v3.26.1
Borrowings.
3 Months Ended
Mar. 31, 2026
Debt Disclosure [Abstract]  
Borrowings.

(14) Borrowings.

 

The table below presents FHLB advances outstanding as follows (dollars in thousands):

 

       Interest   March 31,   December 31, 
  Maturity   Rate   2026   2025 
FHLB   April 2026    3.88%   40,000    - 
FHLB   January 2026    3.88%   -    50,000 
             $40,000   $50,000 

 

FHLB advances were structured as advances with potential calls on a quarterly basis.

 

FHLB advances were collateralized by a blanket lien requiring the Company to maintain certain first mortgage loans as pledged collateral. At March 31, 2026, the Company had credit availability of $293.4 million. At March 31, 2026, the Company had loans pledged with a carrying value of $579.9 million as collateral for any FHLB advances.

 

In addition, the Bank has a collateralized line of credit with the Federal Reserve Bank, which is secured by debt securities with fair value of $52.1 million as of March 31, 2026.

 

At March 31, 2026, the Company also had unsecured lines of credit amounting to $76.5 million with five correspondent banks to purchase federal funds. Disbursements on the lines are subject to the approval of correspondent banks. At March 31, 2026 there were no borrowings under these lines of credit.