The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB PRIME ADVANTAGE MONEY INVESTOR SWVXX 808515605 3,695,434 3,695,434 SH SOLE 0 0 3,695,434
SCHWAB PRIME ADVANTAGE MONEY INVESTOR SWVXX 808515605 2,408,691 2,408,691 SH SOLE 0 0 2,408,691
SCHWAB PRIME ADVANTAGE MONEY INVESTOR SWVXX 808515605 1,918,810 1,918,810 SH SOLE 0 0 1,918,810
SCHWAB PRIME ADVANTAGE MONEY ULTRA SNAXX 808515696 1,258,832 1,258,832 SH SOLE 0 0 1,258,832
SCHWAB TREASURY OBLIG MONEY INV SNOXX 808515621 612,651 612,651 SH SOLE 0 0 612,651
FIDELITY CAPITAL & INCOME FAGIX 316062108 3,735,021 344,559 SH SOLE 0 0 344,559
SCHWAB TREASURY OBLIG MONEY INV SNOXX 808515621 239,964 239,964 SH SOLE 0 0 239,964
SCHWAB NY MUNICIPAL MONEY INV SWYXX 808508303 236,821 236,821 SH SOLE 0 0 236,821
SCHWAB PRIME ADVANTAGE MONEY INVESTOR SWVXX 808515605 173,675 173,675 SH SOLE 0 0 173,675
T ROWE PRICE CAPITAL APPRECIATION I TRAIX 77954M303 3,046,382 88,046 SH SOLE 0 0 88,046
SCHWAB MUNICIPAL MONEY INV SWTXX 808508105 85,198 85,198 SH SOLE 0 0 85,198
BLACKROCK UNCONSTRAINED EQUITY INSTL MAEGX 09251W403 1,181,648 79,040 SH SOLE 0 0 79,040
AMERICAN FUNDS AMERICAN BALANCED F2 AMBFX 024071821 2,913,902 78,925 SH SOLE 0 0 78,925
PIMCO INCOME INSTL PIMIX 72201F490 700,908 65,019 SH SOLE 0 0 65,019
GENTEX CORP GNTX 371901109 1,185,865 54,273 SH SOLE 0 0 54,273
FULLERTHALER BEHAVIORAL SM-CP GRINSTL FTXSX 14064D782 2,971,298 54,191 SH SOLE 0 0 54,191
INVESCO ROCHESTER MUNICIPAL OPPS Y ORNYX 00141W703 343,819 52,814 SH SOLE 0 0 52,814
FULLERTHALER BEHAVIORAL SM-CP EQ INST FTHSX 14064D865 2,560,400 50,761 SH SOLE 0 0 50,761
PIMCO LOW DURATION INCOME INSTL PFIIX 722005170 404,241 49,298 SH SOLE 0 0 49,298
FIDELITY CAPITAL & INCOME FAGIX 316062108 485,971 44,831 SH SOLE 0 0 44,831
FIDELITY NATL INFORMATIO FIS 31620M106 1,980,118 42,211 SH SOLE 0 0 42,211
T ROWE PRICE CAPITAL APPRECIATION EQUITY ETF TCAF 87283Q867 1,492,787 41,944 SH SOLE 0 0 41,944
T ROWE PRICE ALL-CAP OPPORTUNITIES-I PNAIX 779557305 2,711,838 37,976 SH SOLE 0 0 37,976
SONOCO PRODS CO SON 835495102 1,821,913 33,683 SH SOLE 0 0 33,683
EXELON CORP EXC 30161N101 1,631,582 33,284 SH SOLE 0 0 33,284
DODGE & COX GLOBAL STOCK I DODWX 256206202 495,414 31,656 SH SOLE 0 0 31,656
AMCOR PLC F AMCR G0250X149 1,221,518 30,730 SH SOLE 0 0 30,730
FIDELITY OTC FOCPX 316389105 636,636 27,253 SH SOLE 0 0 27,253
AMERICAN FUNDS AMERICAN HIGH-INC F3 HIGFX 026547778 259,938 26,606 SH SOLE 0 0 26,606
FULLERTHALER BEHAVIORAL SM-CP EQ INST FTHSX 14064D865 1,062,534 21,065 SH SOLE 0 0 21,065
AT&T INC T 00206R102 566,889 19,555 SH SOLE 0 0 19,555
FIDELITY BLUE CHIP GROWTH FBGRX 316389303 4,747,632 19,141 SH SOLE 0 0 19,141
FRANKLIN INCOME ADV FRIAX 353496847 45,264 18,033 SH SOLE 0 0 18,033
QUANTUM SECURE ENCRYPT F QSEGF 74767B103 4,631 18,000 SH SOLE 0 0 18,000
