J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G

Exhibit 99.32

 

 

Loan ID Customer Loan ID Seller Loan ID Note Date Original Loan Amount Last Name Property State Occupancy Purpose Originator QM Status TPR QM Status Exception ID Exception Number Exception Date Exception Type Exception Subcategory Exception Exception Remedy Rebuttal TPR Response Compensating Factors Status Update Date Finding Status Initial Exception Grade Final Exception Grade Initial Loan Grade Final Loan Grade
xxxxx 304758682 xxxxx xx/xx/xxxx xxxxx xxxxx KY Investment Refinance ATR/QM: Exempt ATR/QM: Exempt 5046994 1 of 3 xx/xx/xxxx Credit Hazard Insurance Coverage is less than all Subject Lien(s) Hazard Insurance Coverage Amount of xxxxxis less than Total Amount of Subject Lien(s) of xxxxx Hazard coverage amount of xxxxx is less than the note amount of xxxxx. Neither evidence of guaranteed replacement cost nor Replacement Cost Estimate was provided.  

  Please see attached updated EOI - 11/04/2025

 Could you please advise if it will be acceptable for the insurance company to add in actual cash value to the policy which will be sufficient amount of coverage on the policy or does the policy must have restoration costs?  - 10/28/2025

Hazard Insurance Coverage Amount of $xxxxx is equal to or greater than Total Amount of Subject Lien(s) or Guaranteed Replacement Coverage is present - 11/07/2025
Please see attached updated EOI - 11/04/2025
No documentation was provided to support sufficient coverage per guideline requirements. Please provide evidence of sufficient insurance coverage per guideline requirements.  - 10/31/2025
Could you please advise if it will be acceptable for the insurance company to add in actual cash value to the policy which will be sufficient amount of coverage on the policy or does the policy must have restoration costs?  - 10/28/2025
  2025-11-07 19:17 Resolved 1 1 1 1
xxxxx 304758682 xxxxx xx/xx/xxxx xxxxx xxxxx KY Investment Refinance ATR/QM: Exempt ATR/QM: Exempt 5047365 2 of 3 xx/xx/xxxx Compliance No Compliance Tests Performed DSCR / Business Purpose loans are exempt from Reg Z and Reg X.

        2025-08-04 19:25 Cleared 1 1 1 1
xxxxx 304758682 xxxxx xx/xx/xxxx xxxxx xxxxx KY Investment Refinance ATR/QM: Exempt ATR/QM: Exempt 5047371 3 of 3 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.

        2025-08-04 19:25 Cleared 1 1 1 1
xxxxx 304887756 xxxxx xx/xx/xxxx xxxxx xxxxx TX Investment Purchase ATR/QM: Exempt ATR/QM: Exempt 6338531 1 of 4 xx/xx/xxxx Compliance The Deed of Trust is Incomplete The Deed of Trust is incomplete. Unable to locate page 23 of 23 of the Deed of Trust



  DOT all pages - 12/03/2025

Received complete DOT - 12/04/2025

DOT all pages - 12/03/2025

  2025-12-04 16:44 Resolved 4 1 4 1
xxxxx 304887756 xxxxx xx/xx/xxxx xxxxx xxxxx TX Investment Purchase ATR/QM: Exempt ATR/QM: Exempt 6339416 2 of 4 xx/xx/xxxx Credit Missing Flood Insurance Policy Unable to locate the Flood Insurance policy in the loan file.  

  flood - 12/03/2025

Flood Ins provided. Condition resolved. - 12/05/2025

flood - 12/03/2025

  2025-12-05 16:30 Resolved 3 1 4 1
xxxxx 304887756 xxxxx xx/xx/xxxx xxxxx xxxxx TX Investment Purchase ATR/QM: Exempt ATR/QM: Exempt 6339423 3 of 4 xx/xx/xxxx Property Value - Value is supported within -10% of original appraisal amount The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.

        2025-11-21 14:51 Cleared 1 1 4 1
xxxxx 304887756 xxxxx xx/xx/xxxx xxxxx xxxxx TX Investment Purchase ATR/QM: Exempt ATR/QM: Exempt 6345693 4 of 4 xx/xx/xxxx Compliance No Compliance Tests Performed DSCR / Business Purpose loans are exempt from Reg Z and Reg X.

        2025-11-21 19:05 Cleared 1 1 4 1