OTHER EXPENSES

3 Months Ended

Mar. 31, 2026

NOTE 13 – OTHER EXPENSES

The Company’s other expenses for the periods indicated consisted of the following:


		Three months ended
		March 31,
		2026		2025
Professional fees		$	506	$	536
Core deposit premium amortization			114		263
Marketing and promotions			144		157
Stationery and supplies			60		66
Insurance (including FDIC premiums)			391		373
Communication and postage			230		258
Loan default related (recoveries) expense			(346)		(12)
Director fees and expenses			79		68
Bank service charges			17		17
Courier expense			169		172
Other			128		167
Total		$	1,492	$	2,065

The Company expenses marketing and promotion costs as they are incurred. Advertising expense included in marketing and promotions totaled $17,000 and $5,000 for the three months ended March 31, 2026 and 2025, respectively.