Quoted Prices

In Active

Significant

Markets for

Other

Significant

Identical

Observable

Unobservable

(Dollars in thousands)

Carrying

Estimated

Assets

Inputs

Amount

Fair Value

(Level 1)

(Level 2)

(Level 3)

March 31, 2026

Assets

Cash and cash equivalents

$

84,218

$

84,218

$

84,218

$

-

$

-

Equity securities at fair value

9,425

9,425

5,702

-

3,723

Securities available for sale

573,531

573,531

88,813

484,718

-

Securities held to maturity

384,339

345,440

-

329,771

15,669

Federal Home Loan Bank and Federal

Reserve Bank stock

31,116

31,116

-

31,116

-

Loans held for sale

9,976

10,275

-

10,275

-

Loans, net

2,947,801

2,892,700

-

-

2,892,700

Accrued interest receivable

16,538

16,538

-

16,538

-

Interest rate lock commitments

181

181

-

181

-

Interest rate derivative contracts

409

409

-

409

-

Interest rate swaps

1,119

1,119

-

1,119

-

Liabilities

Noninterest-bearing deposits

912,845

912,845

912,845

-

-

Total interest-bearing deposits

2,651,165

2,649,990

-

2,649,990

-

Brokered deposits

103,381

103,427

-

103,427

-

Borrowings

184,819

184,941

-

184,941

-

Subordinated debentures

48,552

45,038

-

45,038

-

Accrued interest payable

1,846

1,846

-

1,846

-

Interest rate derivative contracts

-

-

-

-

-

Interest rate swaps

1,127

1,127

-

1,127

-

December 31, 2025

Assets

Cash and cash equivalents

$

87,988

$

87,988

$

87,988

$

-

$

-

Equity securities at fair value

9,353

9,353

5,723

-

3,630

Securities available for sale

554,420

554,420

89,035

465,385

-

Securities held to maturity

385,193

348,122

-

332,243

15,879

Federal Home Loan Bank and Federal Reserve Bank stock

31,116

31,116

-

31,116

-

Loans held for sale

7,185

7,401

-

7,401

-

Loans, net

2,986,484

2,941,021

-

-

2,941,021

Accrued interest receivable

14,537

14,537

-

14,537

-

Interest rate lock commitments

202

202

-

202

-

Interest rate derivative contracts

8,446

8,446

-

8,446

-

Interest rate swaps

1,815

1,815

-

1,815

-

Liabilities

Noninterest-bearing deposits

907,007

907,007

907,007

-

-

Total interest-bearing deposits

2,588,111

2,587,407

-

2,587,407

-

Brokered deposits

104,906

105,040

-

105,040

-

Borrowings

264,788

265,179

-

265,179

-

Subordinated debentures

48,460

46,886

-

46,886

-

Accrued interest payable

2,475

2,475

-

2,475

-

Interest rate derivative contracts

-

-

-

-

-

Interest rate swaps

1,826

1,826

-

1,826

-