v3.26.1
Mortgage Loans at Fair Value
3 Months Ended
Mar. 31, 2026
Receivables [Abstract]  
Mortgage Loans at Fair Value MORTGAGE LOANS AT FAIR VALUE
The table below includes the estimated fair value and unpaid principal balance (“UPB”) of mortgage loans that have contractual principal amounts and for which the Company has elected the fair value option. The fair value option has been elected for mortgage loans, as this accounting treatment best reflects the economic consequences of the Company’s mortgage origination and related hedging and risk management activities. The difference between the UPB and estimated fair value is made up of the premiums paid on mortgage loans, as well as the fair value adjustment as of the balance sheet date. The change in fair value adjustment is recorded in the “Loan production income” line item of the condensed consolidated statements of operations.
(In thousands)March 31,
2026
December 31,
2025
Mortgage loans, unpaid principal balance$10,831,118 $9,735,186 
Premiums paid on mortgage loans122,551 121,140 
Fair value adjustment37,432 76,403 
Mortgage loans at fair value$10,991,101 $9,932,729