v3.26.1
Note 4 - Loans - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2025
Beginning balance $ 12,381 $ 11,460  
Individually evaluated for impairment 1,727   $ 1,289
Charge-offs (15) (16)  
Collectively evaluated for impairment 11,183   11,092
Recoveries 5 4  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 12,910 11,448 12,381
Provision for (reversal of) credit losses [1] 539 0  
Individually evaluated for impairment 4,574   4,587
Ending balance 12,910 11,448  
Collectively evaluated for impairment 1,142,877   1,139,343
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 1,147,451   1,143,930
Commercial Real Estate Portfolio Segment [Member] | Construction and Land [Member]      
Beginning balance 913 258  
Individually evaluated for impairment 0   0
Charge-offs 0 0  
Collectively evaluated for impairment 978   913
Recoveries 0 0  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 978 387 913
Provision for (reversal of) credit losses [1] 65 129  
Individually evaluated for impairment 0   0
Ending balance 978 387  
Collectively evaluated for impairment 53,256   48,037
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 53,256   48,037
Commercial Real Estate Portfolio Segment [Member] | Multifamily [Member]      
Beginning balance 661 737  
Individually evaluated for impairment 0   0
Charge-offs 0 0  
Collectively evaluated for impairment 626   661
Recoveries 0 0  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 626 731 661
Provision for (reversal of) credit losses [1] (35) (6)  
Individually evaluated for impairment 0   0
Ending balance 626 731  
Collectively evaluated for impairment 97,542   100,924
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 97,542   100,924
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]      
Beginning balance 1,418 1,503  
Individually evaluated for impairment 0   0
Charge-offs 0 0  
Collectively evaluated for impairment 1,442   1,418
Recoveries 0 0  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 1,442 1,507 1,418
Provision for (reversal of) credit losses [1] 24 4  
Individually evaluated for impairment 0   0
Ending balance 1,442 1,507  
Collectively evaluated for impairment 226,756   225,531
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 226,756   225,531
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [member]      
Beginning balance 7,027 6,401  
Individually evaluated for impairment 1,727   1,289
Charge-offs 0 0  
Collectively evaluated for impairment 5,840   5,738
Recoveries 0 0  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 7,567 6,332 7,027
Provision for (reversal of) credit losses [1] 540 (69)  
Individually evaluated for impairment 4,574   4,587
Ending balance 7,567 6,332  
Collectively evaluated for impairment 541,929   541,372
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 546,503   545,959
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]      
Beginning balance 1,522 1,665  
Individually evaluated for impairment 0   0
Charge-offs 0 0  
Collectively evaluated for impairment 1,467   1,522
Recoveries 0 0  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 1,467 1,614 1,522
Provision for (reversal of) credit losses [1] (55) (51)  
Individually evaluated for impairment 0   0
Ending balance 1,467 1,614  
Collectively evaluated for impairment 87,703   89,715
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 87,703   89,715
Commercial Portfolio Segment [Member]      
Beginning balance 533 645  
Individually evaluated for impairment 0   0
Charge-offs 0 0  
Collectively evaluated for impairment 507   533
Recoveries 0 0  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 507 608 533
Provision for (reversal of) credit losses [1] (26) (37)  
Individually evaluated for impairment 0   0
Ending balance 507 608  
Collectively evaluated for impairment 68,207   70,262
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 68,207   70,262
Consumer Portfolio Segment [Member]      
Beginning balance 221 175  
Individually evaluated for impairment 0   0
Charge-offs (15) (16)  
Collectively evaluated for impairment 225   221
Recoveries 5 4  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 225 169 221
Provision for (reversal of) credit losses [1] 14 6  
Individually evaluated for impairment 0   0
Ending balance 225 169  
Collectively evaluated for impairment 36,107   34,496
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 36,107   34,496
Agriculture [Member]      
Beginning balance 86 76  
Individually evaluated for impairment 0   0
Charge-offs 0 0  
Collectively evaluated for impairment 98   86
Recoveries 0 0  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 98 100 86
Provision for (reversal of) credit losses [1] 12 24  
Individually evaluated for impairment 0   0
Ending balance 98 $ 100  
Collectively evaluated for impairment 31,377   29,006
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process $ 31,377   $ 29,006
[1] The total provision amount reported in this table does not agree to the income statement because any reserves for off balance sheet items is excluded from this table and recorded in other liabilities on the balance sheet. See the changes in reserve for off-balance-sheet commitments table within this footnote.