v3.26.1
Unaudited Condensed Consolidated Statements of Comprehensive Income - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Interest Income    
Loans, including fees $ 31,613 $ 27,324
Interest-bearing time deposits in other banks 112 101
Debt securities, taxable 250 283
Debt securities, tax-exempt 59 63
Other interest and dividend income 1,749 2,667
Total interest income 33,783 30,438
Interest Expense    
Deposits 9,591 9,600
Total interest expense 9,591 9,600
Net Interest Income 24,192 20,838
Provision for Credit Losses 0 0
Net Interest Income After Provision for Credit Losses 24,192 20,838
Noninterest Income    
Mortgage lending income 375 93
Service charges on deposit accounts 249 218
Other 1,342 1,446
Total noninterest income 1,966 1,757
Noninterest Expense    
Salaries and employee benefits 6,331 5,280
Furniture and equipment 342 250
Occupancy 686 592
Data and item processing 543 510
Accounting, marketing and legal fees 585 105
Regulatory assessments 259 83
Advertising and public relations 172 194
Travel, lodging and entertainment 71 56
Other 1,348 1,812
Total noninterest expense 10,337 8,882
Income Before Taxes 15,821 13,713
Income tax expense 3,815 3,377
Net Income $ 12,006 $ 10,336
Earnings per common share - basic (in Dollars per share) $ 1.26 $ 1.1
Earnings per common share - diluted (in Dollars per share) $ 1.25 $ 1.08
Weighted average common shares outstanding - basic (in Shares) 9,491,075 9,421,534
Weighted average common shares outstanding - diluted (in Shares) 9,596,869 9,552,273
Other Comprehensive Income    
Unrealized (losses) gains on securities, net of tax (benefit) expense of ($55) and $237 for the three months ended March 31, 2026 and 2025, respectively $ (141) $ 642
Other comprehensive (loss) income (141) 642
Comprehensive Income $ 11,865 $ 10,978