The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 97,870 450 SH OTR 26 0 424
ABBVIE INC COM 00287Y109 103,960 478 SH SOLE 478 0 0
ALPHABET INC CAP STK CL A 02079K305 246,438 857 SH OTR 857 0 0
ALPHABET INC CAP STK CL C 02079K107 293,744 1,024 SH OTR 1,024 0 0
ALPHABET INC CAP STK CL C 02079K107 95,237 332 SH SOLE 332 0 0
ALPHABET INC CAP STK CL A 02079K305 194,678 677 SH SOLE 677 0 0
ALTRIA GROUP INC COM 02209S103 655,082 9,927 SH SOLE 8,493 0 1,434
ALTRIA GROUP INC COM 02209S103 5,279 80 SH OTR 80 0 0
AMAZON COM INC COM 023135106 137,874 662 SH OTR 622 0 40
AMAZON COM INC COM 023135106 392,588 1,885 SH SOLE 1,779 0 106
AMERISERV FINL INC COM 03074A102 3,218,505 889,090 SH SOLE 0 0 889,090
APPLE INC COM 037833100 1,843,276 7,263 SH SOLE 2,334 0 4,929
APPLE INC COM 037833100 394,897 1,556 SH OTR 1,481 0 75
BANK AMERICA CORP COM 060505104 215,182 4,414 SH SOLE 0 0 4,414
BANK AMERICA CORP COM 060505104 17,647 362 SH OTR 362 0 0
BLACKROCK MUNIYILD QULT FD I COM 09254F100 226,089 20,591 SH SOLE 20,591 0 0
BOEING CO COM 097023105 388,904 1,954 SH SOLE 1,950 0 4
BOEING CO COM 097023105 92,150 463 SH OTR 43 0 420
CHEVRON CORPORATION COM 166764100 20,690 100 SH OTR 0 0 100
CHEVRON CORPORATION COM 166764100 189,520 916 SH SOLE 692 0 224
CONSTELLATION ENERGY CORP COM 21037T109 287,069 1,028 SH SOLE 1,028 0 0
CONSTELLATION ENERGY CORP COM 21037T109 63,948 229 SH OTR 229 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 697,501 700 SH SOLE 700 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 57,792 58 SH OTR 58 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 328,135 2,506 SH SOLE 2,506 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 12,177 93 SH OTR 93 0 0
ELI LILLY & CO COM 532457108 2,514,651 2,734 SH SOLE 2,592 0 142
ELI LILLY & CO COM 532457108 64,383 70 SH OTR 70 0 0
EXELON CORP COM 30161N101 560,739 11,439 SH SOLE 11,439 0 0
EXXON MOBIL CORP COM 30231G102 341,864 2,015 SH SOLE 1,790 0 225
F N B CORP COM 302520101 421,644 25,218 SH SOLE 10,697 0 14,521
HOME DEPOT INC COM 437076102 166,747 507 SH SOLE 507 0 0
HOME DEPOT INC COM 437076102 55,582 169 SH OTR 169 0 0
INTEL CORP COM 458140100 309,880 7,022 SH SOLE 7,022 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,335,594 2,314 SH SOLE 2,314 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 7,503 13 SH OTR 13 0 0
ISHARES TR RUS MID CAP ETF 464287499 640,259 6,585 SH SOLE 6,585 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 93,812 791 SH OTR 791 0 0
ISHARES TR CORE S&P500 ETF 464287200 296,557 454 SH OTR 454 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 3,831 72 SH OTR 72 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 14,192,506 119,667 SH SOLE 119,667 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 111,569 1,169 SH OTR 1,169 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,584,224 6,388 SH SOLE 6,388 0 0
ISHARES TR CORE DIVID ETF 46435U861 7,013 130 SH OTR 130 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 4,949,995 94,178 SH SOLE 94,178 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 14,571,970 152,682 SH SOLE 152,682 0 0
ISHARES TR RUS MID CAP ETF 464287499 63,588 654 SH OTR 654 0 0
ISHARES TR CORE DIVID ETF 46435U861 271,422 5,031 SH SOLE 5,031 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 11,773 224 SH OTR 224 0 0
ISHARES TR IBOXX HI YD ETF 464288513 18,935 238 SH OTR 238 0 0
ISHARES TR IBOXX HI YD ETF 464288513 646,504 8,126 SH SOLE 8,126 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 1,464,720 27,522 SH SOLE 27,522 0 0
ISHARES TR CORE S&P500 ETF 464287200 457,247 700 SH SOLE 700 0 0
JPMORGAN CHASE & CO COM 46625H100 200,617 682 SH SOLE 674 0 8
