The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 603,392 5,877 SH SOLE 5,877 0 0
ABBVIE INC COM 00287Y109 73,729 339 SH OTR 339 0 0
ABBVIE INC COM 00287Y109 1,106,154 5,086 SH SOLE 5,086 0 0
ADOBE INC COM 00724F101 2,951,477 12,142 SH SOLE 12,142 0 0
ADVANCED MICRO DEVICES INC COM 007903107 405,436 1,993 SH SOLE 1,993 0 0
AFLAC INC COM 001055102 21,942 200 SH OTR 200 0 0
AFLAC INC COM 001055102 460,563 4,198 SH SOLE 4,198 0 0
ALLSTATE CORP COM 020002101 64,068 309 SH OTR 309 0 0
ALLSTATE CORP COM 020002101 5,173,133 24,950 SH SOLE 24,883 0 67
ALPHABET INC CAP STK CL A 02079K305 28,756 100 SH OTR 100 0 0
ALPHABET INC CAP STK CL A 02079K305 6,803,957 23,661 SH SOLE 23,600 0 61
ALPHABET INC CAP STK CL C 02079K107 63,109 220 SH OTR 220 0 0
ALPHABET INC CAP STK CL C 02079K107 4,446,330 15,500 SH SOLE 15,440 0 60
AMAZON COM INC COM 023135106 1,198,594 5,755 SH SOLE 5,755 0 0
AMERICAN ELEC PWR CO INC COM 025537101 53,743 410 SH OTR 410 0 0
AMERICAN ELEC PWR CO INC COM 025537101 577,014 4,402 SH SOLE 4,402 0 0
AMERICAN EXPRESS CO COM 025816109 13,309 44 SH OTR 44 0 0
AMERICAN EXPRESS CO COM 025816109 421,960 1,395 SH SOLE 1,395 0 0
AMERIPRISE FINL INC COM 03076C106 296,415 667 SH SOLE 667 0 0
ANALOG DEVICES INC COM 032654105 535,748 1,684 SH SOLE 1,684 0 0
APPLE INC COM 037833100 83,751 330 SH OTR 330 0 0
APPLE INC COM 037833100 13,471,935 53,083 SH SOLE 53,029 0 54
APPLIED MATLS INC COM 038222105 32,470 95 SH OTR 95 0 0
APPLIED MATLS INC COM 038222105 8,513,989 24,910 SH SOLE 24,770 0 140
ATLANTIC UN BANKSHARES CORP COM 04911A107 1,019,769 28,533 SH SOLE 28,533 0 0
AUTOZONE INC COM 053332102 4,070,225 1,205 SH SOLE 1,202 0 3
BANK NEW YORK MELLON CORP COM 064058100 567,051 4,780 SH SOLE 4,780 0 0
BANK MONTREAL MEDIUM COM 063671101 15,835 117 SH OTR 117 0 0
BANK MONTREAL MEDIUM COM 063671101 5,628,926 41,591 SH SOLE 41,402 0 189
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,518,196 5,255 SH SOLE 5,255 0 0
BHP BILLITON LIMITED SPONSORED ADS 088606108 18,040 248 SH OTR 248 0 0
BHP BILLITON LIMITED SPONSORED ADS 088606108 1,049,929 14,434 SH SOLE 14,434 0 0
BNY MELLON ETF TRUST II ACTIVE CORE BOND 05613H506 739,278 30,793 SH SOLE 30,793 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 1,031,088 13,214 SH SOLE 13,107 0 107
BRISTOL-MYERS SQUIBB CO COM 110122108 345,705 5,700 SH SOLE 5,700 0 0
BROADCOM INC COM 11135F101 1,324,393 4,279 SH SOLE 4,279 0 0
CAPITAL ONE FINL CORP COM 14040H105 244,821 1,342 SH SOLE 1,342 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 244,442 4,341 SH SOLE 4,341 0 0
CATERPILLAR INC COM 149123101 835,983 1,180 SH SOLE 1,180 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 4,635,911 32,453 SH SOLE 32,384 0 69
CHENIERE ENERGY INC COM NEW 16411R208 2,751,053 9,695 SH SOLE 9,674 0 21
CHEVRON CORPORATION COM 166764100 47,587 230 SH OTR 230 0 0
CHEVRON CORPORATION COM 166764100 6,704,181 32,403 SH SOLE 32,352 0 51
CHUBB LTD SWITZ COM H1467J104 22,815 70 SH OTR 70 0 0
CHUBB LTD SWITZ COM H1467J104 5,216,836 16,006 SH SOLE 15,962 0 44
