LOANS

Schedule of impaired financing receivables


		Commercial		Construction		Commercial
		and industrial		and land		real estate		Residential		Consumer		Total
March 31, 2026
Recorded investment in loans individually evaluated:
With no specific allowance recorded		$	—	$	—	$	10,054	$	685	$	—	$	10,739
With a specific allowance recorded			—		—		4,404		—		—		4,404
Total recorded investment in loans individually evaluated		$	—	$	—	$	14,458	$	685	$	—	$	15,143
Specific allowance on loans individually evaluated		$	—	$	—	$	1,346	$	—	$	—	$	1,346

December 31, 2025
Recorded investment in loans individually evaluated:
With no specific allowance recorded		$	—	$	—	$	9,680	$	711	$	—	$	10,391
With a specific allowance recorded			—		—		4,472		—		—		4,472
Total recorded investment in loans individually evaluated		$	—	$	—	$	14,152	$	711	$	—	$	14,863
Specific allowance on loans individually evaluated		$	—	$	—	$	1,428	$	—	$	—	$	1,428

Schedule of financing receivable credit quality indicators


														Revolving
			Term loans - amortized cost by origination year											loans
		2026		2025		2024		2023		2022		Prior		amortized cost		Total
March 31, 2026
Commercial and industrial:
Pass		$	5,492	$	30,407	$	44,472	$	13,148	$	15,660	$	34,233	$	23,070	$	166,482
Special mention			—		—		—		—		—		236		—		236
Substandard			—		—		—		152		—		402		39		593
Total commercial and industrial		$	5,492	$	30,407	$	44,472	$	13,300	$	15,660	$	34,871	$	23,109	$	167,311
YTD gross charge-offs		$	—		—		—		—		—		—		—	$	—
Construction and land:
Pass		$	—	$	340	$	9,500		—		—		297		—	$	10,137
Special mention			—		—		—		—		—		—		—		—
Substandard			—		—		—		—		—		—		—		—
Total construction and land		$	—	$	340	$	9,500	$	—	$	—	$	297	$	—	$	10,137
YTD gross charge-offs		$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Commercial real estate:
Pass		$	29,067	$	317,885	$	168,130		67,689		305,713		695,350		4,133	$	1,587,967
Special mention			—		—		8,566		—		30,473		51,187		—		90,226
Substandard			—		—		—		—		6,700		35,646		—		42,346
Total commercial real estate		$	29,067	$	317,885	$	176,696	$	67,689	$	342,886	$	782,183	$	4,133	$	1,720,539
YTD gross charge-offs		$	—		—		—		—		—		16		—	$	16
Residential:
Pass		$	3,353	$	47,620	$	18,563		—		—		36,146		4,894	$	110,576
Special mention			—		—		—		—		—		41		10		51
Substandard			—		—		—		—		—		784		64		848
Total residential		$	3,353	$	47,620	$	18,563	$	—	$	—	$	36,971	$	4,968	$	111,475
YTD gross charge-offs		$	—		—		—		—		—		—		—	$	—
Consumer:
Pass		$	158	$	254	$	369		—		14		104		393	$	1,292
Special mention			—		—		—		—		—		—		—		—
Substandard			—		—		—		—		—		—		—		—
Total consumer		$	158	$	254	$	369	$	—	$	14	$	104	$	393	$	1,292
YTD gross charge-offs		$	—		—		—		—		—		1		—	$	1
Total loans outstanding
Risk ratings
Pass		$	38,070	$	396,506	$	241,034	$	80,837	$	321,387	$	766,130	$	32,490	$	1,876,454
Special mention			—		—		8,566		—		30,473		51,464		10		90,513
Substandard			—		—		—		152		6,700		36,832		103		43,787
Total loans outstanding		$	38,070	$	396,506	$	249,600	$	80,989	$	358,560	$	854,426	$	32,603	$	2,010,754
YTD gross charge-offs		$	—	$	—	$	—	$	—	$	—	$	17	$	—	$	17


														Revolving
			Term loans - amortized cost by origination year											loans
		2025		2024		2023		2022		2021		Prior		amortized cost		Total
December 31, 2025
Commercial and industrial:
Pass		$	32,969	$	48,839	$	14,375	$	16,454	$	7,202	$	27,511	$	26,011	$	173,361
Special mention			—		—		—		—		—		580		—		580
Substandard			—		—		152		—		55		980		281		1,468
Total commercial and industrial		$	32,969	$	48,839	$	14,527	$	16,454	$	7,257	$	29,071	$	26,292	$	175,409
YTD gross charge-offs		$	—		41		—		—		—		154		—	$	195
Construction and land:
Pass		$	228	$	8,412	$	—		—		115		203		—	$	8,958
Special mention			—		—		—		—		—		—		—		—
Substandard			—		—		—		—		—		—		—		—
Total construction and land		$	228	$	8,412	$	—	$	—	$	115	$	203	$	—	$	8,958
YTD gross charge-offs		$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Commercial real estate:
Pass		$	324,728	$	177,675	$	67,901		320,160		333,477		397,516		3,287	$	1,624,744
Special mention			—		—		—		32,144		23,672		39,213		—		95,029
Substandard			—		—		4,835		—		14,642		27,714		—		47,191
Total commercial real estate		$	324,728	$	177,675	$	72,736	$	352,304	$	371,791	$	464,443	$	3,287	$	1,766,964
YTD gross charge-offs		$	—		—		—		—		—		840		—	$	840
Residential:
Pass		$	47,156	$	23,536	$	—		—		30,969		6,121		4,515	$	112,297
Special mention			—		—		—		—		—		—		11		11
Substandard			—		—		—		—		20		794		64		878
Total residential		$	47,156	$	23,536	$	—	$	—	$	30,989	$	6,915	$	4,590	$	113,186
YTD gross charge-offs		$	—		—		—		—		1		—		—	$	1
Consumer:
Pass		$	273	$	119	$	260		17		10		102		394	$	1,175
Special mention			—		—		—		—		—		—		—		—
Substandard			—		—		—		—		—		—		—		—
Total consumer		$	273	$	119	$	260	$	17	$	10	$	102	$	394	$	1,175
YTD gross charge-offs		$	—		—		—		—		—		5		—	$	5
Total loans outstanding
Risk ratings
Pass		$	405,354	$	258,581	$	82,536	$	336,631	$	371,773	$	431,453	$	34,207	$	1,920,535
Special mention			—		—		—		32,144		23,672		39,793		11		95,620
Substandard			—		—		4,987		—		14,717		29,488		345		49,537
Total loans outstanding		$	405,354	$	258,581	$	87,523	$	368,775	$	410,162	$	500,734	$	34,563	$	2,065,692
YTD gross charge-offs		$	—	$	41	$	—	$	—	$	1	$	999	$	—	$	1,041