Loan and Allowance for Credit Losses (Tables) |
3 Months Ended |
|---|---|
Mar. 31, 2026 | |
| Loans And Leases Receivable Disclosure [Abstract] | |
| Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] | March 31, December 31, (Dollars in thousands) 2026 2025 Commercial and industrial $ 31,841 $ 33,887 Municipal 35,703 24,513 Construction and land development 60,248 56,436 Commercial real estate: Owner occupied 58,848 59,568 Hotel/motel 55,005 47,870 Multifamily 53,798 51,516 Other 166,951 166,567 Total commercial 334,602 325,521 Residential real estate: Consumer mortgage 57,637 59,781 Investment property 53,506 56,773 Total residential real 111,143 116,554 Consumer installment 8,524 8,421 Total Loans, net of 582,061 565,332 Basis adjustment associated with fair value hedge (1) (21) 22 Total Loans, net of $ 582,040 $ 565,354 (1) Represents the basis adjustment associated with application of hedge will be allocated to the amortized cost of associated loans within the portfolio if Refer to Note 6 - Derivative Instruments for additional information. |
| Past Due Financing Receivables [Table Text Block] | Accruing Accruing Total 30-89 Days Greater than Accruing Non- Total (Dollars in thousands) Current Past Due 90 days Loans Accrual Loans March 31, 2026: Commercial and industrial $ 31,726 115 — 31,841 — $ 31,841 Municipal 35,703 — — 35,703 — 35,703 Construction and land development 60,208 40 — 60,248 — 60,248 Commercial real estate: Owner occupied 58,848 — — 58,848 — 58,848 Hotel/motel 53,352 1,653 — 55,005 — 55,005 Multifamily 53,798 — — 53,798 — 53,798 Other 166,951 — — 166,951 — 166,951 Total commercial 332,949 1,653 — 334,602 — 334,602 Residential real estate: Consumer mortgage 57,185 384 — 57,569 68 57,637 Investment property 53,264 — 208 53,472 34 53,506 Total residential real 110,449 384 208 111,041 102 111,143 Consumer installment 8,515 9 — 8,524 — 8,524 Total $ 579,550 2,201 208 581,959 102 $ 582,061 December 31, 2025: Commercial and industrial $ 33,881 6 — 33,887 — $ 33,887 Municipal 24,513 — — 24,513 — 24,513 Construction and land development 56,395 41 — 56,436 — 56,436 Commercial real estate: Owner occupied 59,085 105 — 59,190 378 59,568 Hotel/motel 47,870 — — 47,870 — 47,870 Multifamily 51,516 — — 51,516 — 51,516 Other 166,567 — — 166,567 — 166,567 Total commercial 325,038 105 — 325,143 378 325,521 Residential real estate: Consumer mortgage 58,993 720 — 59,713 68 59,781 Investment property 56,737 — — 56,737 36 56,773 Total residential real 115,730 720 — 116,450 104 116,554 Consumer installment 8,348 73 — 8,421 — 8,421 Total $ 563,905 945 — 564,850 482 $ 565,332 |
| Financing Receivable Credit Quality Indicators [Table Text Block] | Year of Origination 2026 2025 2024 2023 2022 Prior to 2022 Revolving Loans Total Loans (Dollars in thousands) March 31, 2026: Commercial and industrial Pass $ 1,711 7,413 4,323 3,662 3,437 10,533 549 31,628 Special mention — — 2 3 — — — 5 Substandard accruing 74 — — 1 133 — — 208 Nonaccrual — — — — — — — — Total commercial and industrial 1,785 7,413 4,325 3,666 3,570 10,533 549 31,841 Current period gross charge-offs — — — 5 — — — 5 Municipal Pass $ 11,980 — — 1,156 4,090 16,984 1,493 35,703 Special mention — — — — — — — — Substandard accruing — — — — — — — — Nonaccrual — — — — — — — — Total municipal 11,980 — — 1,156 4,090 16,984 1,493 35,703 Current period gross charge-offs — — — — — — — — Construction and land development Pass 7,455 31,705 13,306 3,896 1,964 357 1,525 60,208 Special mention — — — — — — — — Substandard accruing — — — — 40 — — 40 Nonaccrual — — — — — — — — Total construction and land development 7,455 31,705 13,306 3,896 2,004 357 1,525 60,248 Current period gross charge-offs — — — — — — — — Commercial real estate: Owner occupied Pass 653 10,670 1,358 11,631 6,101 26,516 85 57,014 Special mention — 617 — — — 722 — 1,339 Substandard