CISCO SYS INC COM 17275R102 48,727 628 SH OTR 628 0 0
CISCO SYS INC COM 17275R102 6,928,244 89,293 SH SOLE 89,118 0 175
CITIGROUP INC COM NEW 172967424 36,858 325 SH OTR 325 0 0
CITIGROUP INC COM NEW 172967424 300,310 2,648 SH SOLE 2,648 0 0
CLOROX CO DEL COM 189054109 1,010,911 9,755 SH SOLE 9,666 0 89
COCA COLA CO COM 191216100 22,815 300 SH OTR 300 0 0
COCA COLA CO COM 191216100 6,329,337 83,226 SH SOLE 82,904 0 322
CONOCOPHILLIPS COM 20825C104 563,376 4,268 SH SOLE 4,168 0 100
COSTCO WHOLESALE CORPORATION COM 22160K105 398,572 400 SH SOLE 400 0 0
CROCS INC COM 227046109 1,992 24 SH OTR 24 0 0
CROCS INC COM 227046109 3,769,523 45,405 SH SOLE 45,307 0 98
CSX CORP COM 126408103 335,543 8,174 SH SOLE 8,174 0 0
CUMMINS INC COM 231021106 45,194 84 SH OTR 84 0 0
CUMMINS INC COM 231021106 6,303,442 11,716 SH SOLE 11,676 0 40
DANAHER CORP DEL COM 235851102 494,098 2,606 SH SOLE 2,606 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VEC 25434V641 437,091 5,883 SH SOLE 5,883 0 0
DISNEY WALT CO COM 254687106 29,974 311 SH OTR 311 0 0
DISNEY WALT CO COM 254687106 203,651 2,113 SH SOLE 2,113 0 0
DOMINION ENERGY INC COM 25746U109 309,038 4,999 SH SOLE 4,999 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 802,924 6,132 SH SOLE 6,132 0 0
EATON CORP PLC SHS G29183103 159,163 445 SH OTR 445 0 0
EATON CORP PLC SHS G29183103 907,051 2,536 SH SOLE 2,536 0 0
ELI LILLY & CO COM 532457108 2,346,333 2,551 SH SOLE 2,551 0 0
EMERSON ELEC CO COM 291011104 1,227,133 9,366 SH SOLE 9,366 0 0
ERIE INDTY CO CL A 29530P102 568,715 2,263 SH SOLE 2,263 0 0
EXELON CORP COM 30161N101 250,590 5,112 SH SOLE 5,112 0 0
EXXON MOBIL CORP COM 30231G102 50,219 296 SH OTR 296 0 0
EXXON MOBIL CORP COM 30231G102 9,659,762 56,936 SH SOLE 56,855 0 81
GE AEROSPACE COM NEW 369604301 253,832 895 SH SOLE 895 0 0
GILEAD SCIENCES INC COM 375558103 26,480 190 SH OTR 190 0 0
GILEAD SCIENCES INC COM 375558103 241,110 1,730 SH SOLE 1,730 0 0
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 2,967,668 37,974 SH SOLE 37,974 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 701,326 829 SH SOLE 829 0 0
HALLIBURTON CO COM 406216101 7,798 200 SH OTR 200 0 0
HALLIBURTON CO COM 406216101 5,315,039 136,318 SH SOLE 136,249 0 69
HARTFORD INSURANCE GROUP INC COM 416515104 254,232 1,880 SH SOLE 1,880 0 0
HCA HEALTHCARE INC COM 40412C101 865,083 1,828 SH SOLE 1,828 0 0
HOME DEPOT INC COM 437076102 4,305,828 13,092 SH SOLE 13,090 0 2
HONEYWELL INTL INC COM 438516106 779,125 3,447 SH SOLE 3,447 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 12,678 523 SH OTR 523 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 1,422,888 58,700 SH SOLE 58,494 0 206
ISHARES TR IBONDS 27 ETF 46435UAA9 10,108 417 SH OTR 417 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9 756,191 31,196 SH SOLE 30,990 0 206
INCYTE CORP COM 45337C102 5,110,528 54,298 SH SOLE 54,185 0 113
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107 3,670,741 54,730 SH SOLE 54,730 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 26,178 108 SH OTR 108 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,369,746 5,651 SH SOLE 5,651 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635 12,561 542 SH OTR 542 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635 2,012,541 86,841 SH SOLE 86,625 0 216
