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  <xsd:element id="bcml_IncreaseDecreaseInDeferredTaxAsset" name="IncreaseDecreaseInDeferredTaxAsset" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element id="bcml_DecreaseIncreaseInSalaryContinuationLiability" name="DecreaseIncreaseInSalaryContinuationLiability" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element id="bcml_FurnitureFixturesAndEquipmentMember" name="FurnitureFixturesAndEquipmentMember" nillable="true" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="TwoThousandSeventeenOmnibusEquityIncentivePlanMember" id="bcml_TwoThousandSeventeenOmnibusEquityIncentivePlanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element id="bcml_LowIncomeHousingTaxCreditPartnershipsMember" name="LowIncomeHousingTaxCreditPartnershipsMember" nillable="true" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <xsd:element id="bcml_SmallBusinessInvestmentCompanyMember" name="SmallBusinessInvestmentCompanyMember" nillable="true" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <xsd:element id="bcml_OtherExpensesTextBlock" name="OtherExpensesTextBlock" nillable="true" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <xsd:element id="bcml_LoanDefaultRelatedExpenses" name="LoanDefaultRelatedExpenses" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element id="bcml_BankServiceCharges" name="BankServiceCharges" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element id="bcml_LowIncomeHousingPartnership" name="LowIncomeHousingPartnership" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="debit" />
  <xsd:element id="bcml_AllowanceForLoanLossesAbstract" name="AllowanceForLoanLossesAbstract" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <xsd:element id="bcml_InterestReceivableAndOtherAssetsTextBlock" name="InterestReceivableAndOtherAssetsTextBlock" nillable="true" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <xsd:element id="bcml_InterestIncomeFederalReserveBankDividends" name="InterestIncomeFederalReserveBankDividends" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element id="bcml_OtherLiabilitiesMiscellaneous" name="OtherLiabilitiesMiscellaneous" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" />
  <xsd:element id="bcml_ConstructionAndLandPortfolioSegmentMember" name="ConstructionAndLandPortfolioSegmentMember" nillable="true" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <xsd:element id="bcml_GainLossOnInvestmentInSmallBusinessInvestmentCompanyFund" name="GainLossOnInvestmentInSmallBusinessInvestmentCompanyFund" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <xsd:element id="bcml_FederalHomeLoanBankOfSanFranciscoSecuredBorrowingFacilityMember" name="FederalHomeLoanBankOfSanFranciscoSecuredBorrowingFacilityMember" nillable="true" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <xsd:element id="bcml_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresPercentageOfTotalAssets" name="FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresPercentageOfTotalAssets" nillable="true" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <xsd:element id="bcml_FederalFundsLineCumulativeAvailableCommitmentsMember" name="FederalFundsLineCumulativeAvailableCommitmentsMember" nillable="true" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <xsd:element id="bcml_FederalHomeLoanBankLettersOfCredit" name="FederalHomeLoanBankLettersOfCredit" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" />
  <xsd:element id="bcml_FixedToFloatingRateSubordinatedNotes5.25PercentDue2030Member" name="FixedToFloatingRateSubordinatedNotes5.25PercentDue2030Member" nillable="true" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <xsd:element id="bcml_DebtInstrumentFaceAmountDebtIssuedPercentageOfPar" name="DebtInstrumentFaceAmountDebtIssuedPercentageOfPar" nillable="true" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <xsd:element id="bcml_CourierExpense" name="CourierExpense" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element id="bcml_CommunicationAndPostage" name="CommunicationAndPostage" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element id="bcml_InterestPayableAndOtherLiabilitiesCurrentAndNoncurrent" name="InterestPayableAndOtherLiabilitiesCurrentAndNoncurrent" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" />
  <xsd:element id="bcml_FloatingRateJuniorSubordinatedDeferrableInterestDebenturesMember" name="FloatingRateJuniorSubordinatedDeferrableInterestDebenturesMember" nillable="true" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <xsd:element id="bcml_YearsOfOperation" name="YearsOfOperation" nillable="true" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <xsd:element id="bcml_StationeryAndSupplies" name="StationeryAndSupplies" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element id="bcml_SbaSecuritiesMember" name="SbaSecuritiesMember" nillable="true" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <xsd:element id="bcml_NoncancelableOperatingLeasesMember" name="NoncancelableOperatingLeasesMember" nillable="true" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <xsd:element id="bcml_DebtSecuritiesAvailableForSaleNumberOfPositions" name="DebtSecuritiesAvailableForSaleNumberOfPositions" nillable="true" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <xsd:element id="bcml_FinancingReceivableTroubledDebtRestructuringLoansNumber" name="FinancingReceivableTroubledDebtRestructuringLoansNumber" nillable="true" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <xsd:element id="bcml_TopTenDepositorsMember" name="TopTenDepositorsMember" nillable="true" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <xsd:element id="bcml_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorizedAnnualStockGrantLimitPerPersonOfficersAndEmployees" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorizedAnnualStockGrantLimitPerPersonOfficersAndEmployees" nillable="true" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <xsd:element id="bcml_ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountAuthorizedAnnualStockGrantLimitPerPersonOfficersAndEmployees" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountAuthorizedAnnualStockGrantLimitPerPersonOfficersAndEmployees" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="debit" />
