The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 6,718,989 255,864 SH SOLE 0 0 255,864
ISHARES TR CORE S&P500 ETF 464287200 614,492 941 SH SOLE 0 0 941
ISHARES U S ETF TR SHORT DURATION B 46431W507 10,577,715 208,079 SH SOLE 0 0 208,079
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 11,800,627 423,721 SH SOLE 0 0 423,721
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 11,539,052 180,073 SH SOLE 0 0 180,073
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,081 57 SH SOLE 0 0 57
ISHARES TR 0-3 MNTH TREASRY 46436E718 899,687 8,938 SH SOLE 0 0 8,938
ISHARES TR EAFE GRWTH ETF 464288885 3,002,770 26,962 SH SOLE 0 0 26,962
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 1,635,078 32,708 SH SOLE 0 0 32,708
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 274,589 7,177 SH SOLE 0 0 7,177
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 4,955,162 101,270 SH SOLE 0 0 101,270
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 28,659,911 44,069 SH SOLE 0 0 44,069
VANGUARD INDEX FDS GROWTH ETF 922908736 776,131 1,777 SH SOLE 0 0 1,777
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,761,692 14,362 SH SOLE 0 0 14,362
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,918,476 9,097 SH SOLE 0 0 9,097
ISHARES INC CORE MSCI EMKT 46434G103 3,835,264 54,986 SH SOLE 0 0 54,986
SPDR SERIES TRUST STATE STREET SPD 78464A854 5,602,723 73,200 SH SOLE 0 0 73,200
PIMCO ETF TR MULTISECTOR BD 72201R585 268,550 10,250 SH SOLE 0 0 10,250
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 3,047,688 75,832 SH SOLE 0 0 75,832
SPDR SERIES TRUST STATE STREET SPD 78468R853 821,278 16,997 SH SOLE 0 0 16,997
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 30,960 785 SH SOLE 0 0 785
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 52,083 834 SH SOLE 0 0 834
ISHARES TR RUS 1000 ETF 464287622 41,897 118 SH SOLE 0 0 118
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 522,783 17,040 SH SOLE 0 0 17,040
SPDR SERIES TRUST STATE STREET SPD 78464A805 38,515 487 SH SOLE 0 0 487
ISHARES TR MSCI USA MIN VOL 46429B697 33 0 SH SOLE 0 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 36,527 474 SH SOLE 0 0 474
ISHARES TR CORE S&P MCP ETF 464287507 38,127 565 SH SOLE 0 0 565
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 48,577 1,963 SH SOLE 0 0 1,963
ISHARES TR U S EQUITY FACTR 46434V282 53,460 810 SH SOLE 0 0 810
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696 586,136 7,683 SH SOLE 0 0 7,683
ISHARES TR CORE DIV GRWTH 46434V621 6,457 92 SH SOLE 0 0 92
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 96,497 1,438 SH SOLE 0 0 1,438
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 21,968 293 SH SOLE 0 0 293
VANGUARD INDEX FDS LARGE CAP ETF 922908637 91,269 305 SH SOLE 0 0 305
VANGUARD INDEX FDS MID CAP ETF 922908629 30,882 108 SH SOLE 0 0 108
MORGAN STANLEY ETF TRUST CALVERT INTERNAT 61774R106 46,319 637 SH SOLE 0 0 637
ISHARES TR ESG SELECT SCRE 46436E569 248,723 5,053 SH SOLE 0 0 5,053
ISHARES TR S&P 500 GRWT ETF 464287309 18,146 160 SH SOLE 0 0 160
ISHARES TR S&P 500 VAL ETF 464287408 13,656 65 SH SOLE 0 0 65
GENERAL MILLS INC COM 370334104 60,110 1,615 SH SOLE 0 0 1,615
JOHNSON & JOHNSON COM 478160104 152,775 625 SH SOLE 0 0 625
ISHARES TR CORE MSCI TOTAL 46432F834 11,680 135 SH SOLE 0 0 135
ISHARES TR CORE S&P TTL STK 464287150 45,641 320 SH SOLE 0 0 320
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 54,645 1,487 SH SOLE 0 0 1,487
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 34,814 444 SH SOLE 0 0 444
GE AEROSPACE COM NEW 369604301 55,881 197 SH SOLE 0 0 197
GE VERNOVA INC COM 36828A101 12,221 14 SH SOLE 0 0 14
BANK AMERICA CORP COM 060505104 72,577 1,489 SH SOLE 0 0 1,489
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 6,723 76 SH SOLE 0 0 76
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 38,075 898 SH SOLE 0 0 898
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 125,283 3,049 SH SOLE 0 0 3,049
ISHARES TR EGSADVNCDMSCI EM 46436E742 25,765 539 SH SOLE 0 0 539
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 17,019 378 SH SOLE 0 0 378
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 12,403 235 SH SOLE 0 0 235
ENTERPRISE PRODS PARTNERS L COM 293792107 17,543 464 SH SOLE 0 0 464
ISHARES TR RUS 1000 GRW ETF 464287614 89,693 210 SH SOLE 0 0 210
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 5,412 9 SH SOLE 0 0 9
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 312,396 523 SH SOLE 0 0 523
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3,707 46 SH SOLE 0 0 46
ABBVIE INC COM 00287Y109 38,110 175 SH SOLE 0 0 175
ALPHABET INC CAP STK CL A 02079K305 97,937 341 SH SOLE 0 0 341
ANALOG DEVICES INC COM 032654105 46,477 146 SH SOLE 0 0 146
APPLE INC COM 037833100 63,965 252 SH SOLE 0 0 252
COSTCO WHOLESALE CORPORATION COM 22160K105 98,412 99 SH SOLE 0 0 99
DEERE & CO COM 244199105 34,896 62 SH SOLE 0 0 62
THOMSON REUTERS CORP COM 884903808 28,884 321 SH SOLE 0 0 321
VISA INC COM CL A 92826C839 29,569 98 SH SOLE 0 0 98
MICROSOFT CORP COM 594918104 27,776 75 SH SOLE 0 0 75
ISHARES TR MSCI EAFE ETF 464287465 133,375 1,373 SH SOLE 0 0 1,373
JPMORGAN CHASE & CO COM 46625H100 24,415 83 SH SOLE 0 0 83
SOLUNA HOLDINGS INC COM NEW 583543301 138 195 SH SOLE 0 0 195
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,835 59 SH SOLE 0 0 59