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585 9,930 444 SH OTR 444 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585 929,154 41,545 SH SOLE 41,322 0 223
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 2,703,079 56,871 SH SOLE 56,871 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 232,073 3,173 SH SOLE 3,173 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 225,698 1,176 SH SOLE 1,176 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 67,724 499 SH OTR 499 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 907,288 6,685 SH SOLE 6,685 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,819,653 20,100 SH SOLE 20,100 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,139,366 16,335 SH SOLE 16,335 0 0
ISHARES TR CORE S&P500 ETF 464287200 112,352 172 SH OTR 28 144 0
ISHARES TR CORE S&P500 ETF 464287200 14,831,133 22,705 SH SOLE 22,705 0 0
ISHARES TR CORE S&P SCP ETF 464287804 533,166 4,289 SH SOLE 4,289 0 0
ISHARES TR CORE S&P TTL STK 464287150 2,921,667 20,513 SH SOLE 20,513 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,115,199 11,234 SH SOLE 11,234 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 385,182 7,560 SH SOLE 7,560 0 0
ISHARES TR IBOXX INV CP ETF 464287242 77,710 713 SH OTR 713 0 0
ISHARES TR IBOXX INV CP ETF 464287242 159,125 1,460 SH SOLE 1,460 0 0
ISHARES TR INTRM GOV CR ETF 464288612 834,024 7,818 SH SOLE 7,818 0 0
ISHARES TR MSCI EAFE ETF 464287465 240,008 2,471 SH SOLE 2,471 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 407,212 955 SH SOLE 955 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 9,672 39 SH OTR 39 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 6,248,112 25,194 SH SOLE 25,079 0 115
ISHARES TR S&P 500 GRWT ETF 464287309 28,730 254 SH OTR 0 254 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,582,754 22,834 SH SOLE 22,834 0 0
ISHARES TR CORE S&P MCP ETF 464287507 248,038 3,673 SH SOLE 3,673 0 0
ISHARES TR SELECT DIVID ETF 464287168 357,328 2,360 SH SOLE 2,360 0 0
ISHARES TR EAFE VALUE ETF 464288877 47,881 644 SH OTR 644 0 0
ISHARES TR EAFE VALUE ETF 464288877 419,260 5,639 SH SOLE 5,639 0 0
ISHARES TR PFD AND INCM SEC 464288687 9,854 325 SH OTR 325 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,143,792 37,724 SH SOLE 37,724 0 0
JPMORGAN CHASE & CO COM 46625H100 72,069 245 SH OTR 245 0 0
JPMORGAN CHASE & CO COM 46625H100 7,270,753 24,717 SH SOLE 24,653 0 64
JOHNSON & JOHNSON COM 478160104 2,329,758 9,531 SH SOLE 9,531 0 0
KKR & CO INC COM 48251W104 224,313 2,425 SH SOLE 2,425 0 0
KLA CORP COM NEW 482480100 1,526,889 1,037 SH SOLE 1,037 0 0
LAM RESEARCH CORP COM NEW 512807306 10,212,093 47,796 SH SOLE 47,656 0 140
LINDE PLC SHS G54950103 419,909 847 SH SOLE 847 0 0
LOCKHEED MARTIN CORP COM 539830109 6,841,090 11,319 SH SOLE 11,300 0 19
LOWES COS INC COM 548661107 1,856,688 7,858 SH SOLE 7,858 0 0
