<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019df4bb-ea19-71b3-927f-b43d9984c447,g:cc25fe92-7d00-4e1f-bcb3-3e1fad351df4-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://creditacceptance.com/role/Cover" xlink:type="simple" xlink:href="cacc-20260505.xsd#Cover"/>
  <link:presentationLink xlink:role="http://creditacceptance.com/role/Cover" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_019df4bb-ea19-74e0-9028-1310a3ed1ac0" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_DocumentType_019df4bb-ea19-74e0-9028-1310a3ed1ac0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_019df4bb-ea19-7ccd-a2a3-7bb7139a2a9d" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_DocumentPeriodEndDate_019df4bb-ea19-7ccd-a2a3-7bb7139a2a9d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_019df4bb-ea19-7222-9754-c05025cd73a1" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_EntityRegistrantName_019df4bb-ea19-7222-9754-c05025cd73a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_019df4bb-ea19-7a34-8492-effe13efdfe4" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_EntityIncorporationStateCountryCode_019df4bb-ea19-7a34-8492-effe13efdfe4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_019df4bb-ea19-7002-98a9-461143a71e6d" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_EntityFileNumber_019df4bb-ea19-7002-98a9-461143a71e6d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_019df4bb-ea19-7719-a62b-869726a2b8d3" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_EntityTaxIdentificationNumber_019df4bb-ea19-7719-a62b-869726a2b8d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_019df4bb-ea19-7c34-91dc-be793f00fbf7" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_EntityAddressAddressLine1_019df4bb-ea19-7c34-91dc-be793f00fbf7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_019df4bb-ea19-7e5b-858f-787e05ab90e7" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_EntityAddressCityOrTown_019df4bb-ea19-7e5b-858f-787e05ab90e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_019df4bb-ea19-7ed6-9349-727ccb61945f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_EntityAddressStateOrProvince_019df4bb-ea19-7ed6-9349-727ccb61945f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_019df4bb-ea19-715d-b69b-85c223d28589" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_EntityAddressPostalZipCode_019df4bb-ea19-715d-b69b-85c223d28589" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_019df4bb-ea19-75df-9d1b-b7ce1fa25dc4" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_CityAreaCode_019df4bb-ea19-75df-9d1b-b7ce1fa25dc4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_019df4bb-ea19-75cb-b337-d5f243f9ed2d" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_LocalPhoneNumber_019df4bb-ea19-75cb-b337-d5f243f9ed2d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_019df4bb-ea19-7f26-bfe4-e1dbe6062e40" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_Security12bTitle_019df4bb-ea19-7f26-bfe4-e1dbe6062e40" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_019df4bb-ea19-7a98-bb63-145bfa45fda3" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_TradingSymbol_019df4bb-ea19-7a98-bb63-145bfa45fda3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_019df4bb-ea19-71ce-bd39-209286e959cc" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_SecurityExchangeName_019df4bb-ea19-71ce-bd39-209286e959cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_019df4bb-ea19-7245-ae3f-9451f41c133d" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_WrittenCommunications_019df4bb-ea19-7245-ae3f-9451f41c133d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_019df4bb-ea19-7ffd-89d5-163e8646ff7a" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_SolicitingMaterial_019df4bb-ea19-7ffd-89d5-163e8646ff7a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_019df4bb-ea19-753b-b8e0-332eb18aa18c" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_PreCommencementTenderOffer_019df4bb-ea19-753b-b8e0-332eb18aa18c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_019df4bb-ea19-7c76-86b2-96a1dd662571" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_019df4bb-ea19-7c76-86b2-96a1dd662571" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_019df4bb-ea19-780c-8c4f-241016fb0d85" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_EntityEmergingGrowthCompany_019df4bb-ea19-780c-8c4f-241016fb0d85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_019df4bb-ea19-7aa6-90c5-108881221a4c" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_EntityCentralIndexKey_019df4bb-ea19-7aa6-90c5-108881221a4c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_019df4bb-ea19-7856-9a26-9ffd3c260097" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019df4bb-ea19-7bbf-815d-781bc3d70fac" xlink:to="loc_dei_AmendmentFlag_019df4bb-ea19-7856-9a26-9ffd3c260097" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
