The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 34,877,783 473,626 SH SOLE 473,625 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764 25,937,783 329,746 SH SOLE 329,745 0 0
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456 24,687,827 534,022 SH SOLE 534,021 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 24,477,085 113,815 SH SOLE 113,815 0 0
SPDR GOLD SHARES ETF 78463V107 20,227,933 47,010 SH SOLE 47,010 0 0
JPMORGAN HEDGED EQUITY LADDERED OVERLAY ETF ETF 46654Q724 15,960,531 249,734 SH SOLE 249,734 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 15,263,727 47,579 SH SOLE 47,578 0 0
ISHARES MSCI USA QUALITY GARP ETF ETF 46436E403 12,157,999 190,058 SH SOLE 190,057 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103 11,335,822 19,640 SH SOLE 19,640 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 9,189,022 136,073 SH SOLE 136,073 0 0
JPMORGAN NASDAQ EQUITY PREMIUM INCOME ETF ETF 46654Q203 8,451,049 152,216 SH SOLE 152,216 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 6,482,210 92,365 SH SOLE 92,365 0 0
VANGUARD SMALL-CAP ETF ETF 922908751 6,144,376 23,459 SH SOLE 23,458 0 0
AVANTIS U.S. SMALL CAP VALUE ETF ETF 025072877 5,721,109 51,789 SH SOLE 51,788 0 0
STATE STREET SPDR BLOOMBERG 3-12 MONTH T-BILL ETF ETF 78468R523 5,085,824 51,145 SH SOLE 51,144 0 0
NVIDIA CORPORATION COM Stock 67066G104 5,068,930 29,065 SH SOLE 29,064 0 0
APPLE INC COM Stock 037833100 4,831,190 19,036 SH SOLE 19,036 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 3,923,131 153,008 SH SOLE 153,008 0 0
AMAZON COM INC COM Stock 023135106 3,604,737 17,308 SH SOLE 17,308 0 0
MICROSOFT CORP COM Stock 594918104 3,528,075 9,531 SH SOLE 9,530 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 3,513,661 54,832 SH SOLE 54,832 0 0
ELI LILLY & CO COM Stock 532457108 3,424,899 3,724 SH SOLE 3,723 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 3,254,746 35,095 SH SOLE 35,095 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 3,223,179 22,630 SH SOLE 22,629 0 0
VANGUARD ESG INTERNATIONAL STOCK ETF ETF 921910725 3,011,783 41,988 SH SOLE 41,987 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 2,843,482 14,824 SH SOLE 14,824 0 0
APPLIED MATLS INC COM Stock 038222105 2,801,615 8,197 SH SOLE 8,196 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 2,743,643 9,564 SH SOLE 9,564 0 0
ISHARES IBONDS 2027 TERM HIGH YIELD AND INCOME ETF ETF 46436E478 2,652,225 119,847 SH SOLE 119,847 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 2,625,870 31,802 SH SOLE 31,801 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 2,534,721 24,507 SH SOLE 24,506 0 0
STATE STREET SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF ETF 78468R200 2,515,601 81,728 SH SOLE 81,728 0 0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834 2,390,310 27,589 SH SOLE 27,588 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406 2,216,838 14,969 SH SOLE 14,968 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 2,137,170 37,706 SH SOLE 37,705 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 2,109,594 19,808 SH SOLE 19,808 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816 2,058,369 5,602 SH SOLE 5,601 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 1,959,799 6,662 SH SOLE 6,662 0 0
IMMUNITYBIO INC COM Stock 45256X103 1,929,987 251,628 SH SOLE 251,628 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 1,928,513 6,706 SH SOLE 6,706 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409 1,895,223 23,908 SH SOLE 23,908 0 0
