residential Real Estate			-				-				-				-				-				-
Commercial Real Estate			-				-				-				-				-				-
Consumer			-				-				-				-				-				-
Total		$	16,323			$	-			$	-			$	-			$	-			$	16,323

December 31, 2025
Commercial and industrial		$	-			$	-			$	-			$	-			$	3,850				3,850
Construction			19,414				-				-				-				-				19,414
Residential Real Estate			-				-				-				-				-				-
Commercial Real Estate			-				-				-				-				-				-
Consumer			-				-				-				-				-				-
Total		$	19,414			$	-			$	-			$	-			$	3,850			$	23,264

Financing Receivable, Modified [Table Text Block]

														*Interest*				*Principal*
														*Rate*				*Forgiveness,*
														*Reduction,*				*Interest Rate*
						*Payment*				*Interest Rate*				*Payment*				*Reduction,*
						*Delay*				*Reduction*				*Delay*				*Payment*
						*and/or*				*and/or*				*and/or*				*Delay and*
		*Term*				*Term*				*Payment*				*Term*				*Term*								*% of*
(In thousands)		*Extension*				*Extension*				*Delay*				*Extension*				*Extension*				*Total*				*Total Class*
Three Months Ended March 31, 2026
Commercial and industrial		$	6,156			$	-			$	-			$	-			$	-			$	6,156				0.59	%
Construction			-				-				-				-				-				-				-
Residential Real Estate			-				-				-				-				-				-				-
Commercial Real Estate			-				-				-				-				-				-				-
Consumer			-				-				-				-				-				-				-
Total		$	6,156			$	-			$	-			$	-			$	-			$	6,156				0.28	%

Three Months Ended March 31, 2025
Commercial and industrial		$	5,375			$	-			$	-			$	-			$	-			$	5,375				0.67	%
Construction			-				-				-				-				-				-				-
Residential Real Estate			-				-				-				-				-				-				-
Commercial Real Estate			-				-				-				-				-				-				-
Consumer			-				-				-				-				-				-				-
Total		$	5,375			$	-			$	-			$	-			$	-			$	5,375				0.29	%

										Weighted
						*Weighted*				*Average*
						*Average*				*Term*
		*Principal*				*Interest Rate*				*Extension*
		*Forgiveness ($)*				*Reduction (%)*				*(Months)*
Three Months Ended March 31, 2026
Commercial and industrial			-				-				11.1
Construction			-				-				-
Residential Real Estate			-				-				-
Commercial Real Estate			-				-				-
Consumer			-				-				-
Total			-				-				11.1


Three Months Ended March 31, 2025
Commercial and industrial			-				-				5.2
Construction			-				-				-
Residential Real Estate			-				-				-
Commercial Real Estate			-				-				-
Consumer			-				-				-
Total			-				-				5.2