The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 498,166 1,731 SH SOLE 1,731 0 0
AMAZON COM INC COM 023135106 255,547 1,227 SH SOLE 1,227 0 0
APPLE INC COM 037833100 1,939,537 7,639 SH SOLE 7,639 0 0
BANK AMERICA CORP COM 060505104 494,825 10,148 SH SOLE 10,148 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 463,602 967 SH SOLE 967 0 0
BLACKROCK ETF TRUST II ISHARES AAA CLO 092528504 321,908 6,207 SH SOLE 6,207 0 0
BROADCOM INC COM 11135F101 1,238,094 3,999 SH SOLE 3,999 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 333,954 333 SH SOLE 333 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 219,886 4,537 SH SOLE 4,537 0 0
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 467,335 7,912 SH SOLE 7,912 0 0
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103 1,391,289 30,121 SH SOLE 30,121 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 220,708 1,150 SH SOLE 1,150 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,074,575 1,858 SH SOLE 1,858 0 0
ISHARES INC CORE MSCI EMKT 46434G103 8,614,630 123,447 SH SOLE 123,447 0 0
ISHARES INC MSCI EM ASIA ETF 464286426 218,060 2,274 SH SOLE 2,274 0 0
ISHARES TR EAFE GRWTH ETF 464288885 407,948 3,663 SH SOLE 3,663 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 524,747 3,600 SH SOLE 3,600 0 0
ISHARES TR U.S. REAL ES ETF 464287739 952,717 10,066 SH SOLE 10,066 0 0
ISHARES TR IBONDS 29 TRM TS 46436E825 259,014 11,858 SH SOLE 11,858 0 0
ISHARES TR US HLTHCARE ETF 464287762 223,421 3,623 SH SOLE 3,623 0 0
ISHARES TR S&P MC 400GR ETF 464287606 5,985,105 59,470 SH SOLE 59,470 0 0
ISHARES TR CORE MSCI EAFE 46432F842 21,272,974 234,919 SH SOLE 234,919 0 0
ISHARES TR IBONDS 28 TRM TS 46436E833 235,264 10,558 SH SOLE 10,558 0 0
ISHARES TR IBOND DEC 2030 46436E593 368,015 18,662 SH SOLE 18,662 0 0
ISHARES TR MSCI EAFE ETF 464287465 831,941 8,561 SH SOLE 8,561 0 0
ISHARES TR U.S. TECH ETF 464287721 211,622 1,166 SH SOLE 1,166 0 0
ISHARES TR CORE S&P US VLU 464287663 2,922,301 28,577 SH SOLE 28,577 0 0
ISHARES TR IBONDS DEC 2035 46438G372 6,761,247 263,698 SH SOLE 263,698 0 0
ISHARES TR IBONDS DEC 2032 46436E296 335,128 14,615 SH SOLE 14,615 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 639,913 2,578 SH SOLE 2,578 0 0
ISHARES TR CORE S&P MCP ETF 464287507 16,876,791 249,838 SH SOLE 249,838 0 0
ISHARES TR S&P SML 600 GWT 464287887 4,378,252 30,247 SH SOLE 30,247 0 0
ISHARES TR MSCI ACWI EX US 464288240 326,155 4,758 SH SOLE 4,758 0 0
ISHARES TR IBONDS 26 TRM TS 46436E858 234,856 10,249 SH SOLE 10,249 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 4,009,412 46,267 SH SOLE 46,267 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 1,462,369 34,554 SH SOLE 34,554 0 0
ISHARES TR IBONDS DEC 2032 46436E312 7,977,217 315,676 SH SOLE 315,676 0 0
ISHARES TR CORE DIV GRWTH 46434V621 3,607,569 51,398 SH SOLE 51,398 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,100,832 3,499 SH SOLE 3,499 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 5,003,946 206,430 PRN SOLE 206,430 0 0
ISHARES TR PFD AND INCM SEC 464288687 603,795 19,908 SH SOLE 19,908 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841 234,573 10,458 SH SOLE 10,458 0 0
ISHARES TR RUS MID CAP ETF 464287499 378,571 3,893 SH SOLE 3,893 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 613,802 11,676 SH SOLE 11,676 0 0
ISHARES TR IBONDS DEC 2031 46436E460 275,202 13,491 SH SOLE 13,491 0 0
ISHARES TR IBONDS DEC 2034 46438G646 212,165 8,278 SH SOLE 8,278 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 21,187,764 187,266 SH SOLE 187,266 0 0
ISHARES TR SP SMCP600VL ETF 464287879 252,751 2,129 SH SOLE 2,129 0 0
ISHARES TR CORE S&P TTL STK 464287150 2,210,637 15,520 SH SOLE 15,520 0 0
