The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101 231,412 952 SH SOLE 0 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 7,633,498 76,442 SH SOLE 0 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 11,364,041 102,213 SH SOLE 0 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,972,280 35,958 SH SOLE 0 0 0
APPLE INC COM 037833100 307,847 1,213 SH SOLE 0 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 218,332 3,079 SH SOLE 0 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 283,443 5,849 SH SOLE 0 0 0
EXXON MOBIL CORP COM 30231G102 590,756 3,482 SH SOLE 0 0 0
INTUIT COM 461202103 369,685 855 SH SOLE 0 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 19,668,692 175,441 SH SOLE 0 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 237,221 411 SH SOLE 0 0 0
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 3,065,263 79,783 SH SOLE 0 0 0
ISHARES GOLD TR ISHARES NEW 464285204 8,806,831 99,896 SH SOLE 0 0 0
ISHARES TR TRUST ISHARE 0-1 464288679 28,053,852 254,134 SH SOLE 0 0 0
ISHARES TR CORE MSCI EAFE 46432F842 34,574,041 381,907 SH SOLE 0 0 0
ISHARES TR CORE S&P500 ETF 464287200 77,775,900 119,067 SH SOLE 0 0 0
ISHARES TR US TREAS BD ETF 46429B267 4,091,428 178,587 SH SOLE 0 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718 11,576,625 115,007 SH SOLE 0 0 0
MICROSOFT CORP COM 594918104 537,857 1,453 SH SOLE 0 0 0
NVIDIA CORPORATION COM 67066G104 252,008 1,445 SH SOLE 0 0 0
OKLO INC COM CL A 02156V109 247,950 5,000 SH SOLE 0 0 0
PEPSICO INC COM 713448108 270,049 1,739 SH SOLE 0 0 0
PROCTER & GAMBLE CO COM 742718109 699,603 4,844 SH SOLE 0 0 0
QUALCOMM INC COM 747525103 581,828 4,518 SH SOLE 0 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,171,195 84,680 SH SOLE 0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 213,656 6,964 SH SOLE 0 0 0
SEMPRA COM 816851109 386,542 3,978 SH SOLE 0 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A649 4,132,506 161,300 SH SOLE 0 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A854 8,992,149 117,483 SH SOLE 0 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 666,568 1,025 SH SOLE 0 0 0
TRAVELERS COMPANIES INC COM 89417E109 314,431 1,078 SH SOLE 0 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,223,166 79,367 SH SOLE 0 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,695,184 9,385 SH SOLE 0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 15,727,710 49,025 SH SOLE 0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 255,125 427 SH SOLE 0 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,302,071 2,981 SH SOLE 0 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,099,897 5,606 SH SOLE 0 0 0
WELLS FARGO & CO COM 949746101 589,830 7,409 SH SOLE 0 0 0