accruing — — 495 — — — — 495 Nonaccrual — — — — — — — — Total owner occupied 653 11,287 1,853 11,631 6,101 27,238 85 58,848 Current period gross charge-offs — — — — — 378 — 378 Hotel/motel Pass 8,731 4,954 14,153 6,084 3,878 12,225 4,980 55,005 Special mention — — — — — — — — Substandard accruing — — — — — — — — Nonaccrual — — — — — — — — Total hotel/motel 8,731 4,954 14,153 6,084 3,878 12,225 4,980 55,005 Current period gross charge-offs — — — — — — — — Year of Origination 2026 2025 2024 2023 2022 Prior to 2022 Revolving Loans Total Loans (Dollars in thousands) March 31, 2026: Multifamily Pass 2,830 1,248 3,590 12,446 20,388 10,314 — 50,816 Special mention — — — — — — — — Substandard accruing — — — — — 2,982 — 2,982 Nonaccrual — — — — — — — — Total multi-family 2,830 1,248 3,590 12,446 20,388 13,296 — 53,798 Current period gross charge-offs — — — — — — — — Other Pass 3,948 34,963 39,753 16,820 27,873 39,015 4,071 166,443 Special mention — — 362 — — 146 — 508 Substandard accruing — — — — — — — — Nonaccrual — — — — — — — — Total other 3,948 34,963 40,115 16,820 27,873 39,161 4,071 166,951 Current period gross charge-offs — — — — — — — — Residential real estate: Consumer mortgage Pass 441 5,851 3,245 15,015 15,460 12,841 3,464 56,317 Special mention — — — — — 183 — 183 Substandard accruing — 244 — — — 825 — 1,069 Nonaccrual — — — 68 — — — 68 Total consumer mortgage 441 6,095 3,245 15,083 15,460 13,849 3,464 57,637 Current period gross charge-offs — — — — — — — — Investment property Pass 1,953 7,970 8,133 8,743 9,273 16,212 859 53,143 Special mention — — — — — — — — Substandard accruing — 236 — — 90 3 — 329 Nonaccrual — — — 34 — — — 34 Total investment property 1,953 8,206 8,133 8,777 9,363 16,215 859 53,506 Current period gross charge-offs — — — — — — — — Consumer installment Pass 1,182 3,582 1,736 741 695 205 363 8,504 Special mention — — 6 1 — — — 7 Substandard accruing — — 7 6 — — — 13 Nonaccrual — — — — — — — — Total consumer installment 1,182 3,582 1,749 748 695 205 363 8,524 Current period gross charge-offs — 20 — 13 — — — 33 Total loans Pass 40,884 108,356 89,597 80,194 93,159 145,202 17,389 574,781 Special mention — 617 370 4 — 1,051 — 2,042 Substandard accruing 74 480 502 7 263 3,810 — 5,136 Nonaccrual — — — 102 — — — 102 Total loans $ 40,958 109,453 90,469 80,307 93,422 150,063 17,389 $ 582,061 Total current period gross charge-offs $ — 25 — 13 — 378 — $ 416 Year of Origination 2025 2024 2023 2022 2021 Prior to 2020 Revolving Loans Total Loans (Dollars in thousands) December 31, 2025: Commercial and industrial Pass $ 8,566 5,035 3,970 2,865 4,366 8,074 778 $ 33,654 Special mention 74 4 7 — — — — 85 Substandard accruing — — 7 139 2 — — 148 Nonaccrual — — — — — — — — Total commercial and industrial 8,640 5,039 3,984 3,004 4,368 8,074 778 33,887 Current period gross charge-offs 40 — 99 3 — — — 142 Municipal Pass $ 837 — 1,156 4,190 6,013 9,145 3,172 $ 24,513 Special mention — — — — — — — — Substandard accruing — — — — — — — — Nonaccrual — — — — — — — — Total commercial and industrial 837 - 1,156 4,190 6,013 9,145 3,172 24,513 Current period gross charge-offs — — — — — — — — Construction and land development Pass 31,315 14,175 7,321 2,080 69 711 765 56,436 Special mention — — — — — — — — Substandard accruing — — — — — — — — Nonaccrual — — — — — — — — Total construction and land development 31,315 14,175 7,321 2,080 69 711 765 56,436 Current period gross charge-offs — — — — — — — — Commercial real estate: Owner occupied Pass 9,755 1,312 11,889 6,235 13,830 11,618 2,682 57,321 Special mention 620 — — — — — 750 1,370 Substandard accruing — 499 — — — — — 499 Nonaccrual — — — — — 378 — 378 Total owner occupied 10,375 1,811 11,889 6,235 13,830 11,996 3,432 59,568 Current period gross charge-offs — — — — — 296 — 296 Hotel/motel Pass 5,012 14,161 6,143 8,976 2,948 10,630 — 47,870 Special