The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 611,873 2,133 SH SOLE 2,133 0 0
ALPHABET INC CAP STK CL A 02079K305 613,078 2,132 SH SOLE 2,132 0 0
AMAZON COM INC COM 023135106 1,183,390 5,682 SH SOLE 5,682 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 24,915,356 249,502 SH SOLE 249,502 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 33,821,680 306,161 SH SOLE 306,161 0 0
APPLE INC COM 037833100 3,317,005 13,068 SH SOLE 13,068 0 0
ASTRAZENECA PLC ORD G0593M107 463,861 2,352 SH SOLE 2,352 0 0
BANK AMERICA CORP COM 060505104 347,494 7,128 SH SOLE 7,128 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 618,168 1,290 SH SOLE 1,290 0 0
BROADCOM INC COM 11135F101 529,881 1,712 SH SOLE 1,712 0 0
CARVANA CO CL A 146869102 1,173,266 3,732 SH SOLE 3,732 0 0
CATERPILLAR INC COM 149123101 534,179 754 SH SOLE 754 0 0
CATHAY GEN BANCORP COM 149150104 2,516,983 50,481 SH SOLE 50,481 0 0
CHEVRON CORPORATION COM 166764100 230,072 1,112 SH SOLE 1,112 0 0
CISCO SYS INC COM 17275R102 200,104 2,579 SH SOLE 2,579 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 428,839 430 SH SOLE 430 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4,690,393 65,940 SH SOLE 65,940 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 8,450,355 160,104 SH SOLE 160,104 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 333,511 9,518 SH SOLE 9,518 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 15,850,123 458,758 SH SOLE 458,758 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 6,927,456 142,951 SH SOLE 142,951 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,379,833 22,095 SH SOLE 22,095 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 223,428 5,665 SH SOLE 5,665 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 7,595,564 107,113 SH SOLE 107,113 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 14,847,770 310,103 SH SOLE 310,103 0 0
DISNEY WALT CO COM 254687106 655,213 6,797 SH SOLE 6,797 0 0
ELI LILLY & CO COM 532457108 237,443 258 SH SOLE 258 0 0
EXXON MOBIL CORP COM 30231G102 236,506 1,394 SH SOLE 1,394 0 0
HOME DEPOT INC COM 437076102 204,377 621 SH SOLE 621 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 504,603 874 SH SOLE 874 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,026,442 14,716 SH SOLE 14,716 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 347,942 816 SH SOLE 816 0 0
ISHARES TR CORE MSCI EAFE 46432F842 636,879 7,035 SH SOLE 7,035 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 345,588 1,617 SH SOLE 1,617 0 0
ISHARES TR CORE S&P500 ETF 464287200 977,202 1,496 SH SOLE 1,496 0 0
ISHARES TR CORE MSCI INTL 46435G326 23,174,253 277,303 SH SOLE 277,303 0 0
ISHARES TR CORE S&P TTL STK 464287150 45,245,583 317,668 SH SOLE 317,668 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 2,039,464 81,367 SH SOLE 81,367 0 0
ISHARES TR CORE S&P SCP ETF 464287804 894,535 7,196 SH SOLE 7,196 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 540,048 2,177 SH SOLE 2,177 0 0
JOHNSON & JOHNSON COM 478160104 224,872 919 SH SOLE 919 0 0
JPMORGAN CHASE & CO COM 46625H100 606,933 2,062 SH SOLE 2,062 0 0
LOWES COS INC COM 548661107 207,628 878 SH SOLE 878 0 0
MARSH & MCLENNAN COS INC COM 571748102 675,761 3,896 SH SOLE 3,896 0 0
MASTERCARD INCORPORATED CL A 57636Q104 213,854 428 SH SOLE 428 0 0
META PLATFORMS INC CL A 30303M102 552,678 966 SH SOLE 966 0 0
MICROSOFT CORP COM 594918104 1,045,355 2,822 SH SOLE 2,822 0 0
MORGAN STANLEY ETF TRUST CALVERT US LARCP 61774R205 644,483 8,050 SH SOLE 8,050 0 0
MORGAN STANLEY ETF TRUST CALVERT INTERNAT 61774R106 685,612 9,432 SH SOLE 9,432 0 0
NVIDIA CORPORATION COM 67066G104 1,717,665 9,849 SH SOLE 9,849 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,147,364 44,749 SH SOLE 44,749 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 387,601 14,566 SH SOLE 14,566 0 0
SPDR INDEX SHS FDS STATE STREET SPD 78463X749 225,907 4,935 SH SOLE 4,935 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 479,300 737 SH SOLE 737 0 0
TESLA INC COM 88160R101 557,254 1,499 SH SOLE 1,499 0 0
UNITED PARCEL SVCS INC CL B 911312106 834,597 8,483 SH SOLE 8,483 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,398,976 17,841 SH SOLE 17,841 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 902,347 11,691 SH SOLE 11,691 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 10,460,661 209,421 SH SOLE 209,421 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 27,714,836 465,404 SH SOLE 465,404 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 316,762 6,310 SH SOLE 6,310 0 0
WALMART INC COM 931142103 276,744 2,226 SH SOLE 2,226 0 0
WELLS FARGO & CO COM 949746101 345,826 4,344 SH SOLE 4,344 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 814,943 22,674 SH SOLE 22,674 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 512,195 5,831 SH SOLE 5,831 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 317,688 6,392 SH SOLE 6,392 0 0
WISDOMTREE TR INTL QULTY DIV 97717X131 374,185 9,322 SH SOLE 9,322 0 0
WISDOMTREE TR INTL EQUITY FD 97717W703 1,094,195 15,655 SH SOLE 15,655 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 2,003,860 22,431 SH SOLE 22,431 0 0