The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM COM 037833100 9,144,908 36,033 SH SOLE 0 0 36,033
ABBVIE INC COM COM 00287Y109 801,996 3,688 SH SOLE 0 0 3,688
ABBOTT LABORATORIES COM COM 002824100 345,669 3,367 SH SOLE 0 0 3,367
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF MSCI GBL MIN VOL 464286525 336,540 2,816 SH SOLE 0 0 2,816
ISHARES CORE U.S. AGGREGATE BOND ETF CORE US AGGBD ET 464287226 493,020 4,966 SH SOLE 0 0 4,966
AMERIPRISE FINL INC COM COM 03076C106 1,647,241 3,707 SH SOLE 0 0 3,707
AMAZON COM INC COM COM 023135106 5,520,963 26,509 SH SOLE 0 0 26,509
ARISTA NETWORKS INC COM SHS COM 040413205 436,974 3,559 SH SOLE 0 0 3,559
AMPHENOL CORP CL A CL A 032095101 1,345,038 10,645 SH SOLE 0 0 10,645
BROADCOM INC COM COM 11135F101 4,419,560 14,279 SH SOLE 0 0 14,279
BECTON DICKINSON & CO COM COM 075887109 321,535 2,045 SH SOLE 0 0 2,045
VANGUARD TOTAL INTERNATIONAL BOND ETF TOTAL INT BD ETF 92203J407 8,985,483 187,003 SH SOLE 0 0 187,003
BP PLC SPONSORED ADR SPONSORED ADR 055622104 210,080 4,470 SH SOLE 0 0 4,470
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 2,797,982 5,839 SH SOLE 0 0 5,839
CARDINAL HEALTH INC COM COM 14149Y108 201,167 952 SH SOLE 0 0 952
CATERPILLAR INC COM COM 149123101 418,475 591 SH SOLE 0 0 591
CALAMOS CONV OPPORTUNITIES & I SH BEN INT SH BEN INT 128117108 196,596 18,305 SH SOLE 0 0 18,305
CAPITAL ONE FINL CORP COM COM 14040H105 305,205 1,673 SH SOLE 0 0 1,673
COHERENT CORP COM COM 19247G107 491,665 2,064 SH SOLE 0 0 2,064
COSTCO WHOLESALE CORPORATION COM COM 22160K105 2,683,156 2,693 SH SOLE 0 0 2,693
CISCO SYS INC COM COM 17275R102 1,598,770 20,605 SH SOLE 0 0 20,605
CHEVRON CORPORATION COM COM 166764100 383,164 1,852 SH SOLE 0 0 1,852
XTRACKERS MSCI EAFE HEDGED EQUITY ETF XTRACK MSCI EAFE 233051200 45,663,350 924,359 SH SOLE 0 0 924,359
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND US SMALLCAP DIVD 97717W604 216,503 6,024 SH SOLE 0 0 6,024
WISDOMTREE U.S. LARGECAP DIVIDEND FUND US LARGECAP DIVD 97717W307 954,580 10,686 SH SOLE 0 0 10,686
ISHARES ESG MSCI KLD 400 ETF MSCI KLD400 SOC 464288570 523,420 4,319 SH SOLE 0 0 4,319
DTE ENERGY CO COM COM 233331107 336,891 2,304 SH SOLE 0 0 2,304
WISDOMTREE INTERNATIONAL HIGH DIVIDEND FUND ITL HIGH DIV FD 97717W802 578,006 10,686 SH SOLE 0 0 10,686
ISHARES ESG AWARE US AGGREGATE BOND ETF ESG AWR US AGRGT 46435U549 585,768 12,319 SH SOLE 0 0 12,319
ISHARES MSCI EAFE MIN VOL FACTOR ETF MSCI EAFE MIN VL 46429B689 668,249 7,314 SH SOLE 0 0 7,314
EDISON INTL COM COM 281020107 277,425 3,791 SH SOLE 0 0 3,791
ELEVANCE HEALTH INC FORMERLY A COM COM 036752103 267,701 914 SH SOLE 0 0 914
