INVESTMENT SECURITIES (Tables)

3 Months Ended

Mar. 31, 2026

Investments, Debt and Equity Securities [Abstract]

Schedule of Debt Securities Available for Sale and Held to Maturity

The amortized costs, gross unrealized gains and losses, and estimated fair values of investment securities available for sale and investment securities held to maturity at March 31, 2026 and December 31, 2025 as well as the ACL for investment securities held to maturity at March 31, 2026 and December 31, 2025 are summarized as follows:


March 31, 2026	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
Investment securities available for sale:
Asset-backed securities	$	2,720	$	5	$	(1)	$	2,724
Mortgage-backed securities:
U.S. Government-sponsored enterprises	5,149		38		(427)		4,760
Collateralized mortgage obligations:
U.S. Government-sponsored enterprises	19,554		6		(2,378)		17,182
Corporate bonds	3,845		20		—		3,865
Total investment securities available for sale	$	31,268	$	69	$	(2,806)	$	28,531


March 31, 2026	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value		ACL
Investment securities held to maturity:





Corporate bonds	$	2,500	$	—	$	(122)	$	2,378	$	9
Total investment securities held to maturity	$	2,500	$	—	$	(122)	$	2,378	$	9


December 31, 2025	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
Investment securities available for sale:
Asset-backed securities	$	2,827	$	4	$	(9)	$	2,822
Mortgage-backed securities:
U.S. Government-sponsored enterprises	5,264		55		(420)		4,899
Collateralized mortgage obligations:
U.S. Government-sponsored enterprises	20,040		27		(2,299)		17,768
Corporate bonds	3,843		31		—		3,874
Total investment securities available for sale	$	31,974	$	117	$	(2,728)	$	29,363


December 31, 2025	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value		ACL
Investment securities held to maturity:





Corporate bonds	$	2,500	$	—	$	(116)	$	2,384	$	7
Total investment securities held to maturity	$	2,500	$	—	$	(116)	$	2,384	$	7

Schedule of Investments Classified by Contractual Maturity

The amortized cost and fair value of investment securities as of March 31, 2026 are shown in the table below by contractual maturity. Actual timing may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties.


	Available for Sale				Held to Maturity
	Amortized Cost		Fair Value		Amortized Cost		Fair Value

One to five years	$	3,846	$	3,866	$	1,500	$	1,493
Five to ten years	—		—		1,000		885
Beyond ten years	27,422		24,665		—		—
Total	$	31,268	$	28,531	$	2,500	$	2,378

Schedule of Allowance for Credit Losses for Investment Securities

The following table presents the activity in the ACL for investment securities HTM by major security type for the three months ended March 31, 2026 and March 31, 2025:


	For the Three Months Ended			For the Three Months Ended
Corporate Bonds	March 31, 2026		March 31, 2025
Balance at beginning of period	$	7		$	12

Provision for credit losses on HTM investment securities	2			—
Investment securities charge-offs	—			—
Investment securities recoveries	—			—
Balance at end of period	$	9		$	12

Schedule of Securities Held to Maturity


March 31, 2026	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
Investment securities available for sale:
Asset-backed securities	$	2,720	$	5	$	(1)	$	2,724
Mortgage-backed securities:
U.S. Government-sponsored enterprises	5,149		38		(427)		4,760
Collateralized mortgage obligations:
U.S. Government-sponsored enterprises	19,554		6		(2,378)		17,182
Corporate bonds	3,845		20		—		3,865
Total investment securities available for sale	$	31,268	$	69	$	(2,806)	$	28,531


March 31, 2026	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value		ACL
Investment securities held to maturity:





Corporate bonds	$	2,500	$	—	$	(122)	$	2,378	$	9
Total investment securities held to maturity	$	2,500	$	—	$	(122)	$	2,378	$	9


December 31, 2025	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
Investment securities available for sale:
Asset-backed securities	$	2,827	$	4	$	(9)	$	2,822
Mortgage-backed securities:
U.S. Government-sponsored enterprises	5,264		55		(420)		4,899
Collateralized mortgage obligations:
U.S. Government-sponsored enterprises	20,040		27		(2,299)		17,768
Corporate bonds	3,843		31		—		3,874
Total investment securities available for sale	$	31,974	$	117	$	(2,728)	$	29,363


December 31, 2025	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value		ACL
Investment securities held to maturity:





Corporate bonds	$	2,500	$	—	$	(116)	$	2,384	$	7
Total investment securities held to maturity	$	2,500	$	—	$	(116)	$	2,384	$	7