ISHARES 10-20 YEAR TREASURY BOND ETF ETF 464288653 1,811,928 17,990 SH SOLE 17,989 0 0
BROADCOM INC COM Stock 11135F101 1,766,976 5,709 SH SOLE 5,708 0 0
WALMART INC COM Stock 931142103 1,699,455 13,674 SH SOLE 13,674 0 0
INVESCO AEROSPACE & DEFENSE ETF ETF 46137V100 1,517,413 9,158 SH SOLE 9,157 0 0
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF ETF 464286533 1,485,476 22,949 SH SOLE 22,948 0 0
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF ETF 46434V407 1,476,554 34,898 SH SOLE 34,898 0 0
AMERICAN EXPRESS CO COM Stock 025816109 1,463,941 4,840 SH SOLE 4,839 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 1,436,280 2 SH SOLE 2 0 0
LAM RESEARCH CORP COM NEW Stock 512807306 1,405,742 6,579 SH SOLE 6,579 0 0
ISHARES MSCI EAFE MIN VOL FACTOR ETF ETF 46429B689 1,382,804 15,134 SH SOLE 15,134 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 1,334,867 10,738 SH SOLE 10,738 0 0
ISHARES CORE S&P US VALUE ETF ETF 464287663 1,289,927 12,615 SH SOLE 12,615 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 1,252,667 12,619 SH SOLE 12,618 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 1,184,355 12,409 SH SOLE 12,409 0 0
TESLA INC COM Stock 88160R101 1,179,935 3,174 SH SOLE 3,174 0 0
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516 1,141,074 11,933 SH SOLE 11,933 0 0
COSTCO WHOLESALE CORPORATION COM Stock 22160K105 1,139,262 1,143 SH SOLE 1,143 0 0
AMPLIFY CWP INTERNATIONAL ENHANCED DIVIDEND INCOME ETF ETF 032108722 1,122,149 27,728 SH SOLE 27,727 0 0
ABBVIE INC COM Stock 00287Y109 1,094,674 5,033 SH SOLE 5,033 0 0
AMGEN INC COM Stock 031162100 1,093,992 3,109 SH SOLE 3,109 0 0
STATE STREET SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663 1,074,913 11,730 SH SOLE 11,729 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 1,061,500 10,000 SH SOLE 10,000 0 0
PARKER-HANNIFIN CORP COM Stock 701094104 1,020,105 1,139 SH SOLE 1,139 0 0
NETFLIX INC. COM Stock 64110L106 979,192 10,184 SH SOLE 10,184 0 0
SERVICENOW INC COM Stock 81762P102 908,540 8,690 SH SOLE 8,690 0 0
ISHARES IBONDS 2026 TERM HIGH YIELD AND INCOME ETF ETF 46436E528 870,794 37,943 SH SOLE 37,943 0 0
HOME DEPOT INC COM Stock 437076102 866,645 2,635 SH SOLE 2,635 0 0
ISHARES MBS ETF ETF 464288588 862,517 9,084 SH SOLE 9,083 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 857,990 1,420 SH SOLE 1,419 0 0
LINDE PLC SHS Stock G54950103 837,673 1,690 SH SOLE 1,689 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 836,645 1,674 SH SOLE 1,674 0 0
META PLATFORMS INC CL A Stock 30303M102 830,761 1,452 SH SOLE 1,452 0 0
JOHNSON & JOHNSON COM Stock 478160104 820,222 3,356 SH SOLE 3,355 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 787,681 3,872 SH SOLE 3,872 0 0
STATE STREET SPDR S&P 500 ETF ETF 78462F103 777,342 1,195 SH SOLE 1,195 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775 774,882 10,318 SH SOLE 10,318 0 0
DIREXION NASDAQ-100 EQUAL WEIGHTED INDEX ETF ETF 25459Y207 769,741 7,812 SH SOLE 7,812 0 0
QUANTA SVCS INC COM Stock 74762E102 754,365 1,374 SH SOLE 1,374 0 0
ARISTA NETWORKS INC COM SHS Stock 040413205 737,417 6,006 SH SOLE 6,006 0 0
RTX CORPORATION COM Stock 75513E101 713,847 3,701 SH SOLE 3,700 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 708,088 3,403 SH SOLE 3,402 0 0
