v3.26.1
CONDENSED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION - USD ($)
Mar. 31, 2026
Dec. 31, 2025
Assets    
Cash and cash equivalents $ 26,669,000 $ 18,171,000
Restricted cash 39,122,000 28,194,000
Loans:    
Direct cash loans 1,259,093,000 1,308,075,000
Real estate loans 17,586,000 18,859,000
Sales finance contracts 112,756,000 120,669,000
Total 1,389,435,000 1,447,603,000
Less: Unearned finance charges 227,077,000 237,338,000
Unearned insurance premiums and commissions 83,511,000 86,025,000
Allowance for credit losses 76,027,000 76,279,000
Loans, net 1,002,820,000 1,047,961,000
Investment securities available-for-sale 264,100,000 275,341,000
Other assets:    
Operating lease right-of-use assets 41,028,000 40,257,000
Other assets 48,365,000 50,879,000
Total Other Assets 89,393,000 91,136,000
Total assets 1,422,104,000 1,460,803,000
Liabilities and stockholders' equity    
Senior debt 1,050,831,000 1,076,008,000
Subordinated debt 32,753,000 32,793,000
Operating lease liabilities 42,511,000 41,728,000
Accrued expenses and other liabilities 28,628,000 39,520,000
Total liabilities 1,154,723,000 1,190,049,000
Stockholders' equity:    
Preferred stock 0 0
Accumulated other comprehensive loss (26,869,000) (21,848,000)
Retained earnings 294,080,000 292,432,000
Total stockholders' equity 267,381,000 270,754,000
Total liabilities and stockholders' equity 1,422,104,000 1,460,803,000
Voting Common Stock    
Stockholders' equity:    
Common stock 170,000 170,000
Nonvoting Common Stock    
Stockholders' equity:    
Common stock $ 0 $ 0