The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,130,888 4,456 SH SOLE 0 0 4,456
BANK AMERICA CORP COM 060505104 208,828 4,284 SH SOLE 0 0 4,284
BNY MELLON ETF TRUST INTERNATIONL EQT 09661T404 2,587,450 27,694 SH SOLE 0 0 27,694
COSTCO WHOLESALE CORPORATION COM 22160K105 264,054 265 SH SOLE 0 0 265
DUKE ENERGY CORP NEW COM NEW 26441C204 359,299 2,744 SH SOLE 0 0 2,744
EXXON MOBIL CORP COM 30231G102 1,594,634 9,399 SH SOLE 0 0 9,399
META PLATFORMS INC CL A 30303M102 222,559 389 SH SOLE 0 0 389
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 3,756,176 79,869 SH SOLE 0 0 79,869
FIRST TR EXCHANGE-TRADED FD EMERGING MARKETS 33734X747 2,422,905 64,193 SH SOLE 0 0 64,193
FIRST TR EXCHANGE-TRADED FD BLOOMBERG EMMKT 33734X754 727,310 21,472 SH SOLE 0 0 21,472
FIRST TR EXCHANGE-TRADED FD INDXX NAT RE ETF 33734X838 489,608 27,429 SH SOLE 0 0 27,429
FIRST TR EXCHANGE-TRADED FD COMMON SHS 33735T109 213,440 11,984 SH SOLE 0 0 11,984
FIRST TR EXCHANGE TRADED FD BUYWRIT INCM ETF 33738R308 414,179 18,047 SH SOLE 0 0 18,047
FRANKLIN TEMPLETON ETF TR FTSE EUROPE 35473P652 9,507,539 261,478 SH SOLE 0 0 261,478
INVESCO ACTIVELY MANAGED EXC TOTAL RETURN 46090A804 1,507,645 32,194 SH SOLE 0 0 32,194
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324 2,288,577 39,743 SH SOLE 0 0 39,743
ISHARES TR 0-3 MNTH TREASRY 46436E718 413,713 4,110 SH SOLE 0 0 4,110
ISHARES TR IBONDS 1-5 YR TI 46438G513 945,216 37,127 SH SOLE 0 0 37,127
ISHARES TR IBONDS 1-5 YR TR 46438G521 1,818,687 72,031 SH SOLE 0 0 72,031
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 6,427,268 134,402 SH SOLE 0 0 134,402
JOHNSON & JOHNSON COM 478160104 366,705 1,500 SH SOLE 0 0 1,500
MICROSOFT CORP COM 594918104 339,446 917 SH SOLE 0 0 917
NEXTERA ENERGY INC COM 65339F101 204,333 2,200 SH SOLE 0 0 2,200
NORTHERN TR CORP COM 665859104 229,453 1,644 SH SOLE 0 0 1,644
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 7,738,333 80,743 SH SOLE 0 0 80,743
PIMCO ETF TR ACTIVE BD ETF 72201R775 7,117,584 77,127 SH SOLE 0 0 77,127
PUBLIC SVC ENTERPRISE GROUP COM 744573106 202,375 2,500 SH SOLE 0 0 2,500
SPDR GOLD TR GOLD SHS 78463V107 217,296 505 SH SOLE 0 0 505
SPDR INDEX SHS FDS STATE STREET SPD 78463X103 6,603,278 128,867 SH SOLE 0 0 128,867
SPDR INDEX SHS FDS STATE STREET SPD 78463X541 8,385,576 112,327 SH SOLE 0 0 112,327
SPDR INDEX SHS FDS STATE STREET SPD 78463X772 267,549 5,867 SH SOLE 0 0 5,867
SPDR INDEX SHS FDS STATE STREET SPD 78463X889 25,248,859 553,081 SH SOLE 0 0 553,081
SPDR SERIES TRUST BLOOMBERG EMERGI 78464A391 1,066,615 51,677 SH SOLE 0 0 51,677
SPDR SERIES TRUST STATE STREET SPD 78464A656 861,351 33,116 SH SOLE 0 0 33,116
SPDR SERIES TRUST STATE STREET SPD 78464A763 3,517,228 24,104 SH SOLE 0 0 24,104
SPDR SERIES TRUST STATE STREET SPD 78464A805 32,945,729 416,689 SH SOLE 0 0 416,689
SPDR SERIES TRUST STATE STREET SPD 78464A854 1,868,418 24,411 SH SOLE 0 0 24,411
SPDR SERIES TRUST STATE STREET SPD 78468R101 10,626,298 363,917 SH SOLE 0 0 363,917
SPDR SERIES TRUST STATE STREET SPD 78468R523 14,050,767 141,297 SH SOLE 0 0 141,297
SPDR SERIES TRUST STATE STREET SPD 78468R663 13,297,753 145,104 SH SOLE 0 0 145,104
SPDR SERIES TRUST STATE STRET SPDR 78468R861 10,205,271 531,767 SH SOLE 0 0 531,767
SSGA ACTIVE TR STATE STREET DOU 78470P309 6,105,197 143,405 SH SOLE 0 0 143,405
TESLA INC COM 88160R101 310,040 834 SH SOLE 0 0 834
VANECK ETF TRUST GOLD MINERS ETF 92189F106 201,894 2,200 SH SOLE 0 0 2,200
VANGUARD STAR FDS VG TL INTL STK F 921909768 234,217 3,037 SH SOLE 0 0 3,037
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,789,975 11,814 SH SOLE 0 0 11,814
WALMART INC COM 931142103 596,544 4,800 SH SOLE 0 0 4,800
WISDOMTREE TR EM LCL DEBT FD 97717X867 374,819 13,473 SH SOLE 0 0 13,473