LULULEMON ATHLETICA INC COM 550021109 2,365,242 15,449 SH SOLE 15,416 0 33
MARATHON PETE CORP COM 56585A102 589,451 2,414 SH SOLE 2,414 0 0
MCDONALDS CORP COM 580135101 583,353 1,877 SH SOLE 1,827 0 50
MERCK & CO INC COM 58933Y105 10,345 86 SH OTR 86 0 0
MERCK & CO INC COM 58933Y105 6,680,425 55,536 SH SOLE 55,295 0 241
META PLATFORMS INC CL A 30303M102 530,365 927 SH SOLE 927 0 0
METLIFE INC COM 59156R108 485,139 6,860 SH SOLE 6,860 0 0
MICRON TECHNOLOGY INC COM 595112103 2,210,149 6,542 SH SOLE 6,542 0 0
MICROSOFT CORP COM 594918104 125,858 340 SH OTR 340 0 0
MICROSOFT CORP COM 594918104 10,780,461 29,123 SH SOLE 29,094 0 29
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 1,770,101 2,870 SH SOLE 2,870 0 0
MONDELEZ INTL INC CL A 609207105 373,738 6,484 SH SOLE 6,484 0 0
MORGAN STANLEY COM NEW 617446448 4,582,452 27,845 SH SOLE 27,773 0 72
NEXTERA ENERGY INC COM 65339F101 250,869 2,701 SH SOLE 2,701 0 0
NOKIA CORP SPONSORED ADR 654902204 228,746 28,451 SH SOLE 28,451 0 0
NORDSON CORP COM 655663102 346,410 1,302 SH SOLE 1,302 0 0
NORTHROP GRUMMAN CORP COM 666807102 528,054 774 SH SOLE 774 0 0
NORTHWEST BANCSHARES INC COM 667340103 17,132 1,350 SH OTR 1,350 0 0
NORTHWEST BANCSHARES INC COM 667340103 3,024,535 238,340 SH SOLE 195,500 0 42,840
NUCOR CORP COM 670346105 219,830 1,300 SH SOLE 1,300 0 0
NVIDIA CORPORATION COM 67066G104 3,678,096 21,090 SH SOLE 21,090 0 0
ORACLE CORP COM 68389X105 102,830 699 SH OTR 699 0 0
ORACLE CORP COM 68389X105 141,226 960 SH SOLE 960 0 0
OTIS WORLDWIDE CORP COM 68902V107 257,678 3,343 SH SOLE 3,343 0 0
PARKER-HANNIFIN CORP COM 701094104 604,287 675 SH SOLE 675 0 0
PAYPAL HLDGS INC COM 70450Y103 3,131,635 69,238 SH SOLE 69,238 0 0
PEPSICO INC COM 713448108 4,466,451 28,762 SH SOLE 28,762 0 0
PFIZER INC COM 717081103 714,524 25,446 SH SOLE 25,446 0 0
PHILIP MORRIS INTL INC COM 718172109 22,321 135 SH OTR 135 0 0
PHILIP MORRIS INTL INC COM 718172109 893,828 5,406 SH SOLE 5,406 0 0
PIMCO EQUITY SER RAFI ESG US 72201T342 4,511,401 108,413 SH SOLE 108,413 0 0
PNC FINL SVCS GROUP INC COM 693475105 819,875 3,940 SH SOLE 3,940 0 0
PPL CORP COM 69351T106 17,037 446 SH OTR 446 0 0
PPL CORP COM 69351T106 555,695 14,547 SH SOLE 14,547 0 0
PROCTER & GAMBLE CO COM 742718109 3,274,888 22,673 SH SOLE 22,668 0 5
PROGRESSIVE CORP COM 743315103 455,952 2,300 SH SOLE 2,300 0 0
PRUDENTIAL FINL INC COM 744320102 247,253 2,531 SH SOLE 2,531 0 0
PUBLIC STORAGE OPER CO COM 74460D109 9,210 34 SH OTR 34 0 0
PUBLIC STORAGE OPER CO COM 74460D109 4,153,132 15,332 SH SOLE 15,298 0 34
QUALCOMM INC COM 747525103 310,489 2,411 SH SOLE 2,411 0 0
RIO TINTO PLC SPONSORED ADR 767204100 5,221,814 55,974 SH SOLE 55,858 0 116
ROCKWELL AUTOMATION INC COM 773903109 205,638 573 SH SOLE 573 0 0
S&P GLOBAL INC COM 78409V104 301,991 710 SH SOLE 710 0 0
SANOFI SA SPONSORED ADR 80105N105 3,915,203 81,262 SH SOLE 81,142 0 120
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 222,973 6,767 SH SOLE 6,767 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 118,446 4,253 SH OTR 3,503 0 750