FIDELITY SELECT SEMICONDUCTORS FSELX 316390863 809,770 17,471 SH SOLE 0 0 17,471
PFIZER INC PFE 717081103 476,040 16,953 SH SOLE 0 0 16,953
AB LARGE CAP GROWTH ADVISOR APGYX 01877C408 1,699,710 16,661 SH SOLE 0 0 16,661
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD INDEX FUND ETF SHARES VYMI 921946794 1,552,096 16,470 SH SOLE 0 0 16,470
FIDELITY GROWTH COMPANY FUND FDGRX 316200104 751,285 16,146 SH SOLE 0 0 16,146
REPUBLIC BANCORP INC KY CLASS A RBCAA 760281204 1,132,536 16,053 SH SOLE 0 0 16,053
DUKE ENERGY CORP NEW DUK 26441C204 2,097,659 16,020 SH SOLE 0 0 16,020
ENBRIDGE INC F ENB 29250N105 838,791 15,493 SH SOLE 0 0 15,493
FEDERATED HERMES STRATEGIC VALUE DIV IS SVAIX 314172560 105,546 15,230 SH SOLE 0 0 15,230
DODGE & COX STOCK I DODGX 256219106 244,959 15,215 SH SOLE 0 0 15,215
THE COCA-COLA CO KO 191216100 1,140,446 14,996 SH SOLE 0 0 14,996
HASBRO INC HAS 418056107 1,394,172 14,895 SH SOLE 0 0 14,895
EATON VANCE NATIONAL MUNICIPAL INCOME I EIHMX 27826L249 127,607 14,147 SH SOLE 0 0 14,147
DODGE & COX STOCK I DODGX 256219106 213,699 13,273 SH SOLE 0 0 13,273
SCHWAB FUNDAMENTAL US LARGE COMPANY IDX SFLNX 808509442 420,956 12,779 SH SOLE 0 0 12,779
T ROWE PRICE CREDIT OPPORTUNITIES I TCRRX 87279J307 101,224 12,765 SH SOLE 0 0 12,765
FEDERATED HERMES MDT BALANCED IS QIBGX 31421R825 272,987 12,545 SH SOLE 0 0 12,545
AMAZONCOM INC AMZN 023135106 2,550,266 12,245 SH SOLE 0 0 12,245
INVESCO ROCHESTER MUNICIPAL OPPS Y ORNYX 00141W703 77,128 11,848 SH SOLE 0 0 11,848
STATE STREET SPDR PORTFOLIO HIGH YIELD BOND ETF SPHY 78468R606 271,608 11,647 SH SOLE 0 0 11,647
NYLI MACKAY HIGH YIELD CORPORATE BD CL I MHYIX 56062X708 58,125 11,330 SH SOLE 0 0 11,330
EATON VANCE HIGH-YIELD MUNICIPAL INC I EIHYX 27826M841 89,743 11,190 SH SOLE 0 0 11,190
MEDTRONIC PLC F MDT G5960L103 958,002 11,056 SH SOLE 0 0 11,056
PEPSICO INC PEP 713448108 1,676,511 10,796 SH SOLE 0 0 10,796
INVESCO NASDAQ 100 ETF QQQM 46138G649 2,459,842 10,352 SH SOLE 0 0 10,352
ARTISAN GLOBAL OPPORTUNITIES INSTL APHRX 04314H782 342,861 10,330 SH SOLE 0 0 10,330
NUVEEN MUNI HIGH INC OPP NMZ 670682103 106,520 10,262 SH SOLE 0 0 10,262
VIRTUS KAR SMALL MID CAP CORE I VKSIX 92828N197 183,048 10,130 SH SOLE 0 0 10,130
HOOD RIVER SMALL-CAP GROWTH INSTL HRSMX 56170L208 943,310 10,116 SH SOLE 0 0 10,116
VIRTUS KAR MID-CAP GROWTH I PICMX 92828N734 365,976 10,110 SH SOLE 0 0 10,110
HOMELAND URANIUM CORP F HLUCF 43741D105 2,354 10,000 SH SOLE 0 0 10,000
MICROSOFT CORP MSFT 594918104 2,701,890 7,299 SH SOLE 0 0 7,299
BROADCOM INC AVGO 11135F101 2,441,489 7,888 SH SOLE 0 0 7,888
APPLE INC AAPL 037833100 2,270,633 8,947 SH SOLE 0 0 8,947
BROADCOM INC AVGO 11135F101 2,011,815 6,500 SH SOLE 0 0 6,500
APPLE INC AAPL 037833100 1,883,935 7,423 SH SOLE 0 0 7,423
STATE STREET SPDR S&P 500 ETF TRUST SPY 78462F103 1,701,289 2,616 SH SOLE 0 0 2,616
