v3.26.1
Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Interest income    
Loans, including fees $ 22,567 $ 19,864
Interest and dividends on investments:    
Taxable interest 3,616 4,825
Tax exempt interest 266 270
Dividend income 202 191
Interest-earning deposits in other banks 1,119 1,908
Total interest income 27,770 27,058
Interest expense    
Deposits 6,887 9,030
FHLB overnight borrowings and advances 2,157 2,158
Subordinate notes 205 264
Total interest expense 9,249 11,452
Net interest income 18,521 15,606
Provision for credit losses - loans 202 750
Provision for credit losses - unfunded commitments 19 29
Total provision for credit losses 221 779
Net interest income after credit loss expense 18,300 14,827
Noninterest income    
Wealth management fees 2,306 2,215
Loan service charges 238 209
Gain on sale of loans 318 109
Deposit service charges and fees 647 605
Other service charges and fees 482 483
Debit card income 618 558
Increase in cash surrender value of life insurance 132 115
Change in fair value of equity securities   (7)
Other 619 275
Total noninterest income 5,360 4,562
Noninterest Expense    
Salaries 6,237 6,176
Employee benefits 2,788 2,330
Net occupancy 1,241 1,225
Marketing and advertising 426 433
Legal and professional 695 527
Data processing 1,540 1,557
Pennsylvania bank shares tax 254 160
FDIC Insurance 483 545
ATM/debit card processing 377 340
Telecommunications 135 106
Other 1,177 1,178
Total noninterest expense 15,353 14,577
Income before income taxes 8,307 4,812
Income tax expense 1,670 890
Net income $ 6,637 $ 3,922
Per share    
Basic earnings per share $ 1.48 $ 0.88
Diluted earnings per share $ 1.48 $ 0.88