v3.26.1
ALLOWANCE FOR CREDIT LOSSES - Schedule of Credit Exposure for the Loan Portfolio Disaggregated by Loan Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2026
Dec. 31, 2025
Risk Rating    
Total $ 878,619 $ 909,818
Real estate - commercial    
Risk Rating    
Year one 1,575 21,998
Year two 21,153 45,061
Year three 44,763 43,376
Year four 41,516 39,624
Year five 44,002 25,443
Prior 60,987 37,774
Revolving Loans Amortized Cost Basis 2,647 2,495
Revolving Loans Converted to Term 0 0
Total 216,643 215,771
Gross write offs    
Year one 0 0
Year two 0 0
Year three 0 130
Year four 0 235
Year five 201 0
Prior 0 85
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 201 450
Real estate - commercial | Pass    
Risk Rating    
Year one 1,575 21,998
Year two 21,153 39,871
Year three 36,117 39,799
Year four 37,944 33,762
Year five 39,538 24,573
Prior 57,665 35,268
Revolving Loans Amortized Cost Basis 2,632 2,480
Revolving Loans Converted to Term 0 0
Total 196,624 197,751
Real estate - commercial | Special mention    
Risk Rating    
Year one 0 0
Year two 0 79
Year three 3,545 394
Year four 394 1,436
Year five 1,418 111
Prior 363 297
Revolving Loans Amortized Cost Basis 15 15
Revolving Loans Converted to Term 0 0
Total 5,735 2,332
Real estate - commercial | Substandard    
Risk Rating    
Year one 0 0
Year two 0 5,111
Year three 5,101 3,183
Year four 3,178 4,426
Year five 3,046 759
Prior 2,959 2,209
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 14,284 15,688
Real estate - commercial | Doubtful    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Real estate - construction and land    
Risk Rating    
Year one 0 7,977
Year two 11,294 6,335
Year three 7,203 22,549
Year four 18,172 10,487
Year five 63 1,049
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 36,732 48,397
Gross write offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Real estate - construction and land | Pass    
Risk Rating    
Year one 0 7,977
Year two 11,294 5,266
Year three 6,007 8,849
Year four 5,332 10,487
Year five 63 1,049
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 22,696 33,628
Real estate - construction and land | Special mention    
Risk Rating    
Year one 0 0
Year two 0 1,069
Year three 1,196 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 1,196 1,069
Real estate - construction and land | Substandard    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 13,700
Year four 12,840 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 12,840 13,700
Real estate - construction and land | Doubtful    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Commercial and industrial    
Risk Rating    
Year one 98 45,114
Year two 44,124 42,562
Year three 40,230 28,971
Year four 25,176 25,647
Year five 23,636 3,877
Prior 24,402 23,914
Revolving Loans Amortized Cost Basis 14,000 11,481
Revolving Loans Converted to Term 0 0
Total 171,666 181,566
Gross write offs    
Year one 0 350
Year two 352 3,441
Year three 1,585 5,185
Year four 323 2,722
Year five 516 404
Prior 253 3,289
Revolving Loans Amortized Cost Basis 486 33
Revolving Loans Converted to Term 0 0
Total 3,515 15,424
Commercial and industrial | Pass    
Risk Rating    
Year one 98 44,674
Year two 43,458 40,705
Year three 37,642 24,250
Year four 20,702 22,538
Year five 21,308 3,418
Prior 20,203 19,740
Revolving Loans Amortized Cost Basis 13,881 11,362
Revolving Loans Converted to Term 0 0
Total 157,292 166,687
Commercial and industrial | Special mention    
Risk Rating    
Year one 0 386
Year two 549 702
Year three 1,306 1,330
Year four 989 950
Year five 385 98
Prior 1,240 1,150
Revolving Loans Amortized Cost Basis 79 79
Revolving Loans Converted to Term 0 0
Total 4,548 4,695
Commercial and industrial | Substandard    
Risk Rating    
Year one 0 41
Year two 104 1,155
Year three 1,282 3,369
Year four 3,463 2,114
Year five 1,851 353
Prior 2,866 2,939
Revolving Loans Amortized Cost Basis 40 40
Revolving Loans Converted to Term 0 0
Total 9,606 10,011
Commercial and industrial | Doubtful    
Risk Rating    
Year one 0 13
Year two 13 0
Year three 0 22
Year four 22 45
Year five 92 8
Prior 93 85
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 220 173
Commercial and industrial - PPP    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 6 6
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 6 6
Gross write offs    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 1
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 1
Commercial and industrial - PPP | Pass    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 6 6
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 6 6
Commercial and industrial - PPP | Special mention    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Commercial and industrial - PPP | Substandard    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Commercial and industrial - PPP | Doubtful    
Risk Rating    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total 0 0
Real Estate - Residential    
Risk Rating    
Year one 550 9,162
Year two 8,967 32,100
Year three 30,100 25,044
Year four 24,472 68,658
Year five 67,870 22,239
Prior 37,368 18,287
Revolving Loans Amortized Cost Basis 189,978 189,937
Revolving Loans Converted to Term 0 0
Total 359,305 365,427
Gross write offs    
Year one 0 0
Year two 0 0
Year three 181 0
Year four 92 141
Year five 169 0
Prior 0 0
Revolving Loans Amortized Cost Basis 77 842
Revolving Loans Converted to Term 0 0
Total 519 983
Real Estate - Residential | Pass    
Risk Rating    
Year one 550 9,162
Year two 8,967 31,950
Year three 29,951 24,494
Year four 23,665 67,942
Year five 66,398 21,372
Prior 33,879 15,775
Revolving Loans Amortized Cost Basis 188,241 188,568
Revolving Loans Converted to Term 0 0
Total 351,651 359,263
Real Estate - Residential | Doubtful    
Risk Rating    
Year one 0 0
Year two 0 150
Year three 149 550
Year four 807 716
Year five 1,472 867
Prior 3,489 2,512
Revolving Loans Amortized Cost Basis 1,737 1,369
Revolving Loans Converted to Term 0 0
Total 7,654 6,164
Consumer and Other    
Risk Rating    
Year one 141 12,047
Year two 11,235 50,460
Year three 48,772 17,941
Year four 17,129 4,269
Year five 3,402 171
Prior 188 49
Revolving Loans Amortized Cost Basis 1,402 1,504
Revolving Loans Converted to Term 0 0
Total 82,269 86,441
Gross write offs    
Year one 2 233
Year two 19 680
Year three 189 251
Year four 126 1,088
Year five 63 23
Prior 68 9
Revolving Loans Amortized Cost Basis 65 74
Revolving Loans Converted to Term 0 0
Total 532 2,358
Consumer and Other | Pass    
Risk Rating    
Year one 141 12,047
Year two 11,206 50,220
Year three 48,567 17,921
Year four 16,888 4,220
Year five 3,386 171
Prior 188 49
Revolving Loans Amortized Cost Basis 1,402 1,504
Revolving Loans Converted to Term 0 0
Total 81,778 86,132
Consumer and Other | Doubtful    
Risk Rating    
Year one 0 0
Year two 29 240
Year three 205 20
Year four 241 49
Year five 16 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Revolving Loans Converted to Term 0 0
Total $ 491 $ 309