v3.26.1
Regulatory Matters (Tables)
3 Months Ended
Mar. 31, 2026
Regulatory Matters [Abstract]  
Schedule of Banks’ Actual Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios as of March 31, 2026 and December 31, 2025 are presented in the tables below (dollars in thousands).

 

                   Minimum 
                   to be well 
           Minimum   capitalized under 
           for capital   prompt corrective 
   Actual   adequacy purposes   action provisions 
   Amount   Ratio   Amount   Ratio   Amount   Ratio 
As of March 31, 2026:                        
Total capital (to risk-weighted assets)  $267,555    14.0%  $152,725        8.0%  $190,906    10.0%
                               
Tier I capital (to risk-weighted assets)  $249,108    13.0%  $114,544    6.0%  $152,725    8.0%
                               
Common equity Tier 1 capital (to risk-weighted assets)  $249,108    13.0%  $85,908    4.5%  $124,089    6.5%
                               
Tier 1 capital (to average assets)  $249,108    11.1%  $89,458    4.0%  $111,823    5.0%
                   Minimum 
                   to be well 
           Minimum   capitalized under 
           for capital   prompt corrective 
   Actual   adequacy purposes   action provisions 
   Amount   Ratio   Amount   Ratio   Amount   Ratio 
As of December 31, 2025:                        
Total capital (to risk-weighted assets)  $255,727    13.5%  $151,732    8.0%  $189,665    10.0%
                               
Tier I capital (to risk-weighted assets)  $237,827    12.5%  $113,799    6.0%  $151,732    8.0%
                               
Common equity Tier 1 capital (to risk-weighted assets)  $237,827    12.5%  $85,349    4.5%  $123,282    6.5%
                               
Tier 1 capital (to average assets)  $237,827    10.8%  $88,218    4.0%  $110,272    5.0%