UNION PAC CORP UNP 907818108 1,550,342 6,390 SH SOLE 0 0 6,390
CHEVRON CORP NEW CVX 166764100 1,516,370 7,329 SH SOLE 0 0 7,329
ASTRAZENECA PLC F AZN G0593M107 1,422,351 7,212 SH SOLE 0 0 7,212
INVESCO QQQ TR QQQ 46090E103 1,280,762 2,219 SH SOLE 0 0 2,219
ALPHABET INC CLASS CLASS A GOOGL 02079K305 1,195,674 4,158 SH SOLE 0 0 4,158
ACCENTURE PLC IRELAND FCLASS CLASS A ACN G1151C101 1,094,957 5,522 SH SOLE 0 0 5,522
PNC FINL SERVICES PNC 693475105 1,084,565 5,212 SH SOLE 0 0 5,212
IBM CORP IBM 459200101 1,073,788 4,430 SH SOLE 0 0 4,430
VANGUARD HIGH DIVIDEND YIELD INDEX FUND ETF SHARES VYM 921946406 976,286 6,592 SH SOLE 0 0 6,592
APPLE INC AAPL 037833100 933,440 3,678 SH SOLE 0 0 3,678
AMAZONCOM INC AMZN 023135106 893,062 4,288 SH SOLE 0 0 4,288
T ROWE PRICE BLUE CHIP GROWTH I TBCIX 77954Q403 872,763 4,637 SH SOLE 0 0 4,637
AMAZONCOM INC AMZN 023135106 804,964 3,865 SH SOLE 0 0 3,865
ALPHABET INC CLASS CLASS A GOOGL 02079K305 772,397 2,686 SH SOLE 0 0 2,686
MICROSOFT CORP MSFT 594918104 738,433 1,995 SH SOLE 0 0 1,995
TAIWAN SEMICONDUCTOR M FSPONSORED ADR 1 ADR REPS 5 ORD SHS TSM 874039100 684,349 2,025 SH SOLE 0 0 2,025
WALMART INC WMT 931142103 664,898 5,350 SH SOLE 0 0 5,350
GENUINE PARTS CO GPC 372460105 617,897 5,843 SH SOLE 0 0 5,843
TESLA INC TSLA 88160R101 590,339 1,588 SH SOLE 0 0 1,588
FULLERTHALER BEHAVRL UNCNSTD EQ FTZIX 14064D659 588,764 9,034 SH SOLE 0 0 9,034
JPMORGAN CHASE & CO JPM 46625H100 554,870 1,886 SH SOLE 0 0 1,886
NVIDIA CORP NVDA 67066G104 527,344 3,024 SH SOLE 0 0 3,024
FEDERATED HERMES MDT MID CAP GROWTH IS FGSIX 314172198 500,213 8,141 SH SOLE 0 0 8,141
PROCTER & GAMBLE CO PG 742718109 499,813 3,460 SH SOLE 0 0 3,460
FIDELITY BLUE CHIP GROWTH FBGRX 316389303 480,134 1,936 SH SOLE 0 0 1,936
MICROSOFT CORP MSFT 594918104 438,638 1,185 SH SOLE 0 0 1,185
JANUS HENDERSON ENTERPRISE I JMGRX 47103C795 436,587 3,249 SH SOLE 0 0 3,249
BARON FOCUSED GROWTH INSTITUTIONAL BFGIX 06828M504 427,771 7,446 SH SOLE 0 0 7,446
OMEGA HEALTHCARE INVS INREIT OHI 681936100 392,189 8,950 SH SOLE 0 0 8,950
ABBVIE INC ABBV 00287Y109 389,525 1,791 SH SOLE 0 0 1,791
PEPSICO INC PEP 713448108 370,866 2,388 SH SOLE 0 0 2,388
WALMART INC WMT 931142103 366,575 2,950 SH SOLE 0 0 2,950
VISA INC CLASS CLASS A V 92826C839 363,082 1,201 SH SOLE 0 0 1,201
PRUDENTIAL FINL INC PRU 744320102 345,725 3,539 SH SOLE 0 0 3,539
HSBC HLDGS PLC FSPONSORED ADR 1 ADR REPS 5 ORD SHS HSBC 404280406 342,828 4,156 SH SOLE 0 0 4,156
VERIZON COMMUNICATIONS I VZ 92343V104 337,937 6,732 SH SOLE 0 0 6,732
JOHNSON & JOHNSON JNJ 478160104 336,053 1,375 SH SOLE 0 0 1,375
PARNASSUS VALUE EQUITY INSTITUTIONAL PFPWX 701765406 328,009 5,967 SH SOLE 0 0 5,967
CALVERT US LARGE CAP CORE RSPNB IDX I CISIX 131582751 325,145 6,103 SH SOLE 0 0 6,103
EVENTIDE GILEAD I ETILX 62827L658 320,279 6,037 SH SOLE 0 0 6,037
