v3.26.1
Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
INTEREST INCOME    
Interest and fees on loans $ 15,071 $ 13,989
Interest on securities 5,435 5,374
Interest on federal funds sold 258 350
Interest on deposits with banks 1,461 1,403
Total interest income 22,225 21,116
INTEREST EXPENSE    
Deposits 3,401 3,309
Total interest expense 3,401 3,309
Net interest income 18,824 17,807
Provision for (reversal of) credit losses 464 274
Net interest income after provision for (reversal of) credit losses 18,360 17,533
NON-INTEREST INCOME    
Earnings on cash surrender value of life insurance 304 288
(Loss) gain on sales and calls of available-for-sale securities (5) 0
Other 794 474
Total non-interest income 1,952 1,613
NON-INTEREST EXPENSE    
Salaries and employee benefits 8,562 7,750
Occupancy expenses 1,394 1,127
Data processing fees 837 742
Regulatory assessments 295 285
Other operating expenses 2,418 2,446
Total non-interest expense 13,506 12,350
Net income before provision for income taxes 6,806 6,796
Total provision for income taxes 1,497 1,499
Net Income $ 5,309 $ 5,297
Net income per share (in dollars per share) $ 0.64 $ 0.64
Net income per diluted share (in dollars per share) $ 0.64 $ 0.64
Deposit Account [Member]    
NON-INTEREST INCOME    
Other income $ 440 $ 446
Debit Card [Member]    
NON-INTEREST INCOME    
Other income 408 396
Mortgage Banking [Member]    
NON-INTEREST INCOME    
Other income $ 11 $ 9