BOSTON SCIENTIFIC CORP COM Stock 101137107 700,855 11,169 SH SOLE 11,169 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 675,672 1,410 SH SOLE 1,410 0 0
SALESFORCE INC COM Stock 79466L302 641,137 3,435 SH SOLE 3,434 0 0
EATON CORP PLC SHS Stock G29183103 634,864 1,775 SH SOLE 1,775 0 0
MERCK & CO INC COM Stock 58933Y105 624,345 5,190 SH SOLE 5,190 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432 606,830 7,000 SH SOLE 7,000 0 0
ACCESS TREASURY 0-1 YEAR ETF ETF 381430529 604,117 6,030 SH SOLE 6,029 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 602,953 2,488 SH SOLE 2,487 0 0
CUMMINS INC COM Stock 231021106 601,759 1,118 SH SOLE 1,118 0 0
GILEAD SCIENCES INC COM Stock 375558103 584,796 4,196 SH SOLE 4,195 0 0
STATE STREET FINANCIAL SELECT SECTOR SPDR ETF ETF 81369Y605 578,063 11,709 SH SOLE 11,708 0 0
GALLAGHER ARTHUR J & CO COM Stock 363576109 562,253 2,596 SH SOLE 2,596 0 0
ISHARES TIPS BOND ETF ETF 464287176 555,442 5,033 SH SOLE 5,033 0 0
BANK OF AMER CORP COM Stock 060505104 546,914 11,219 SH SOLE 11,218 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105 531,657 4,060 SH SOLE 4,060 0 0
VANGUARD MID-CAP ETF ETF 922908629 518,931 1,807 SH SOLE 1,806 0 0
TJX COS INC NEW COM Stock 872540109 512,925 3,212 SH SOLE 3,211 0 0
CISCO SYS INC COM Stock 17275R102 504,825 6,506 SH SOLE 6,506 0 0
BOOKING HOLDINGS INC COM Stock 09857L108 486,092 115 SH SOLE 115 0 0
VANGUARD VALUE ETF ETF 922908744 478,322 2,438 SH SOLE 2,437 0 0
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ETF 46435U663 467,063 9,933 SH SOLE 9,933 0 0
NUVEEN ESG SMALL-CAP ETF ETF 67092P607 460,480 10,219 SH SOLE 10,219 0 0
VANGUARD ESG U.S. CORPORATE BOND ETF ETF 921910691 450,231 7,166 SH SOLE 7,165 0 0
STATE STREET HEALTH CARE SELECT SECTOR SPDR ETF ETF 81369Y209 432,485 2,950 SH SOLE 2,949 0 0
MCDONALDS CORP COM Stock 580135101 423,480 1,363 SH SOLE 1,362 0 0
XYLEM INC COM Stock 98419M100 422,379 3,535 SH SOLE 3,534 0 0
CME GROUP INC COM Stock 12572Q105 421,053 1,426 SH SOLE 1,425 0 0
AMERIPRISE FINL INC COM Stock 03076C106 407,251 916 SH SOLE 916 0 0
VISA INC COM CL A Stock 92826C839 406,756 1,346 SH SOLE 1,345 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 392,548 464 SH SOLE 464 0 0
ABBOTT LABORATORIES COM Stock 002824100 391,732 3,815 SH SOLE 3,815 0 0
DEERE & CO COM Stock 244199105 390,737 694 SH SOLE 693 0 0
INVESCO S&P 500 TOP 50 ETF ETF 46137V233 387,446 7,103 SH SOLE 7,102 0 0
VANECK SEMICONDUCTOR ETF ETF 92189F676 385,746 1,006 SH SOLE 1,006 0 0
VANGUARD GROWTH ETF ETF 922908736 381,318 873 SH SOLE 873 0 0
INVESCO SEMICONDUCTORS ETF ETF 46137V647 380,967 4,037 SH SOLE 4,036 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 376,226 765 SH SOLE 765 0 0
HONEYWELL INTL INC COM Stock 438516106 374,558 1,657 SH SOLE 1,657 0 0
ISHARES ESG AWARE USD CORPORATE BOND ETF ETF 46435G193 373,345 16,136 SH SOLE 16,135 0 0
FIRST TRUST DORSEY WRIGHT FOCUS 5 ETF ETF 33738R605 370,028 6,122 SH SOLE 6,122 0 0
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 361,881 5,143 SH SOLE 5,143 0 0
CADENCE DESIGN SYSTEM INC COM Stock 127387108 358,452 1,290 SH SOLE 1,290 0 0
BLACKROCK INC COM Stock 09290D101 356,940 371 SH SOLE 371 0 0
EXXON MOBIL CORP COM Stock 30231G102 356,445 2,101 SH SOLE 2,100 0 0
PROCTER & GAMBLE CO COM Stock 742718109 350,687 2,428 SH SOLE 2,427 0 0
TRANE TECHNOLOGIES PLC SHS Stock G8994E103 347,144 833 SH SOLE 833 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 346,866 1,333 SH SOLE 1,332 0 0