EMERSON ELEC CO COM COM 291011104 1,206,082 9,205 SH SOLE 0 0 9,205
ENZOLYTICS INC COM COM 294112107 572 1,905,655 SH SOLE 0 0 1,905,655
EOG RES INC COM COM 26875P101 1,357,574 9,390 SH SOLE 0 0 9,390
ISHARES ESG AWARE MSCI EAFE ETF ESG AW MSCI EAFE 46435G516 407,219 4,259 SH SOLE 0 0 4,259
EATON CORP PLC SHS SHS G29183103 2,618,860 7,322 SH SOLE 0 0 7,322
ISHARES MSCI GERMANY ETF MSCI GERMANY ETF 464286806 271,660 6,848 SH SOLE 0 0 6,848
ISHARES MSCI ITALY ETF MSCI ITALY ETF 46434G830 375,489 7,029 SH SOLE 0 0 7,029
FORD MTR CO COM COM 345370860 239,669 20,769 SH SOLE 0 0 20,769
FREEPORT MCMORAN INC CL B CL B 35671D857 204,050 3,471 SH SOLE 0 0 3,471
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND SHS 336917109 320,599 6,311 SH SOLE 0 0 6,311
FIFTH THIRD BANCORP COM COM 316773100 1,056,175 22,733 SH SOLE 0 0 22,733
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY ETF SCHWAB FDT US SC 808524763 3,983,725 122,841 SH SOLE 0 0 122,841
FIRST TRUST VALUE LINE DIVIDEND INDEX FUND SHS 33734H106 288,153 6,127 SH SOLE 0 0 6,127
EATON VANCE FLOATING RATE IN COM 278279104 476,200 26,282 SH SOLE 0 0 26,282
GE AEROSPACE COM NEW COM NEW 369604301 352,505 1,242 SH SOLE 0 0 1,242
ISHARES US & INTL HIGH YIELD CORP BOND ETF US INTL HGH YLD 464286178 9,158,141 203,018 SH SOLE 0 0 203,018
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 4,232,631 14,719 SH SOLE 0 0 14,719
HOME DEPOT INC COM COM 437076102 215,423 655 SH SOLE 0 0 655
HIGHLANDS REIT INC COM COM 43110A104 4,964 16,014 SH SOLE 0 0 16,014
HONEYWELL INTL INC COM COM 438516106 1,308,574 5,789 SH SOLE 0 0 5,789
STATE STREET SPDR NUVEEN ICE HIGH YIELD MUNICIPAL BOND ETF NUVEEN BLOOMBERG 78464A284 258,452 10,421 SH SOLE 0 0 10,421
ISHARES GOLD TRUST ISHARES NEW 464285204 295,689 3,354 SH SOLE 0 0 3,354
INTERNATIONAL BUSINESS MACHS COM COM 459200101 672,226 2,773 SH SOLE 0 0 2,773
ISHARES CONVERTIBLE BOND ETF CONV BD ETF 46435G102 9,497,812 93,308 SH SOLE 0 0 93,308
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ISHS 5-10YR INVT 464288638 460,619 8,655 SH SOLE 0 0 8,655
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507 5,952,356 88,144 SH SOLE 0 0 88,144
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804 241,161 1,940 SH SOLE 0 0 1,940
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF CORE S&P TTL STK 464287150 659,090 4,627 SH SOLE 0 0 4,627
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 454,648 696 SH SOLE 0 0 696
ISHARES RUSSELL MIDCAP ETF RUS MID CAP ETF 464287499 232,269 2,389 SH SOLE 0 0 2,389
