v3.26.1
Reinsurance - Narrative (Details) - USD ($)
3 Months Ended
Dec. 31, 2025
Jul. 01, 2025
Jun. 01, 2025
Nov. 01, 2022
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2024
Effects Of Reinsurance [Line Items]              
Ceded premium written         $ 5,394,000 $ 5,333,000  
Ceded premiums earned         7,789,000 5,803,000  
Reinsurance recoverables on paid losses $ 5,929,000       3,617,000    
Stated net reserves retained 82,353,000       75,487,000 98,490,000 $ 104,795,000
Aggregate losses         3,329,000 9,274,000  
Prior period         (179,000) 144,000  
Reinsurance recoverables on unpaid losses 63,909,000       62,014,000 77,872,000 $ 84,490,000
Loss Portfolio Transfer (“LPT”) Reinsurance Agreement              
Effects Of Reinsurance [Line Items]              
Reinsurance recoverables on paid losses 3,400,000       205,000    
Aggregate losses $ 16,500,000       17,100,000    
Reinsurance recoverables on unpaid losses         3,000,000    
Loss Portfolio Transfer (“LPT”) Reinsurance Agreement | Maximum              
Effects Of Reinsurance [Line Items]              
Coverage       $ 20,000,000      
New Quota Share Reinsurance Agreement              
Effects Of Reinsurance [Line Items]              
Ceded premiums earned         4,200,000    
Percentage of ceding commission     36.20%        
Reinsurance retention policy, reinsured percentage     50.00%        
Property Catastrophe Reinsurance Treaty | Maximum              
Effects Of Reinsurance [Line Items]              
Reinsurance recoverables on paid losses   $ 56,000,000          
Property Catastrophe Reinsurance Treaty | Minimum              
Effects Of Reinsurance [Line Items]              
Amount retained (excess of)   $ 4,000,000          
Specific Commercial Property and Liability Risks              
Effects Of Reinsurance [Line Items]              
Amount retained (excess of)         0    
Specific Commercial Property and Liability Risks | Minimum              
Effects Of Reinsurance [Line Items]              
Amount retained (excess of)           400,000  
Ceded Homeowners Specific Risks in Excess of $500,000 | Minimum              
Effects Of Reinsurance [Line Items]              
Amount retained (excess of)         500,000 500,000  
Homeowners Quota Share | Maximum              
Effects Of Reinsurance [Line Items]              
Amount reinsured         500,000 250,000  
Catastrophe Reinsurance Coverage | Maximum              
Effects Of Reinsurance [Line Items]              
Amount reinsured         $ 4,000,000 $ 2,000,000