The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 231,852 1,066 SH SOLE 1,066 0 0
ABRDN ETFS BBRG ALL COMD K1 003261104 22,254,283 916,191 SH SOLE 916,191 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 243,472 6,503 SH SOLE 6,503 0 0
ALPHABET INC CAP STK CL A 02079K305 604,198 2,101 SH SOLE 2,101 0 0
ALPHABET INC CAP STK CL C 02079K107 278,828 972 SH SOLE 972 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 3,413,644 64,849 SH SOLE 64,849 0 0
AMAZON COM INC COM 023135106 851,681 4,089 SH SOLE 4,089 0 0
APPLE INC COM 037833100 3,397,641 13,388 SH SOLE 13,388 0 0
AT&T INC COM 00206R102 217,947 7,518 SH SOLE 7,518 0 0
BANK AMERICA CORP COM 060505104 347,831 7,135 SH SOLE 7,135 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,041,279 2,173 SH SOLE 2,173 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 200,931 3,313 SH SOLE 3,313 0 0
BROADCOM INC COM 11135F101 463,244 1,497 SH SOLE 1,497 0 0
CHEVRON CORPORATION COM 166764100 351,999 170,130 SH Put SOLE 170,130 0 0
CIENA CORP COM NEW 171779309 239,150 616 SH SOLE 616 0 0
CISCO SYS INC COM 17275R102 283,204 3,650 SH SOLE 3,650 0 0
COCA COLA CO COM 191216100 229,139 3,013 SH SOLE 3,013 0 0
CONSOLIDATED EDISON INC COM 209115104 233,830 2,066 SH SOLE 2,066 0 0
CORNING INC COM 219350105 290,568 2,137 SH SOLE 2,137 0 0
DIREXION SHARES ETF TRUST DAILY MSCI EMERG 25490K281 374,957 6,698 SH SOLE 6,698 0 0
DYCOM INDS INC COM 267475101 210,746 622 SH SOLE 622 0 0
ELI LILLY & CO COM 532457108 296,517 322 SH SOLE 322 0 0
EXXON MOBIL CORP COM 30231G102 1,359,398 8,012 SH SOLE 8,012 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 8,404,790 312,330 SH SOLE 312,330 0 0
FIRST TR EXCHANGE-TRADED FD NASDAQ-100 SEL 337344105 215,855 1,700 SH SOLE 1,700 0 0
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 30,920,187 418,179 SH SOLE 418,179 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 270,140 319 SH SOLE 319 0 0
HOME DEPOT INC COM 437076102 493,484 1,500 SH SOLE 1,500 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,247,636 2,162 SH SOLE 2,162 0 0
ISHARES TR CORE MSCI EAFE 46432F842 357,562 3,950 SH SOLE 3,950 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 1,960,041 77,934 SH SOLE 77,934 0 0
ISHARES TR INTL DEV RE ETF 464288489 1,689,532 75,560 SH SOLE 75,560 0 0
ISHARES TR S&P 100 ETF 464287101 286,263 900 SH SOLE 900 0 0
ISHARES TR S&P 500 VAL ETF 464287408 407,942 1,932 SH SOLE 1,932 0 0
ISHARES TR U.S. FINLS ETF 464287788 235,320 2,000 SH SOLE 2,000 0 0
JOHNSON & JOHNSON COM 478160104 255,081 1,044 SH SOLE 1,044 0 0
JPMORGAN CHASE & CO COM 46625H100 809,697 2,753 SH SOLE 2,753 0 0
MCKESSON CORP COM 58155Q103 566,811 655 SH SOLE 655 0 0
MERCK & CO INC COM 58933Y105 1,657,025 13,775 SH SOLE 13,775 0 0
META PLATFORMS INC CL A 30303M102 489,445 855 SH SOLE 855 0 0
MICRON TECHNOLOGY INC COM 595112103 376,692 1,115 SH SOLE 1,115 0 0
MICROSOFT CORP COM 594918104 1,655,960 4,474 SH SOLE 4,474 0 0
MORGAN STANLEY COM NEW 617446448 594,098 3,610 SH SOLE 3,610 0 0
NETFLIX INC. COM 64110L106 262,105 2,726 SH SOLE 2,726 0 0
NVIDIA CORPORATION COM 67066G104 3,217,818 18,451 SH SOLE 18,451 0 0
ORACLE CORP COM 68389X105 211,667 1,439 SH SOLE 1,439 0 0
PHILIP MORRIS INTL INC COM 718172109 535,025 3,236 SH SOLE 3,236 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 7,138,423 216,644 SH SOLE 216,644 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 38,074,181 1,538,351 SH SOLE 1,538,351 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 329,758 7,055 SH SOLE 7,055 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 16,380,468 562,323 SH SOLE 562,323 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 16,582,542 543,690 SH SOLE 543,690 0 0
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 282,059 2,122 SH SOLE 2,122 0 0
SERVICENOW INC COM 81762P102 458,975 4,390 SH SOLE 4,390 0 0
SPDR GOLD TR GOLD SHS 78463V107 251,526 585 SH SOLE 585 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A300 2,018,084 21,337 SH SOLE 21,337 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A821 1,237,488 12,896 SH SOLE 12,896 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A763 457,890 3,138 SH SOLE 3,138 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A839 1,876,318 22,035 SH SOLE 22,035 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A201 1,172,447 12,135 SH SOLE 12,135 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,626,550 2,501 SH SOLE 2,501 0 0
TESLA INC COM 88160R101 372,151 1,001 SH SOLE 1,001 0 0
TRAVELERS COMPANIES INC COM 89417E109 226,927 778 SH SOLE 778 0 0
UNION PAC CORP COM 907818108 370,481 1,527 SH SOLE 1,527 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 14,989,232 34,317 SH SOLE 34,317 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 13,089,928 50,864 SH SOLE 50,864 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 14,038,472 76,180 SH SOLE 76,180 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,090,581 46,117 SH SOLE 46,117 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 598,788 1,002 SH SOLE 1,002 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 13,789,379 63,472 SH SOLE 63,472 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 13,951,012 46,157 SH SOLE 46,157 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 558,058 1,740 SH SOLE 1,740 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 14,314,617 72,959 SH SOLE 72,959 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 22,430,898 415,003 SH SOLE 415,003 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,963,289 13,467 SH SOLE 13,467 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 10,107,941 227,400 SH SOLE 227,400 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 22,495,724 351,057 SH SOLE 351,057 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 445,145 638 SH SOLE 638 0 0
WALMART INC COM 931142103 247,830 1,994 SH SOLE 1,994 0 0