The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 855,709 27,891 SH SOLE 27,891 0 0
EA Series Trust Defined Duration 20 02072Q325 5,752,015 226,970 SH SOLE 226,970 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 647,607 8,794 SH SOLE 8,794 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,042,733 12,601 SH SOLE 12,601 0 0
MICROSOFT CORP COM 594918104 235,432 636 SH SOLE 636 0 0
AMAZON COM INC COM 023135106 291,786 1,401 SH SOLE 1,401 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,918,333 88,569 SH SOLE 88,569 0 0
AMERICAN CENTY ETF TR AVANTIS ALL INT 025072174 679,498 8,921 SH SOLE 8,921 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 539,031 934 SH SOLE 934 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 298,925 701 SH SOLE 701 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,126,862 43,949 SH SOLE 43,949 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 647,181 13,796 SH SOLE 13,796 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,539,404 20,498 SH SOLE 20,498 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 637,317 27,447 SH SOLE 27,447 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284 1,524,043 61,453 SH SOLE 61,453 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,525,693 2,346 SH SOLE 2,346 0 0
WALMART INC COM 931142103 260,988 2,100 SH SOLE 2,100 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 545,280 1,899 SH SOLE 1,899 0 0
JOHNSON & JOHNSON COM 478160104 376,685 1,541 SH SOLE 1,541 0 0
ISHARES TR PFD AND INCM SEC 464288687 992,441 32,732 SH SOLE 32,732 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,514,811 42,230 SH SOLE 42,230 0 0
VANGUARD WELLINGTON FD US MOMENTUM 921935508 343,933 1,745 SH SOLE 1,745 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,537,924 2,574 SH SOLE 2,574 0 0
AFLAC INC COM 001055102 263,304 2,400 SH SOLE 2,400 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 5,486,434 71,151 SH SOLE 71,151 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,443,551 26,319 SH SOLE 26,319 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 695,447 11,880 SH SOLE 11,880 0 0
GMO ETF TRUST GMO INTL VALUE 90139K407 762,642 21,050 SH SOLE 21,050 0 0
ISHARES TR CORE S&P500 ETF 464287200 380,168 582 SH SOLE 582 0 0
APPLE INC COM 037833100 490,478 1,933 SH SOLE 1,933 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 621,724 891 SH SOLE 891 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,807,182 311,043 SH SOLE 311,043 0 0
EA Series Trust Alpha Architect 02072L516 433,379 4,775 SH SOLE 4,775 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 729,392 14,620 SH SOLE 14,620 0 0
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699 306,431 10,140 SH SOLE 10,140 0 0
VISTA GOLD CORP COM NEW 927926303 144,901 73,929 SH SOLE 73,929 0 0
ISHARES GOLD TR ISHARES NEW 464285204 567,486 6,437 SH SOLE 6,437 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 12,865,627 93,013 SH SOLE 93,013 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,751,054 8,925 SH SOLE 8,925 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 480,470 6,061 SH SOLE 6,061 0 0
ALPHA ARCHITECT ETF TR DISCIPLINE FUND 02072L748 43,449,040 1,790,303 SH SOLE 1,790,303 0 0
DEERE & CO COM 244199105 212,927 378 SH SOLE 378 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 616,831 3,214 SH SOLE 3,214 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,752,368 32,421 SH SOLE 32,421 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 408,729 10,518 SH SOLE 10,518 0 0
Dimensional ETF Trust INT CORE EQUITY 25434V799 216,342 6,089 SH SOLE 6,089 0 0
EA Series Trust Defined Duration 5 02072Q333 7,689,577 307,648 SH SOLE 307,648 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,836,931 44,272 SH SOLE 44,272 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 789,510 14,263 SH SOLE 14,263 0 0
CAMBRIA ETF TR TAIL RISK 132061862 216,635 18,500 SH SOLE 18,500 0 0
EXXON MOBIL CORP COM 30231G102 758,762 4,472 SH SOLE 4,472 0 0
2023 ETF Series Trust II GMO INTL QUALITY 90139K308 224,766 9,000 SH SOLE 9,000 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,133,380 101,207 SH SOLE 101,207 0 0
UNITED STS BRENT OIL FD LP UNIT 91167Q100 392,415 7,545 SH SOLE 7,545 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867 479,308 7,448 SH SOLE 7,448 0 0
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 242,436 4,042 SH SOLE 4,042 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 1,439,013 28,700 SH SOLE 28,700 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,398,298 218,113 SH SOLE 218,113 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 282,928 7,262 SH SOLE 7,262 0 0
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 233,690 5,493 SH SOLE 5,493 0 0
ISHARES TR CORE TOTAL USD 46434V613 320,697 6,943 SH SOLE 6,943 0 0
PLANET LABS PBC COM CL A 72703X106 692,349 24,771 SH SOLE 24,771 0 0