JPMORGAN CHASE & CO COM 46625H100 170,906 581 SH OTR 581 0 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 837,446 27,776 SH SOLE 27,776 0 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 12,271 407 SH OTR 407 0 0
MCDONALDS CORP COM 580135101 133,639 430 SH SOLE 280 0 150
MCDONALDS CORP COM 580135101 131,464 423 SH OTR 0 0 423
META PLATFORMS INC CL A 30303M102 111,565 195 SH OTR 195 0 0
META PLATFORMS INC CL A 30303M102 113,853 199 SH SOLE 160 0 39
MICROSOFT CORP COM 594918104 626,327 1,692 SH SOLE 1,687 0 5
MICROSOFT CORP COM 594918104 223,952 605 SH OTR 605 0 0
NUCOR CORP COM 670346105 388,422 2,297 SH SOLE 2,297 0 0
NUVEEN PA INVT QUALITY MUN F COM 670972108 397,042 33,281 SH SOLE 33,281 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101 178,296 15,504 SH SOLE 0 0 15,504
NVIDIA CORPORATION COM 67066G104 153,646 881 SH OTR 881 0 0
NVIDIA CORPORATION COM 67066G104 1,630,465 9,349 SH SOLE 9,349 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 217,518 1,487 SH SOLE 437 0 1,050
PHILIP MORRIS INTL INC COM 718172109 272,314 1,647 SH SOLE 655 0 992
PNC FINL SVCS GROUP INC COM 693475105 100,299 482 SH OTR 482 0 0
PNC FINL SVCS GROUP INC COM 693475105 465,497 2,237 SH SOLE 2,132 0 105
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 538,107 8,784 SH SOLE 8,784 0 0
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 1,164,204 8,760 SH SOLE 8,760 0 0
SELECT SECTOR SPDR TR STATE STREET MAT 81369Y100 1,288,076 25,777 SH SOLE 25,777 0 0
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 5,316 40 SH OTR 40 0 0
SELECT SECTOR SPDR TR STATE STREET COM 81369Y852 522,039 4,709 SH SOLE 4,709 0 0
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 78,745 1,595 SH OTR 1,595 0 0
SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886 7,434 162 SH OTR 162 0 0
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209 325,180 2,218 SH SOLE 2,218 0 0
SELECT SECTOR SPDR TR STATE STREET MAT 81369Y100 8,195 164 SH OTR 164 0 0
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 3,920 64 SH OTR 64 0 0
SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886 1,125,681 24,530 SH SOLE 24,530 0 0
SELECT SECTOR SPDR TR STATE STREET COM 81369Y852 3,880 35 SH OTR 35 0 0
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704 710,479 4,393 SH SOLE 4,393 0 0
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704 58,222 360 SH OTR 360 0 0
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 285,556 5,784 SH SOLE 5,784 0 0
SPDR GOLD TR GOLD SHS 78463V107 777,103 1,806 SH SOLE 1,806 0 0
SPDR GOLD TR GOLD SHS 78463V107 75,300 175 SH OTR 175 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 244,527 376 SH OTR 376 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 466,293 717 SH SOLE 226 0 491
UNITED STS NAT GAS FD LP UNIT PAR 912318409 703,800 60,000 SH SOLE 60,000 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 611,942 1,501 SH SOLE 1,501 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 67,676 166 SH OTR 166 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,128,174 1,888 SH OTR 1,888 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 73,888,252 123,652 SH SOLE 123,652 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 20,868 377 SH OTR 377 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 3,288,530 59,408 SH SOLE 59,408 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 5,785,859 98,836 SH SOLE 98,836 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 49,290 842 SH OTR 842 0 0
VISA INC COM CL A 92826C839 182,250 603 SH SOLE 603 0 0
VISA INC COM CL A 92826C839 383,240 1,268 SH OTR 1,241 0 27
WALMART INC COM 931142103 80,906 651 SH OTR 651 0 0
WALMART INC COM 931142103 980,320 7,888 SH SOLE 7,888 0 0