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF CORE MSCI TOTAL 46432F834 1,015,128 11,717 SH SOLE 0 0 11,717
ISHARES U.S. TECHNOLOGY ETF U.S. TECH ETF 464287721 670,169 3,694 SH SOLE 0 0 3,694
JABIL INC COM COM 466313103 840,688 3,165 SH SOLE 0 0 3,165
JOHNSON & JOHNSON COM COM 478160104 4,422,593 18,093 SH SOLE 0 0 18,093
JPMORGAN CHASE & CO COM COM 46625H100 4,031,789 13,706 SH SOLE 0 0 13,706
COCA COLA CO COM COM 191216100 1,333,052 17,529 SH SOLE 0 0 17,529
ELI LILLY & CO COM COM 532457108 5,417,972 5,891 SH SOLE 0 0 5,891
LOWES COS INC COM COM 548661107 322,050 1,363 SH SOLE 0 0 1,363
MASTERCARD INCORPORATED CL A CL A 57636Q104 3,802,689 7,611 SH SOLE 0 0 7,611
MCDONALDS CORP COM COM 580135101 676,174 2,176 SH SOLE 0 0 2,176
META PLATFORMS INC CL A CL A 30303M102 3,679,818 6,432 SH SOLE 0 0 6,432
ALTRIA GROUP INC COM COM 02209S103 435,053 6,593 SH SOLE 0 0 6,593
MERCK & CO INC COM COM 58933Y105 1,363,519 11,335 SH SOLE 0 0 11,335
MICROSOFT CORP COM COM 594918104 5,473,116 14,785 SH SOLE 0 0 14,785
MICRON TECHNOLOGY INC COM COM 595112103 206,082 610 SH SOLE 0 0 610
NETFLIX INC. COM COM 64110L106 2,929,174 30,465 SH SOLE 0 0 30,465
NISOURCE INC COM COM 65473P105 321,581 6,892 SH SOLE 0 0 6,892
NETLIST INC COM COM 64118P109 16,544 10,605 SH SOLE 0 0 10,605
NUVEEN ESG LARGE-CAP GROWTH ETF NUVEEN ESG LRGCP 67092P201 201,796 2,219 SH SOLE 0 0 2,219
NUVEEN ESG LARGE-CAP VALUE ETF NUVEEN ESG LRGVL 67092P300 228,865 5,030 SH SOLE 0 0 5,030
NVIDIA CORPORATION COM COM 67066G104 5,995,461 34,378 SH SOLE 0 0 34,378
ORACLE CORP COM COM 68389X105 2,620,440 17,813 SH SOLE 0 0 17,813
PROCTER & GAMBLE CO COM COM 742718109 4,078,778 28,239 SH SOLE 0 0 28,239
PROLOGIS INC. COM COM 74340W103 239,246 1,810 SH SOLE 0 0 1,810
PALANTIR TECHNOLOGIES INC CL A CL A 69608A108 240,045 1,641 SH SOLE 0 0 1,641
PHILIP MORRIS INTL INC COM COM 718172109 810,497 4,902 SH SOLE 0 0 4,902
PIMCO MULTISECTOR BOND ACTIVE EXCHANGE-TRADED FUND MULTISECTOR BD 72201R585 359,806 13,733 SH SOLE 0 0 13,733
PROSHARES ULTRA QQQ PSHS ULTRA QQQ 74347R206 284,992 4,672 SH SOLE 0 0 4,672
INVESCO QQQ TRUST SERIES I TR UNIT 46090E103 251,431 436 SH SOLE 0 0 436
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF S&P500 EQL TEC 46137V282 855,272 18,897 SH SOLE 0 0 18,897
INVESCO S&P 500 REVENUE ETF S&P 500 REVENUE 46138G698 309,448 2,693 SH SOLE 0 0 2,693
SAIA INC COM COM 78709Y105 481,254 1,370 SH SOLE 0 0 1,370
SCHWAB U.S. SMALL-CAP ETF US SML CAP ETF 808524607 809,840 27,849 SH SOLE 0 0 27,849
SCHWAB U.S. MID-CAP ETF US MID-CAP ETF 808524508 969,384 31,311 SH SOLE 0 0 31,311
SCHWAB INTERMEDIATE-TERM US TREASURY ETF INTRM TRM TRES 808524854 4,492,239 180,339 SH SOLE 0 0 180,339
