The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 9,365,633 47,232 SH DFND 46,673 0 559
AIR PRODUCTS AND CHEMICALS I COM 009158106 3,044,626 10,481 SH DFND 10,299 0 182
ALPHABET INC CAP STK CL A 02079K305 16,963,164 58,990 SH DFND 58,250 0 740
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 628,818 6,297 SH DFND 6,297 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 770,989 9,568 SH DFND 9,568 0 0
AON PLC SHS CL A G0403H108 5,762,591 17,853 SH DFND 17,642 0 211
APPLE INC COM 037833100 22,252,561 87,681 SH DFND 86,852 0 829
BLACKROCK INC COM 09290D101 12,913,842 13,428 SH DFND 13,265 0 163
BROADCOM INC COM 11135F101 5,553,538 17,943 SH DFND 17,734 0 209
CHEVRON CORPORATION COM 166764100 5,804,373 28,054 SH DFND 27,559 0 495
COCA COLA CO COM 191216100 6,804,270 89,471 SH DFND 88,665 0 806
COSTCO WHOLESALE CORPORATION COM 22160K105 16,723,085 16,783 SH DFND 16,587 0 196
EATON CORP PLC SHS G29183103 11,257,306 31,474 SH DFND 31,161 0 313
ELI LILLY & CO COM 532457108 11,796,050 12,825 SH DFND 12,705 0 120
HONEYWELL INTL INC COM 438516106 13,665,322 60,458 SH DFND 59,834 0 624
ISHARES INC CORE MSCI EMKT 46434G103 756,090 10,840 SH DFND 10,840 0 0
ISHARES TR CORE MSCI EAFE 46432F842 805,717 8,900 SH DFND 8,900 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 1,463,702 7,631 SH DFND 7,631 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 296,565 6,415 SH DFND 6,415 0 0
ISHARES TR CORE S&P MCP ETF 464287507 461,635 6,836 SH DFND 6,836 0 0
ISHARES TR CORE S&P SCP ETF 464287804 460,444 3,704 SH DFND 3,704 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,457,965 2,232 SH DFND 2,232 0 0
JANUS DETROIT STR TR HENDERSON MTG 47103U852 775,695 17,169 SH DFND 17,169 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 471,866 9,368 SH DFND 9,368 0 0
JOHNSON & JOHNSON COM 478160104 12,255,733 50,138 SH DFND 49,567 0 571
JPMORGAN CHASE & CO COM 46625H100 16,574,739 56,346 SH DFND 55,679 0 667
LINDE PLC SHS G54950103 1,852,159 3,736 SH DFND 3,653 0 83
LOWES COS INC COM 548661107 10,100,025 42,746 SH DFND 42,203 0 543
MASTERCARD INCORPORATED CL A 57636Q104 13,059,613 26,137 SH DFND 25,848 0 289
MCKESSON CORP COM 58155Q103 8,302,264 9,594 SH DFND 9,483 0 111
MEDTRONIC PLC SHS G5960L103 4,458,836 51,458 SH DFND 50,745 0 713
META PLATFORMS INC CL A 30303M102 6,688,200 11,690 SH DFND 11,555 0 135
MICROSOFT CORP COM 594918104 18,697,287 50,510 SH DFND 49,922 0 588
NEXTERA ENERGY INC COM 65339F101 9,703,359 104,472 SH DFND 103,235 0 1,237
NVIDIA CORPORATION COM 67066G104 17,199,328 98,620 SH DFND 97,465 0 1,155
PEPSICO INC COM 713448108 8,202,728 52,822 SH DFND 52,265 0 557
RTX CORPORATION COM 75513E101 16,719,800 86,676 SH DFND 85,707 0 969
S&P GLOBAL INC COM 78409V104 6,523,440 15,337 SH DFND 15,163 0 174
STRYKER CORPORATION COM 863667101 5,884,061 17,907 SH DFND 17,726 0 181
TEXAS INSTRS INC COM 882508104 5,283,714 27,216 SH DFND 26,851 0 365
THERMO FISHER SCIENTIFIC INC COM 883556102 5,164,506 10,507 SH DFND 10,376 0 131
TJX COS INC NEW COM 872540109 11,831,534 74,086 SH DFND 73,219 0 867
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 441,740 4,520 SH DFND 4,520 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 271,195 3,290 SH DFND 3,290 0 0
VISA INC COM CL A 92826C839 2,410,968 7,977 SH DFND 7,977 0 0
WASTE MGMT INC DEL COM 94106L109 3,727,194 16,220 SH DFND 15,960 0 260