v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Modifications Made to Borrowers Experiencing Financial Difficulty (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Interest Rate Reduction    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 2,572 $ 1,228
Modification to total financing receivables (as percent) 0.70% 0.40%
Term Extension    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 4,781 $ 2,877
Modification to total financing receivables (as percent) 1.40% 1.00%
Principal Forgiveness    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 426 $ 1,254
Modification to total financing receivables (as percent) 0.10% 0.40%
Combination - Term Extension and Principal Forgiveness    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 0 $ 16
Modification to total financing receivables (as percent) 0.00% 0.00%
Combination - Term Extension and Interest Rate Reduction    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 9,514 $ 6,028
Modification to total financing receivables (as percent) 2.70% 2.00%
Direct Cash Loans | Interest Rate Reduction    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 2,569 $ 1,094
Modification to total financing receivables (as percent) 0.80% 0.40%
Direct Cash Loans | Term Extension    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 4,749 $ 2,660
Modification to total financing receivables (as percent) 1.50% 1.00%
Direct Cash Loans | Principal Forgiveness    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 388 $ 1,113
Modification to total financing receivables (as percent) 0.10% 0.40%
Direct Cash Loans | Combination - Term Extension and Principal Forgiveness    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 0 $ 16
Modification to total financing receivables (as percent) 0.00% 0.00%
Direct Cash Loans | Combination - Term Extension and Interest Rate Reduction    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 9,482 $ 5,306
Modification to total financing receivables (as percent) 3.00% 2.00%
Real Estate Loans | Interest Rate Reduction    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 0 $ 0
Modification to total financing receivables (as percent) 0.00% 0.00%
Real Estate Loans | Term Extension    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 0 $ 0
Modification to total financing receivables (as percent) 0.00% 0.00%
Real Estate Loans | Principal Forgiveness    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 0 $ 0
Modification to total financing receivables (as percent) 0.00% 0.00%
Real Estate Loans | Combination - Term Extension and Principal Forgiveness    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 0 $ 0
Modification to total financing receivables (as percent) 0.00% 0.00%
Real Estate Loans | Combination - Term Extension and Interest Rate Reduction    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 0 $ 0
Modification to total financing receivables (as percent) 0.00% 0.00%
Sales Finance Contracts | Interest Rate Reduction    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 3 $ 134
Modification to total financing receivables (as percent) 0.00% 0.40%
Sales Finance Contracts | Term Extension    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 32 $ 217
Modification to total financing receivables (as percent) 0.10% 0.60%
Sales Finance Contracts | Principal Forgiveness    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 38 $ 141
Modification to total financing receivables (as percent) 0.10% 0.40%
Sales Finance Contracts | Combination - Term Extension and Principal Forgiveness    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 0 $ 0
Modification to total financing receivables (as percent) 0.00% 0.00%
Sales Finance Contracts | Combination - Term Extension and Interest Rate Reduction    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Financing receivable, modified period $ 32 $ 722
Modification to total financing receivables (as percent) 0.10% 2.10%