STATE STREET SPDR PORTFOLIO EMERGING MARKETS ETF PORTFOLIO EMG MK 78463X509 558,950 11,915 SH SOLE 0 0 11,915
STATE STREET SPDR PORTFOLIO HIGH YIELD BOND ETF PORTFLI HIGH YLD 78468R606 13,421,681 575,544 SH SOLE 0 0 575,544
STATE STREET SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF PORTFOLIO INTRMD 78464A375 1,659,424 49,476 SH SOLE 0 0 49,476
STATE STREET SPDR PORTFOLIO INTERMEDIATE TERM TREASURY ETF PORTFLI INTRMDIT 78464A672 678,918 23,689 SH SOLE 0 0 23,689
STATE STREET SPDR S&P 500 ETF TR UNIT 78462F103 846,181 1,301 SH SOLE 0 0 1,301
STATE STREET SPDR PORTFOLIO S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409 14,265,612 145,701 SH SOLE 0 0 145,701
STATE STREET BLACKSTONE SENIOR LOAN ETF BLACKSTONE SENR 78467V608 9,334,442 232,547 SH SOLE 0 0 232,547
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SHRT NAT MUN ETF 464288158 638,787 5,998 SH SOLE 0 0 5,998
STRYKER CORPORATION COM COM 863667101 241,607 735 SH SOLE 0 0 735
AT&T INC COM COM 00206R102 479,922 16,555 SH SOLE 0 0 16,555
TJX COS INC NEW COM COM 872540109 1,392,765 8,721 SH SOLE 0 0 8,721
TESLA INC COM COM 88160R101 2,917,641 7,848 SH SOLE 0 0 7,848
ISHARES MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL 46429B697 1,988,278 21,439 SH SOLE 0 0 21,439
VISA INC COM CL A COM CL A 92826C839 3,738,598 12,370 SH SOLE 0 0 12,370
VANGUARD SHORT-TERM CORPORATE BOND ETF SHRT TRM CORP BD 92206C409 428,614 5,407 SH SOLE 0 0 5,407
VANGUARD INFORMATION TECHNOLOGY ETF INF TECH ETF 92204A702 418,641 600 SH SOLE 0 0 600
VANGUARD MORTGAGE-BACKED SECURITIES ETF MORTG-BACK SEC 92206C771 4,833,744 102,955 SH SOLE 0 0 102,955
VANGUARD RUSSELL 1000 ETF VNG RUS1000IDX 92206C730 74,046,213 250,902 SH SOLE 0 0 250,902
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 216,062 362 SH SOLE 0 0 362
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746 972,377 19,490 SH SOLE 0 0 19,490
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769 625,356 1,949 SH SOLE 0 0 1,949
VANGUARD VALUE ETF VALUE ETF 922908744 32,943,492 167,908 SH SOLE 0 0 167,908
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF EM MK GOV BD ETF 921946885 9,135,676 139,073 SH SOLE 0 0 139,073
VERIZON COMMUNICATIONS INC COM COM 92343V104 289,724 5,771 SH SOLE 0 0 5,771
WEC ENERGY GROUP INC COM COM 92939U106 274,375 2,370 SH SOLE 0 0 2,370
WALMART INC COM COM 931142103 2,932,618 23,597 SH SOLE 0 0 23,597
WP CAREY INC COM COM 92936U109 1,490,339 21,930 SH SOLE 0 0 21,930
WOODWARD INC COM COM 980745103 250,544 700 SH SOLE 0 0 700
EXXON MOBIL CORP COM COM 30231G102 8,508,269 50,149 SH SOLE 0 0 50,149