Organization and Business Purpose	3 Months Ended
Mar. 31, 2026
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Organization and Business Purpose	1. Organization and Business Purpose Starwood Credit Real Estate Income Trust (the “Company”) was formed on June 28, 2023, as a Maryland statutory trust and qualifies as a real estate investment trust (“REIT”) for U.S. federal income tax purposes. The Company originates, acquires, finances and manages a portfolio of primarily commercial real estate (“CRE”) debt investments, focused on senior secured, floating-rate CRE loans diversified across both geography and asset class. The Company’s CRE loans are primarily secured by properties located in the U.S. and Europe and include multifamily, industrial and select other CRE asset classes, such as student housing, senior housing and self-storage. To a lesser extent, the Company also may invest in (1) other real asset lending strategies, including infrastructure loans and (2) other real estate-related debt and equity securities, including commercial mortgage-backed securities and collateralized loan obligations. The Company is externally managed by Starwood Credit Advisors, L.L.C. (the “Advisor”), an indirect, wholly-owned subsidiary of Starwood Capital Group Holdings L.P. (“Starwood Holdings” and together with any entity that is controlled by, controls or is under common control with Starwood Capital Group Holdings L.P., “Starwood Capital” or the “Sponsor”). The Company generally targets the following qualifications and terms when originating, structuring, acquiring and/or evaluating its CRE loans: (a) borrowers with strong sponsorships that the Company believes have solid credit histories, a demonstrated loan repayment history and access to capital; (b) loan investments backed by high-quality CRE properties that the Company believes are predominantly “core” and “core-plus” risk profiles; and (c) what the Company believes to be conservative loan-to-value ratios (e.g., up to 75% of the collateral value for individual credit assets). The Company’s investment strategy emphasizes capital preservation, current income generation and portfolio diversification by asset type, borrower and geography.

Organization and Business Purpose

3 Months Ended

Mar. 31, 2026

Organization, Consolidation and Presentation of Financial Statements [Abstract]

1. Organization and Business Purpose

Starwood Credit Real Estate Income Trust (the “Company”) was formed on June 28, 2023, as a Maryland statutory trust and qualifies as a real estate investment trust (“REIT”) for U.S. federal income tax purposes. The Company originates, acquires, finances and manages a portfolio of primarily commercial real estate (“CRE”) debt investments, focused on senior secured, floating-rate CRE loans diversified across both geography and asset class. The Company’s CRE loans are primarily secured by properties located in the U.S. and Europe and include multifamily, industrial and select other CRE asset classes, such as student housing, senior housing and self-storage. To a lesser extent, the Company also may invest in (1) other real asset lending strategies, including infrastructure loans and (2) other real estate-related debt and equity securities, including commercial mortgage-backed securities and collateralized loan obligations. The Company is externally managed by Starwood Credit Advisors, L.L.C. (the “Advisor”), an indirect, wholly-owned subsidiary of Starwood Capital Group Holdings L.P. (“Starwood Holdings” and together with any entity that is controlled by, controls or is under common control with Starwood Capital Group Holdings L.P., “Starwood Capital” or the “Sponsor”).

The Company generally targets the following qualifications and terms when originating, structuring, acquiring and/or evaluating its CRE loans: (a) borrowers with strong sponsorships that the Company believes have solid credit histories, a demonstrated loan repayment history and access to capital; (b) loan investments backed by high-quality CRE properties that the Company believes are predominantly “core” and “core-plus” risk profiles; and (c) what the Company believes to be conservative loan-to-value ratios (e.g., up to 75% of the collateral value for individual credit assets). The Company’s investment strategy emphasizes capital preservation, current income generation and portfolio diversification by asset type, borrower and geography.