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 110,571,825 3,970,263 SH SOLE 3,955,829 0 14,434
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,642,319 64,053 SH SOLE 64,053 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 568,052 1,450 SH SOLE 1,450 0 0
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 607,087 9,910 SH SOLE 9,910 0 0
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 206,527 1,554 SH SOLE 1,554 0 0
SOUTHERN CO COM 842587107 266,009 2,756 SH SOLE 2,756 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R788 293,513 6,448 SH SOLE 6,448 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R853 1,417,371 29,333 SH SOLE 29,333 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,892,285 5,985 SH SOLE 5,985 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 6,967,515 20,617 SH SOLE 20,524 0 93
TESLA INC COM 88160R101 630,488 1,696 SH SOLE 1,696 0 0
TEXAS INSTRS INC COM 882508104 556,988 2,869 SH SOLE 2,869 0 0
SCHWAB CHARLES CORP COM 808513105 200,647 2,135 SH SOLE 2,135 0 0
TOYOTA MOTOR CORP ADS 892331307 3,657,479 17,747 SH SOLE 17,747 0 0
UNITED PARCEL SVCS INC CL B 911312106 2,120,384 21,553 SH SOLE 21,450 0 103
VALERO ENERGY CORP COM 91913Y100 30,144 122 SH OTR 122 0 0
VALERO ENERGY CORP COM 91913Y100 6,496,474 26,293 SH SOLE 26,228 0 65
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,181,325 5,493 SH SOLE 5,493 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,001,891 15,635 SH SOLE 15,635 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,534,880 3,514 SH SOLE 3,509 0 5
VANGUARD INDEX FDS VALUE ETF 922908744 932,539 4,753 SH SOLE 4,753 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8,358 101 SH OTR 101 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 15,046,764 181,834 SH SOLE 181,423 0 411
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 22,114 120 SH OTR 120 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 395,281 2,145 SH SOLE 2,145 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 24,215 273 SH OTR 273 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 357,905 4,035 SH SOLE 4,035 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 18,866 238 SH OTR 104 134 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 15,730,497 198,442 SH SOLE 198,340 0 102
VANGUARD INDEX FDS SML CP GRW ETF 922908595 609,638 2,017 SH SOLE 2,017 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 795,609 2,480 SH SOLE 2,480 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 4,652,054 10,418 SH SOLE 10,395 0 23
VISA INC COM CL A 92826C839 1,791,074 5,926 SH SOLE 5,823 0 103
WALMART INC COM 931142103 74,568 600 SH OTR 600 0 0
WALMART INC COM 931142103 8,520,885 68,562 SH SOLE 68,388 0 174
WASTE MGMT INC DEL COM 94106L109 1,250,287 5,441 SH SOLE 5,291 0 150
WELLS FARGO & CO COM 949746101 228,003 2,864 SH SOLE 2,864 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 15,289 61 SH OTR 61 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 296,507 1,183 SH SOLE 1,183 0 0
ZOETIS INC CL A 98978V103 2,177,074 18,417 SH SOLE 18,381 0 36