mention — — — — — — — — Substandard accruing — — — — — — — — Nonaccrual — — — — — — — — Total hotel/motel 5,012 14,161 6,143 8,976 2,948 10,630 — 47,870 Current period gross charge-offs — — — — — — — — Year of Origination 2025 2024 2023 2022 2021 Prior to 2020 Revolving Loans Total Loans (Dollars in thousands) December 31, 2025: Multifamily Pass 1,254 3,615 12,550 20,560 1,726 8,652 142 48,499 Special mention — — — — — — — — Substandard accruing — — — — — 3,017 — 3,017 Nonaccrual — — — — — — — — Total multi-family 1,254 3,615 12,550 20,560 1,726 11,669 142 51,516 Current period gross charge-offs — — — — — — — — Other Pass 25,027 41,004 12,501 28,033 17,244 24,310 17,589 165,708 Special mention — 364 — — 495 — — 859 Substandard accruing — — — — — — — — Nonaccrual — — — — — — — — Total other 25,027 41,368 12,501 28,033 17,739 24,310 17,589 166,567 Current period gross charge-offs — — — — — — — — Residential real estate: Consumer mortgage Pass 6,413 4,344 16,249 16,527 2,263 10,977 1,692 58,465 Special mention — — — — — 184 65 249 Substandard accruing — — — — — 754 245 999 Nonaccrual — — 68 — — — — 68 Total consumer mortgage 6,413 4,344 16,317 16,527 2,263 11,915 2,002 59,781 Current period gross charge-offs — — — — — 61 — 61 Investment property Pass 9,332 8,045 10,016 9,849 6,790 10,375 1,999 56,406 Special mention — — — — — — — — Substandard accruing 236 — — 91 4 — — 331 Nonaccrual — — 36 — — — — 36 Total investment property 9,568 8,045 10,052 9,940 6,794 10,375 1,999 56,773 Current period gross charge-offs — — 2 — — — — 2 Consumer installment Pass 4,121 1,981 972 780 137 81 304 8,376 Special mention — 7 2 — — — — 9 Substandard accruing 8 7 21 — — — — 36 Nonaccrual — — — — — — — — Total consumer installment 4,129 1,995 995 780 137 81 304 8,421 Current period gross charge-offs 42 45 9 — — — — 96 Total loans Pass 101,632 93,672 82,767 100,095 55,386 94,573 29,123 557,248 Special mention 694 375 9 — 495 184 815 2,572 Substandard accruing 244 506 28 230 6 3,771 245 5,030 Nonaccrual — — 104 — — 378 — 482 Total loans $ 102,570 94,553 82,908 100,325 55,887 98,906 30,183 $ 565,332 T otal current period gross charge-offs $ 82 45 114 4 — 296 — $ 541 |
| Schedule Of Composition Of Provision For Credit Losses [Table Text Block]] | Quarter ended March 31, (Dollars in thousands) 2026 2025 Provision for credit losses: Loans $ 2 $ (57) Reserve for unfunded commitments (78) 47 Total provision for credit $ (76) $ (10) |
| Allowance for Credit Losses on Financing Receivables [Table Text Block] | (Dollars in thousands) Commercial and industrial Municipal Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended March 31, 2026 Beginning balance $ 1,129 — 1,304 3,777 837 129 $ 7,176 Charge-offs (5) — — (378) — (33) (416) Recoveries — — — — 2 12 14 Net (charge-offs) recoveries (5) — — (378) 2 (21) (402) Provision for credit losses (438) 154 (610) 657 190 49 2 Ending balance $ 686 154 694 4,056 1,029 157 $ 6,776 Quarter ended March 31, 2025: Beginning balance $ 1,244 n/a 1,059 3,842 588 138 $ 6,871 Charge-offs (99) n/a — — (1) — (100) Recoveries 28 n/a — — 2 6 36 Net (charge-offs) recoveries (71) n/a — — 1 6 (64) Provision for credit losses 46 n/a 342 (689) 272 (28) (57) Ending balance $ 1,219 n/a 1,401 3,153 861 116 $ 6,750 |
| Schedule Of Financing Receivables NonAccrual Status [Table Text Block] | Nonaccrual Loans Nonaccrual Loans Total (Dollars in thousands) With No Allowance With An Allowance Nonaccrual Loans March 31, 2026 Residential real estate $ — 102 $ 102 Total $ — 102 $ 102 December 31, 2025 Commercial real estate $ 378 — $ 378 Residential real estate — 104 104 Total $ 378 104 $ 482 |
| Schedule Of Collateral Dependent Loans Individually Evaluated For ACL [Table Text Block] | (Dollars in thousands) Real Estate Total Loans December 31, 2025: Commercial real estate $ 378 $ 378 Total $ 378 $ 378 |