The following table summarizes investment securities with unrealized losses at March 31, 2026 aggregated by security type and length of time in a continuous unrealized loss position:


	Less than 12 Months				12 Months or Longer				Total
March 31, 2026	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Number of Securities
Investment securities available for sale:
Asset-backed securities	$	—	$	—	$	1,344	$	(1)	$	1,344	$	(1)	1
Mortgage-backed securities:
U.S. Government-sponsored enterprises	—		—		2,456		(427)		2,456		(427)		2
Collateralized mortgage obligations:
U.S. Government-sponsored enterprises	—		—		13,976		(2,378)		13,976		(2,378)		7

Total investment securities available for sale	$	—	$	—	$	17,776	$	(2,806)	$	17,776	$	(2,806)	10

Investment securities held to maturity:





Corporate bonds	$	—	$	—	$	2,378	$	(122)	$	2,378	$	(122)	3
Total investment securities held to maturity	$	—	$	—	$	2,378	$	(122)	$	2,378	$	(122)	3

The following table summarizes investment securities with unrealized losses at December 31, 2025 aggregated by security type and length of time in a continuous unrealized loss position:


	Less than 12 Months				12 Months or Longer				Total
December 31, 2025	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Number of Securities
Investment securities available for sale:
Asset-backed securities	$	—	$	—	$	1,402	$	(9)	$	1,402	$	(9)	1
Mortgage-backed securities:
U.S. Government-sponsored enterprises	—		—		2,528		(420)		2,528		(420)		2
Collateralized mortgage obligations:
U.S. Government-sponsored enterprises	—		—		14,531		(2,299)		14,531		(2,299)		7

Total investment securities available for sale	$	—	$	—	$	18,461	$	(2,728)	$	18,461	$	(2,728)	10

Investment securities held to maturity:





Corporate bonds	$	—	$	—	$	2,384	$	(116)	$	2,384	$	(116)	3
Total investment securities held to maturity	$	—	$	—	$	2,384	$	(116)	$	2,384	$	(116)	3

Schedule of Investment Securities With Unrealized Losses

The following table summarizes investment securities with unrealized losses at March 31, 2026 aggregated by security type and length of time in a continuous unrealized loss position:


	Less than 12 Months				12 Months or Longer				Total
March 31, 2026	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Number of Securities
Investment securities available for sale:
Asset-backed securities	$	—	$	—	$	1,344	$	(1)	$	1,344	$	(1)	1
Mortgage-backed securities:
U.S. Government-sponsored enterprises	—		—		2,456		(427)		2,456		(427)		2
Collateralized mortgage obligations:
U.S. Government-sponsored enterprises	—		—		13,976		(2,378)		13,976		(2,378)		7

Total investment securities available for sale	$	—	$	—	$	17,776	$	(2,806)	$	17,776	$	(2,806)	10

Investment securities held to maturity:





Corporate bonds	$	—	$	—	$	2,378	$	(122)	$	2,378	$	(122)	3
Total investment securities held to maturity	$	—	$	—	$	2,378	$	(122)	$	2,378	$	(122)	3

The following table summarizes investment securities with unrealized losses at December 31, 2025 aggregated by security type and length of time in a continuous unrealized loss position:


	Less than 12 Months				12 Months or Longer				Total
December 31, 2025	Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Fair Value		Unrealized Losses		Number of Securities
Investment securities available for sale:
Asset-backed securities	$	—	$	—	$	1,402	$	(9)	$	1,402	$	(9)	1
Mortgage-backed securities:
U.S. Government-sponsored enterprises	—		—		2,528		(420)		2,528		(420)		2
Collateralized mortgage obligations:
U.S. Government-sponsored enterprises	—		—		14,531		(2,299)		14,531		(2,299)		7

Total investment securities available for sale	$	—	$	—	$	18,461	$	(2,728)	$	18,461	$	(2,728)	10

Investment securities held to maturity:





Corporate bonds	$	—	$	—	$	2,384	$	(116)	$	2,384	$	(116)	3
Total investment securities held to maturity	$	—	$	—	$	2,384	$	(116)	$	2,384	$	(116)	3

- Definition

Tabular disclosure of information about investment in debt security measured at amortized cost (held-to-maturity).

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
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-Publisher FASB
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Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
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-URI https://asc.fasb.org/1943274/2147481800/320-10-50-5

Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 320
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-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481800/320-10-50-5

Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef
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-Publisher FASB
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Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef
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-Topic 320
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-URI https://asc.fasb.org/1943274/2147481800/320-10-50-5A

+ Details