v3.26.1
FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Financial assets:    
Investment securities AFS $ 189,432 $ 179,708
Equity securities 12,613 12,554
Accrued interest receivable 8,553 8,344
Level 1    
Financial assets:    
Cash and cash equivalents 305,904 206,514
Equity securities 12,613 12,554
Level 2    
Financial assets:    
Investment securities AFS 189,432 179,708
Investment in FHLB and FRB Stock 19,251 19,246
Loans held for sale 125 1,316
Accrued interest receivable 8,553 8,344
Financial liabilities:    
Deposits 2,272,694 2,221,521
Accrued interest payable 2,068 1,831
Level 3    
Financial assets:    
Loans, net 1,966,342 2,020,591
Financial liabilities:    
Undisbursed loan commitments, lines of credit, standby letters of credit 65,074 67,127
Level 3 | Floating Rate Junior Subordinated Deferrable Interest Debentures    
Financial liabilities:    
Debt 5,832 8,579
Reported Value Measurement    
Financial assets:    
Cash and cash equivalents 305,904 206,514
Investment securities AFS 189,432 179,708
Equity securities 12,613 12,554
Investment in FHLB and FRB Stock 19,251 19,246
Loans held for sale 125 1,316
Loans, net 1,990,682 2,045,126
Accrued interest receivable 8,553 8,344
Financial liabilities:    
Deposits 2,265,390 2,213,640
Accrued interest payable 2,068 1,831
Undisbursed loan commitments, lines of credit, standby letters of credit 65,409 67,537
Reported Value Measurement | Floating Rate Junior Subordinated Deferrable Interest Debentures    
Financial liabilities:    
Debt 5,874 8,726
Estimate of Fair Value Measurement    
Financial assets:    
Cash and cash equivalents 305,904 206,514
Investment securities AFS 189,432 179,708
Equity securities 12,613 12,554
Investment in FHLB and FRB Stock 19,251 19,246
Loans held for sale 125 1,316
Loans, net 1,966,342 2,020,591
Accrued interest receivable 8,553 8,344
Financial liabilities:    
Deposits 2,272,694 2,221,521
Accrued interest payable 2,068 1,831
Undisbursed loan commitments, lines of credit, standby letters of credit 65,074 67,127
Estimate of Fair Value Measurement | Floating Rate Junior Subordinated Deferrable Interest Debentures    
Financial liabilities:    
Debt $ 5,832 $ 8,579