ISHARES TR EXPND TEC SC ETF 464287549 577,022 4,866 SH SOLE 4,866 0 0
ISHARES TR IBONDS DEC 2031 46436E486 8,835,663 422,142 SH SOLE 422,142 0 0
ISHARES TR IBONDS DEC 2033 46436E148 207,704 8,516 SH SOLE 8,516 0 0
ISHARES TR IBONDS DEC 29 46436E205 7,496,749 322,288 SH SOLE 322,288 0 0
ISHARES TR IBONDS 28 TR HI 46436E387 567,730 24,183 SH SOLE 24,183 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9 5,266,007 217,238 PRN SOLE 217,238 0 0
ISHARES TR IBONDS DEC 2034 46438G653 7,333,534 281,408 SH SOLE 281,408 0 0
ISHARES TR SELECT DIVID ETF 464287168 3,668,964 24,199 SH SOLE 24,199 0 0
ISHARES TR IBDS DEC28 ETF 46435U515 6,390,768 252,277 SH SOLE 252,277 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 972,587 4,542 SH SOLE 4,542 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 308,714 6,364 SH SOLE 6,364 0 0
ISHARES TR CORE S&P500 ETF 464287200 53,985,645 82,550 SH SOLE 82,550 0 0
ISHARES TR S&P 500 VAL ETF 464287408 13,010,834 61,561 SH SOLE 61,561 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 881,323 4,641 SH SOLE 4,641 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,342,701 17,104 SH SOLE 17,104 0 0
ISHARES TR CORE S&P SCP ETF 464287804 15,699,075 126,226 SH SOLE 126,226 0 0
ISHARES TR IBONDS 2027 TERM 46436E478 560,839 25,335 SH SOLE 25,335 0 0
ISHARES TR S&P MC 400VL ETF 464287705 2,682,320 20,231 SH SOLE 20,231 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 1,067,247 11,507 SH SOLE 11,507 0 0
ISHARES TR IBONDS DEC 2033 46436E130 7,193,570 278,279 SH SOLE 278,279 0 0
ISHARES TR IBONDS DEC 2030 46436E726 9,043,484 413,119 SH SOLE 413,119 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 921,143 18,069 SH SOLE 18,069 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 4,058,098 9,511 SH SOLE 9,511 0 0
JOHNSON & JOHNSON COM 478160104 259,673 1,060 SH SOLE 1,060 0 0
JPMORGAN CHASE & CO COM 46625H100 117,961,927 401,007 SH SOLE 401,007 0 0
LAM RESEARCH CORP COM NEW 512807306 432,126 2,022 SH SOLE 2,022 0 0
MICROSOFT CORP COM 594918104 1,412,327 3,811 SH SOLE 3,811 0 0
NVIDIA CORPORATION COM 67066G104 564,920 3,237 SH SOLE 3,237 0 0
PROCTER & GAMBLE CO COM 742718109 569,470 3,941 SH SOLE 3,941 0 0
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 464,394 3,494 SH SOLE 3,494 0 0
SPDR GOLD TR GOLD SHS 78463V107 432,416 1,003 SH SOLE 1,003 0 0
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 594,586 1,281 SH SOLE 1,281 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 6,965,248 10,704 SH SOLE 10,704 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 318,872 515 SH SOLE 515 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 366,491 1,798 SH SOLE 1,798 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 529,851 1,297 SH SOLE 1,297 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,156,579 6,276 SH SOLE 6,276 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 277,032 633 SH SOLE 633 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,961,212 9,026 SH SOLE 9,026 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 208,498 646 SH SOLE 646 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 253,929 2,855 SH SOLE 2,855 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 885,982 8,842 SH SOLE 8,842 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 571,434 2,652 SH SOLE 2,652 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 418,934 6,533 SH SOLE 6,533 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876 2,107,785 10,622 SH SOLE 10,622 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 356,836 509 SH SOLE 509 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 382,068 4,122 SH SOLE 4,122 0 0