v3.26.1
Other Real Estate Owned (OREO)
3 Months Ended
Mar. 31, 2026
Real Estate [Abstract]  
Other Real Estate Owned (OREO)

(4) Other Real Estate Owned (OREO): As of March 31, 2026, the Company had no loans secured by residential real estate for which foreclosure was in process, and no residential real estate property in other real estate owned. During 2025, the Company acquired real estate located in the State of Florida through foreclosure. The property was previously collateral for a consumer home equity line of credit (“HELOC”) that became delinquent and was placed on nonaccrual status prior to foreclosure. As of December 31, 2025, the property was carried at $551,000, which represents the lower of cost of fair value. In the first quarter of 2026, the property was sold for $556,000, and the related gain was recorded in noninterest expenses.

 

   2026   2025 
   March 31,
2026
   December 31,
2025
 
(dollars in thousands)        
OREO recorded value at acquisition  $-   $605 
Subsequent valuation write-down   -    (54)
OREO carrying value  $-   $551