v3.26.1
INDEBTEDNESS
6 Months Ended
Apr. 12, 2026
Debt Disclosure [Abstract]  
INDEBTEDNESS INDEBTEDNESS
Long-term debt obligations consist of the following (in thousands):
April 12,
2026
September 28,
2025
Series 2019-1 Class A-2-II Notes$156,526 $262,625 
Series 2019-1 Class A-2-III Notes427,500 429,750 
Series 2022-1 Class A-2-I Notes506,000 511,500 
Series 2022-1 Class A-2-II Notes506,000 511,500 
Finance lease obligations and other debt39 208 
Total debt1,596,065 1,715,583 
Less current maturities of long-term debt(28,186)(29,458)
Less unamortized debt issuance costs(9,667)(11,890)
Long-term debt$1,558,212 $1,674,235 
The Anticipated Repayment Dates of the 2019-1 Class A-2-II Notes and the Class A-2-III Notes are August 2026 and August 2029, respectively, and the 2022-1 Class A-2-I Notes and the 2022-1 Class A-2-II Notes are February 2027 and February 2032, respectively.
The legal final maturity date of the 2019 Notes and 2022 Notes is August 2049 and February 2052, respectively, but it is anticipated that, unless earlier prepaid to the extent permitted under the Indenture, the Notes will be repaid by the Anticipated Repayment Dates. If the Master Issuer has not repaid or refinanced the Notes prior to the respective Anticipated Repayment Dates, additional interest will accrue pursuant to the Indenture.
On January 9, 2026, the Company prepaid $105.0 million of its existing Series 2019-1 Class A-2-II Notes. The repayment was made using proceeds from the Del Taco Sale and is in connection with the Company’s ongoing prioritization of debt reduction as part of its “JACK on Track” plan.
The Company also has a revolving financing facility of Series 2022-1 Variable Funding Senior Secured Notes (the “Variable Funding Notes”), which permits borrowings up to a maximum of $150.0 million, subject to certain borrowing conditions, a portion of which may be used to issue letters of credit. As of April 12, 2026, the Company had no outstanding borrowings and available borrowing capacity of $95.3 million under our Variable Funding Notes, net of letters of credits issued of $54.7 million.
The quarterly principal payment on the Class A-2 Notes may be suspended when the specified leverage ratio, which is a measure of outstanding debt to earnings before interest, taxes, depreciation, and amortization, adjusted for certain items (as defined in the Indenture), is less than or equal to 5.0x. Exceeding the leverage ratio of 5.0x does not violate any covenant related to the Class A-2 Notes. The Company has a leverage ratio of greater than 5.0x and, accordingly, is making the scheduled amortization payments on its 2019 Notes and 2022 Notes.
Maturities of long-term debt — Assuming repayment by the Anticipated Repayment Dates and based on the leverage ratio as of April 12, 2026, principal payments on our long-term debt outstanding at April 12, 2026 for each of the next five fiscal years and thereafter are as follows (in thousands):
Remainder of 2026$169,815 
2027516,000 
202815,500 
2029427,250 
203011,000 
Thereafter456,500 
$1,596,065