J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G
Exhibit 99.23
| Seller Loan ID | Alt Loan Number | Original Principal Balance | State | Initial Lender ATR/QM Status | Loan Level ATR/QM Status | Initial Securitization Overall Loan Grade | Final Securitization Overall Loan Grade | Initial Securitization Credit Loan Grade | Final Securitization Credit Loan Grade | Initial Securitization Property Valuations Loan Grade | Final Securitization Property Valuations Loan Grade | Initial Securitization Compliance Loan Grade | Final Securitization Compliance Loan Grade | Initial S&P Overall Loan Grade | Final S&P Overall Loan Grade | Initial S&P Credit Loan Grade | Final S&P Credit Loan Grade | Initial S&P Property Valuations Loan Grade | Final S&P Property Valuations Loan Grade | Initial S&P Compliance Loan Grade | Final S&P Compliance Loan Grade | Condition Category | Condition Sub Category | Condition Status | Initial Securitization Condition Grade | Final Securitization Condition Grade | Initial S&P Condition Grade | Final S&P Condition Grade | Condition Code | Condition Description | Condition Material Indicator | Initial Comments | Client/Seller Response Comments | Conclusion Comments | TRID Error Type | Cure Method | Compensating Factors |
| XXXXXXXX | 304477296 | XXXXXXXX | XXXXXXXX | Non-QM: Compliant with ATR | Non-QM: Compliant with ATR | C | A | C | A | A | A | A | A | C | A | C | A | A | A | A | A | Credit | Initial 1003 | Cleared Exception | C | A | C | A | 2636 | The initial 1003 is not signed by the borrowers. | No | 12/4/2024: Document provided to cure. | 1003.pdf (Loan Application) was uploaded | Cleared Exception | |||
| XXXXXXXX | 304313929 | XXXXXXXX | XXXXXXXX | Non-QM: Compliant with ATR | Non-QM: Compliant with ATR | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | Credit | Warranty Deed / Quit Claim Deed | Cleared Exception | C | A | C | A | 2837 | The Warranty/ Grant Deed is not included in the loan file. | No | 05/17/24: Documentation provided to cure. | The Cash Sale is the Warranty Deed per Title co. warranty deed.pdf (Unclassified) was uploaded |
Cleared Exception | |||
| XXXXXXXX | 304313929 | XXXXXXXX | XXXXXXXX | Non-QM: Compliant with ATR | Non-QM: Compliant with ATR | C | A | C | A | A | A | C | A | C | A | C | A | A | A | C | A | Compliance | Other | Cleared Exception | C | A | C | A | 2807 | This loan failed the charges that cannot increase test. The initial LE reflects the Discount Points fee as $XXXX, however the final CD reflects the Discount Points fee as $XXXX for an increase of $ XXXX A change of circumstance for the increased fees was not included in the loan file. | No | 5/19/2024: Document provided to cure. | XXXX_XXXX COC.pdf (Unclassified) was uploaded | Cleared Exception |