HOME DEPOT INC HD 437076102 315,451 959 SH SOLE 0 0 959
COLUMBIA DIVIDEND INCOME INST2 CDDRX 19766M857 310,537 8,157 SH SOLE 0 0 8,157
DIAMONDBACK ENERGY INC FANG 25278X109 300,047 1,517 SH SOLE 0 0 1,517
CALVERT US LARGE CAP CORE RSPNB IDX I CISIX 131582751 296,138 5,558 SH SOLE 0 0 5,558
MERCK & CO INC MRK 58933Y105 294,470 2,448 SH SOLE 0 0 2,448
VANGUARD GROWTH INDEX FUND ETF SHARES VUG 922908736 288,281 660 SH SOLE 0 0 660
SCHWAB US DIVIDEND EQUITY ETF SCHD 808524797 285,413 9,303 SH SOLE 0 0 9,303
FIRSTENERGY CORP FE 337932107 283,139 5,589 SH SOLE 0 0 5,589
T ROWE PRICE CAPITAL APPRECIATION EQUITY ETF TCAF 87283Q867 273,497 7,685 SH SOLE 0 0 7,685
ABBVIE INC ABBV 00287Y109 269,034 1,237 SH SOLE 0 0 1,237
NEEDHAM AGGRESSIVE GROWTH INSTITUTIONAL NEAIX 63983V506 266,233 3,911 SH SOLE 0 0 3,911
ENTERPRISE PRODS PART LP EPD 293792107 262,639 6,941 SH SOLE 0 0 6,941
ALGER FOCUS EQUITY Z ALZFX 015570773 258,711 2,658 SH SOLE 0 0 2,658
NORFOLK SOUTHN CORP NSC 655844108 258,300 900 SH SOLE 0 0 900
FIDELITY HIGH DIVIDEND ETF FDVV 316092840 257,179 4,656 SH SOLE 0 0 4,656
PIMCO MULTISECTOR BOND ACTIVE EXCHANGE-TRADED FUND PYLD 72201R585 257,157 9,815 SH SOLE 0 0 9,815
INVESCO S&P 500 QUALITY ETF SPHQ 46137V241 256,254 3,408 SH SOLE 0 0 3,408
T ROWE PRICE ALL-CAP OPPORTUNITIES-I PNAIX 779557305 251,201 3,518 SH SOLE 0 0 3,518
GUINNESS ATKINSON GLOBAL INNTRS INSTL GINNX 402031884 249,845 4,511 SH SOLE 0 0 4,511
CHEVRON CORP NEW CVX 166764100 246,456 1,191 SH SOLE 0 0 1,191
THORNBURG INVESTMENT INCOME BUILDER I TIBIX 885215467 245,336 6,779 SH SOLE 0 0 6,779
AFLAC INC AFL 001055102 245,191 2,235 SH SOLE 0 0 2,235
FIDELITY TOTAL BOND ETF FBND 316188309 245,021 5,371 SH SOLE 0 0 5,371
CHARLES SCHWAB CORP SCHW 808513105 240,643 2,561 SH SOLE 0 0 2,561
AIR PRODS & CHEMS INC APD 009158106 230,649 794 SH SOLE 0 0 794
AMERICAN CENTURY US QUALITY GROWTH ETF QGRO 025072307 226,927 2,161 SH SOLE 0 0 2,161
GLOBAL X US INFRASTRUCTURE DEVELOPMENT ETF PAVE 37954Y673 225,730 4,443 SH SOLE 0 0 4,443
ARISTA NETWORKS INC ANET 040413205 220,390 1,795 SH SOLE 0 0 1,795
KIMBERLY CLARK CORP KMB 494368103 219,276 2,273 SH SOLE 0 0 2,273
MERCK & CO INC MRK 58933Y105 218,454 1,816 SH SOLE 0 0 1,816
MASTERCARD INC CLASS CLASS A MA 57636Q104 217,576 435 SH SOLE 0 0 435
NEXTERA ENERGY INC NEE 65339F101 215,017 2,315 SH SOLE 0 0 2,315
META PLATFORMS INC CLASS CLASS A META 30303M102 213,404 373 SH SOLE 0 0 373
T ROWE PRICE US EQUITY RESEARCH I PCCOX 87282F102 212,771 3,302 SH SOLE 0 0 3,302
VERTIV HLDGS CO CLASS CLASS A VRT 92537N108 209,735 837 SH SOLE 0 0 837
JANUS HENDERSON GLOBAL RESEARCH I JWWFX 47103C290 207,027 1,754 SH SOLE 0 0 1,754
STATE STREET SPDR S&P 500 ETF TRUST SPY 78462F103 205,629 316 SH SOLE 0 0 316
VANGUARD VALUE INDEX FUND ETF SHARES VTV 922908744 200,124 1,020 SH SOLE 0 0 1,020