WILLIAMS COS INC COM Stock 969457100 342,795 4,710 SH SOLE 4,710 0 0
ORACLE CORP COM Stock 68389X105 335,583 2,281 SH SOLE 2,281 0 0
COCA COLA CO COM Stock 191216100 333,585 4,386 SH SOLE 4,386 0 0
INVESCO BUILDING & CONSTRUCTION ETF ETF 46137V779 333,469 3,418 SH SOLE 3,417 0 0
STATE STREET ENERGY SELECT SECTOR SPDR ETF ETF 81369Y506 327,636 5,348 SH SOLE 5,348 0 0
ROYAL BK CDA COM Stock 780087102 325,825 2,014 SH SOLE 2,014 0 0
STATE STREET SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853 319,765 6,618 SH SOLE 6,617 0 0
GE AEROSPACE COM NEW Stock 369604301 318,683 1,123 SH SOLE 1,123 0 0
LABCORP HOLDINGS INC COM SHS Stock 504922105 300,550 1,126 SH SOLE 1,126 0 0
ARROW ELECTRS INC COM Stock 042735100 286,820 2,000 SH SOLE 2,000 0 0
PALO ALTO NETWORKS INC COM Stock 697435105 283,606 1,769 SH SOLE 1,769 0 0
NEXTERA ENERGY INC COM Stock 65339F101 282,767 3,044 SH SOLE 3,044 0 0
INVESCO DORSEY WRIGHT INDUSTRIALS MOMENTUM ETF ETF 46137V845 269,573 1,386 SH SOLE 1,385 0 0
WABTEC COM Stock 929740108 268,653 1,075 SH SOLE 1,075 0 0
S&P GLOBAL INC COM Stock 78409V104 267,107 628 SH SOLE 627 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102 265,391 389 SH SOLE 389 0 0
DELL TECHNOLOGIES INC CL C Stock 24703L202 264,888 1,614 SH SOLE 1,613 0 0
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 264,641 3,618 SH SOLE 3,618 0 0
GLOBAL X MLP & ENERGY INFRASTRUCTURE ETF ETF 37954Y293 262,487 3,550 SH SOLE 3,550 0 0
3M CO COM Stock 88579Y101 260,673 1,795 SH SOLE 1,794 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105 260,266 1,427 SH SOLE 1,426 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109 244,486 838 SH SOLE 838 0 0
ROCKWELL AUTOMATION INC COM Stock 773903109 243,754 679 SH SOLE 679 0 0
STRYKER CORPORATION COM Stock 863667101 243,512 741 SH SOLE 741 0 0
HARBOR LONG-TERM GROWERS ETF ETF 41151J406 240,901 8,688 SH SOLE 8,688 0 0
ECOLAB INC COM Stock 278865100 239,418 900 SH SOLE 900 0 0
AT&T INC COM Stock 00206R102 238,414 8,224 SH SOLE 8,224 0 0
MARVELL TECHNOLOGY INC COM Stock 573874104 234,947 2,372 SH SOLE 2,372 0 0
ISHARES SILVER TRUST ETF 46428Q109 234,810 3,446 SH SOLE 3,446 0 0
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742 234,033 1,692 SH SOLE 1,691 0 0
ISHARES ESG AWARE US AGGREGATE BOND ETF ETF 46435U549 233,803 4,917 SH SOLE 4,916 0 0
VANGUARD S&P 500 ETF ETF 922908363 230,673 386 SH SOLE 386 0 0
ROYAL CARIBBEAN GROUP COM Stock V7780T103 228,679 831 SH SOLE 831 0 0
INVESCO CURRENCYSHARES SWISS FRANC TRUST ETF 46138R108 220,820 2,000 SH SOLE 2,000 0 0
VANGUARD ESG U.S. STOCK ETF ETF 921910733 220,287 1,962 SH SOLE 1,962 0 0
INVESCO DORSEY WRIGHT TECHNOLOGY MOMENTUM ETF ETF 46137V811 216,508 2,508 SH SOLE 2,508 0 0
CHEVRON CORPORATION COM Stock 166764100 215,970 1,044 SH SOLE 1,043 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 208,109 2,699 SH SOLE 2,698 0 0
DANAHER CORP DEL COM Stock 235851102 206,045 1,087 SH SOLE 1,086 0 0
GE VERNOVA INC COM Stock 36828A101 203,394 233 SH SOLE 233 0 0
PEPSICO INC COM Stock 713448108 201,289 1,296 SH SOLE 1,296 0 0
TERAWULF INC COM Stock 88080T104 191,140 13,246 SH SOLE 13,246 0 0
PLUG PWR INC COM NEW Stock 72919P202 80,790 35,748 SH SOLE 35,748 0 0
COHERUS ONCOLOGY INC COM Stock 19249H103 59,480 35,195 SH SOLE 35,195 0 0
AKEBIA THREAPEUTICS INC COM Stock 00972D105 21,658 15,581 SH SOLE 15,581 0 0