v3.26.1
Consolidated Statements of Earnings - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Interest income:    
Loans, including fees $ 7,933 $ 7,543
Securities - Taxable 1,223 1,349
Federal funds sold and interest bearing bank deposits 1,205 969
Total interest income 10,361 9,861
Interest expense:    
Deposits 2,628 2,816
Total interest expense 2,628 2,816
Net interest income 7,733 7,045
Provision for credit losses (76) (10)
Net interest income after provision for loan losses 7,809 7,055
Noninterest income:    
Service charge on deposit accounts 153 155
Mortgage lending 172 93
Bank-owned life insurance income 108 105
Other noninterest income 460 394
Total noninterest income 893 747
Noninterest expense:    
Salaries and benefits 3,370 3,310
Net occupancy and equipment 575 714
Professional fees 449 287
Other noninterest expense 1,507 1,569
Total noninterest expense 5,901 5,880
Earnings before income taxes 2,801 1,922
Income tax expense 603 392
Net earnings $ 2,198 $ 1,530
Net earnings per share basic:    
Basic earnings per share $ 0.63 $ 0.44
Diluted Earnings Per Share $ 0.63 $ 0.44
Weighted average shares outstanding:    
Basic weighted average shares outstanding 3,494,229 3,493,699
Diluted weighted average shares outstanding 3,496,518 3,493,699