  <xsd:element id="bcml_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorizedAnnualStockGrantLimitPerPersonDirectors" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorizedAnnualStockGrantLimitPerPersonDirectors" nillable="true" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <xsd:element id="bcml_InvestmentInFederalHomeLoanBankStockAndFederalReserveBankStockFairValueDisclosure" name="InvestmentInFederalHomeLoanBankStockAndFederalReserveBankStockFairValueDisclosure" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="debit" />
  <xsd:element id="bcml_FinancingReceivableTroubledDebtRestructuringModifiedLoans" name="FinancingReceivableTroubledDebtRestructuringModifiedLoans" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element id="bcml_FinancialAsset30To89DaysPastDueMember" name="FinancialAsset30To89DaysPastDueMember" nillable="true" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <xsd:element id="bcml_FinancingReceivableNonaccrualLoansNumber" name="FinancingReceivableNonaccrualLoansNumber" nillable="true" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <xsd:element id="bcml_OccupancyNetDepreciationAndAmortization" name="OccupancyNetDepreciationAndAmortization" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <xsd:element id="bcml_BankServicingAndOtherMember" name="BankServicingAndOtherMember" nillable="true" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PacificEnterpriseBancorpMember" id="bcml_PacificEnterpriseBancorpMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="NumberOfAvailableForSaleDebtSecuritiesSold" id="bcml_NumberOfAvailableForSaleDebtSecuritiesSold" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="DepreciationAndAmortizationNet" id="bcml_DepreciationAndAmortizationNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" id="bcml_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="InvestmentInSmallBusinessInvestmentCompanyFund" id="bcml_InvestmentInSmallBusinessInvestmentCompanyFund" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="InvestmentInCommunityReinvestmentActFund" id="bcml_InvestmentInCommunityReinvestmentActFund" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="CaliforniaPollutionControlFinancingAuthorityLoanProgramMember" id="bcml_CaliforniaPollutionControlFinancingAuthorityLoanProgramMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="ImmediateCoverageOfLossUnderCalcapLoanProgramPercentage" id="bcml_ImmediateCoverageOfLossUnderCalcapLoanProgramPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="AmountOfTotalLoanEnrolled" id="bcml_AmountOfTotalLoanEnrolled" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="AmountOfLossReserveAccount" id="bcml_AmountOfLossReserveAccount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="DividendsDeclaredButNotYetPaid" id="bcml_DividendsDeclaredButNotYetPaid" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="CaliforniaCapitalAccessProgramReserveReceivable" id="bcml_CaliforniaCapitalAccessProgramReserveReceivable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAllowancesForCreditLossExcludingAccruedInterest" id="bcml_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAllowancesForCreditLossExcludingAccruedInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FinancingReceivablesImpairedExcludingAccruedInterestTroubledDebtRestructuringWriteDown" id="bcml_FinancingReceivablesImpairedExcludingAccruedInterestTroubledDebtRestructuringWriteDown" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="ScheduleOfIndividuallyEvaluatedCollateralDependentNonAccrualLoansTableTextBlock" id="bcml_ScheduleOfIndividuallyEvaluatedCollateralDependentNonAccrualLoansTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="FinancingReceivableExcludingAccruedInterestBeforeDeferredLoansFeesAndAllowanceForCreditLoss" id="bcml_FinancingReceivableExcludingAccruedInterestBeforeDeferredLoansFeesAndAllowanceForCreditLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FinancingReceivableExcludingAccruedInterestDeferredIncome" id="bcml_FinancingReceivableExcludingAccruedInterestDeferredIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="FinancingReceivableImpairedExcludingAccruedInterestWithNoRelatedAllowanceRecordedInvestment" id="bcml_FinancingReceivableImpairedExcludingAccruedInterestWithNoRelatedAllowanceRecordedInvestment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FinancingReceivableImpairedExcludingAccruedInterestWithRelatedAllowanceRecordedInvestment" id="bcml_FinancingReceivableImpairedExcludingAccruedInterestWithRelatedAllowanceRecordedInvestment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FinancingReceivableImpairedExcludingAccruedInterestRecordedInvestment" id="bcml_FinancingReceivableImpairedExcludingAccruedInterestRecordedInvestment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FinancingReceivableImpairedExcludingAccruedInterestRelatedAllowance" id="bcml_FinancingReceivableImpairedExcludingAccruedInterestRelatedAllowance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="FinancingReceivableExcludingAccruedInterestCollateralDependentIndividuallyEvaluatedForImpairment" id="bcml_FinancingReceivableExcludingAccruedInterestCollateralDependentIndividuallyEvaluatedForImpairment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FinancingReceivableExcludingAccruedInterestCollateralDependentAllowanceForCreditLossesIndividuallyEvaluatedForImpairment" id="bcml_FinancingReceivableExcludingAccruedInterestCollateralDependentAllowanceForCreditLossesIndividuallyEvaluatedForImpairment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowance" id="bcml_FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossesIndividuallyEvaluatedForImpairment" id="bcml_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossesIndividuallyEvaluatedForImpairment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" id="bcml_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="FinancingReceivableExcludingAccruedInterestIndividuallyEvaluatedForImpairment" id="bcml_FinancingReceivableExcludingAccruedInterestIndividuallyEvaluatedForImpairment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FinancingReceivableExcludingAccruedInterestCollectivelyEvaluatedForImpairment" id="bcml_FinancingReceivableExcludingAccruedInterestCollectivelyEvaluatedForImpairment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FinancingReceivableExcludingAccruedInterestModifiedInPeriodToTotalFinancingReceivablesPercentage" id="bcml_FinancingReceivableExcludingAccruedInterestModifiedInPeriodToTotalFinancingReceivablesPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="FinancingReceivableExcludingAccruedInterestModifiedInPeriodNumberOfContracts" id="bcml_FinancingReceivableExcludingAccruedInterestModifiedInPeriodNumberOfContracts" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="FinancingReceivableModifiedAccumulated" id="bcml_FinancingReceivableModifiedAccumulated" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="SellingAndCommissionCostsPercentage" id="bcml_SellingAndCommissionCostsPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="FinancingReceivableExcludingAccruedInterestNonperformingNonaccrualOfInterest" id="bcml_FinancingReceivableExcludingAccruedInterestNonperformingNonaccrualOfInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="ImpairedFinancingReceivablesExcludingAccruedInterestTableTextBlock" id="bcml_ImpairedFinancingReceivablesExcludingAccruedInterestTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="RevolvingLoansConvertedToTermLoans" id="bcml_RevolvingLoansConvertedToTermLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="HotelsMember" id="bcml_HotelsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="PercentageOfUninsuredInsuredDepositLiability" id="bcml_PercentageOfUninsuredInsuredDepositLiability" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="FinancingReceivableModifiedExcludingAccruedInterestAllowanceForCreditLossesIndividuallyEvaluatedForImpairment" id="bcml_FinancingReceivableModifiedExcludingAccruedInterestAllowanceForCreditLossesIndividuallyEvaluatedForImpairment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="FinancingReceivableNonaccrualInterestForegone" id="bcml_FinancingReceivableNonaccrualInterestForegone" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="OmnibusEquityIncentivePlan2024Member" id="bcml_OmnibusEquityIncentivePlan2024Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersLevel1ToLevel2" id="bcml_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersLevel1ToLevel2" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersLevel2ToLevel1" id="bcml_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersLevel2ToLevel1" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FairValueMeasurementAbstract" id="bcml_FairValueMeasurementAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="OtherThanChiefExecutiveOfficerMember" id="bcml_OtherThanChiefExecutiveOfficerMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesAvailableForShortVestingPeriodPercentage" id="bcml_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesAvailableForShortVestingPeriodPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountAuthorizedAnnualStockGrantLimitPerParticipant" id="bcml_ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountAuthorizedAnnualStockGrantLimitPerParticipant" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorizedAnnualStockGrantLimitPerNonEmployeeDirector" id="bcml_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorizedAnnualStockGrantLimitPerNonEmployeeDirector" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="IncreaseDecreaseInLoans" id="bcml_IncreaseDecreaseInLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="AmortizationAccretionOnAcquiredLoans" id="bcml_AmortizationAccretionOnAcquiredLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="AmountOfLoanBorrowedUnderCalcapProgram" id="bcml_AmountOfLoanBorrowedUnderCalcapProgram" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="BankingOperationsSegmentMember" id="bcml_BankingOperationsSegmentMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="SegmentReportingOtherSegmentItemAmount" id="bcml_SegmentReportingOtherSegmentItemAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="ConcentrationRiskAsPercentage" id="bcml_ConcentrationRiskAsPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="FiniteLivedIntangibleAssetExpectedAmortizationAfterYearThree" id="bcml_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="BasisOfPresentationTable" id="bcml_BasisOfPresentationTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="BasisOfPresentationLineItems" id="bcml_BasisOfPresentationLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="AbsSecuritiesMember" id="bcml_AbsSecuritiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="NumberOfLoansInNonAccrualStatus" id="bcml_NumberOfLoansInNonAccrualStatus" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="NumberOfNonaccrualLoansPaidOff" id="bcml_NumberOfNonaccrualLoansPaidOff" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="FinancingReceivableExcludingAccruedInterestNonaccrualPayoff" id="bcml_FinancingReceivableExcludingAccruedInterestNonaccrualPayoff" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="NumberOfDebenturesRedeemed" id="bcml_NumberOfDebenturesRedeemed" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="FinancingReceivableIncreaseDecreaseInReserveForIndividuallyEvaluatedForCreditLoss" id="bcml_FinancingReceivableIncreaseDecreaseInReserveForIndividuallyEvaluatedForCreditLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="EstimatedCashSeverancePayments" id="bcml_EstimatedCashSeverancePayments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="EstimatedCashSeverancePaymentsNet" id="bcml_EstimatedCashSeverancePaymentsNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="FinancingReceivableExcludingAccruedInterestNonaccrualDuringPeriod" id="bcml_FinancingReceivableExcludingAccruedInterestNonaccrualDuringPeriod" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
</xsd:schema>
