The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc. Common Stock 037833100 3,717,755 14,649 SH SOLE 0 0 14,649
AbbVie Inc. Common Stock 00287Y109 523,800 2,408 SH SOLE 0 0 2,408
Abbott Laboratories Common Stock 002824100 3,229,077 31,451 SH SOLE 0 0 31,451
Accenture plc Class A Common Stock G1151C101 2,199,167 11,091 SH SOLE 0 0 11,091
American Electric Power Company, Inc. Common Stock 025537101 1,402,235 10,698 SH SOLE 0 0 10,698
Amazon.com, Inc. Common Stock 023135106 1,624,043 7,798 SH SOLE 0 0 7,798
A.O. Smith Corporation Common Stock 831865209 2,025,563 30,718 SH SOLE 0 0 30,718
Applovin Corporation Common Stock 03831W108 3,087,364 7,757 SH SOLE 0 0 7,757
Broadcom Inc. Common Stock 11135F101 4,047,791 13,078 SH SOLE 0 0 13,078
Avery Dennison Corporation Common Stock 053611109 2,111,545 12,228 SH SOLE 0 0 12,228
American Express Company Common Stock 025816109 289,912 958 SH SOLE 0 0 958
Vanguard Total Bond Market Exchange Traded Fund 921937835 5,011,359 68,052 SH SOLE 0 0 68,052
Vanguard Total International Bond Exchange Traded Fund 92203J407 206,933 4,307 SH SOLE 0 0 4,307
Berkshire Hathaway Inc. Common Stock 084670702 2,469,376 5,153 SH SOLE 0 0 5,153
INVESCO BULLETSHARES 2026 CORPORATE BOND Exchange Traded Fund 46138J791 350,017 17,922 SH SOLE 0 0 17,922
ConAgra Brands, Inc. Common Stock 205887102 2,000,764 127,275 SH SOLE 0 0 127,275
Caterpillar, Inc. Common Stock 149123101 420,636 594 SH SOLE 0 0 594
Cboe Global Markets, Inc. Common Stock 12503M108 2,246,927 7,994 SH SOLE 0 0 7,994
CF Industries Holdings, Inc. Common Stock 125269100 2,860,159 22,028 SH SOLE 0 0 22,028
Chewy, Inc. Common Stock 16679L109 3,395,138 125,746 SH SOLE 0 0 125,746
Colgate-Palmolive Company Common Stock 194162103 2,280,912 26,762 SH SOLE 0 0 26,762
Comcast Corporation Common Stock 20030N101 2,189,972 76,279 SH SOLE 0 0 76,279
CME Group Inc. Common Stock 12572Q105 2,271,460 7,691 SH SOLE 0 0 7,691
iShares California Muni Bond Exchange Traded Fund 464288356 360,588 6,342 SH SOLE 0 0 6,342
Costco Wholesale Corporation Common Stock 22160K105 201,131 202 SH SOLE 0 0 202
Chevron Corporation Common Stock 166764100 305,954 1,479 SH SOLE 0 0 1,479
Deckers Outdoor Corporation Common Stock 243537107 3,112,586 31,098 SH SOLE 0 0 31,098
Dimensional U.S. Core Equity 2 Exchange Traded Fund 25434V708 319,728 8,228 SH SOLE 0 0 8,228
iShares Core Dividend Growth Exchange Traded Fund 46434V621 225,845 3,218 SH SOLE 0 0 3,218
Duke Energy Corporation (Holding Company) Common Stock 26441C204 219,985 1,680 SH SOLE 0 0 1,680
Elanco Animal Health Incorporated Common Stock 28414H103 3,221,164 134,608 SH SOLE 0 0 134,608
EOG Resources, Inc. Common Stock 26875P101 2,675,009 18,503 SH SOLE 0 0 18,503
Exelixis, Inc. Common Stock 30161Q104 3,522,144 82,120 SH SOLE 0 0 82,120
FedEx Corporation Common Stock 31428X106 264,012 741 SH SOLE 0 0 741
Fidelity Enhanced Large Cap Core Exchange Traded Fund 316092113 458,971 12,654 SH SOLE 0 0 12,654
Flex Ltd. Common Stock Y2573F102 3,520,838 53,786 SH SOLE 0 0 53,786
Fox Corporation Common Stock 35137L105 2,400,396 41,103 SH SOLE 0 0 41,103
GE Aerospace Common Stock 369604301 1,131,310 3,987 SH SOLE 0 0 3,987
GE Vernova Inc. Common Stock 36828A101 935,180 1,071 SH SOLE 0 0 1,071
Gilead Sciences, Inc. Common Stock 375558103 2,312,161 16,590 SH SOLE 0 0 16,590
General Mills, Inc. Common Stock 370334104 2,006,353 53,905 SH SOLE 0 0 53,905
SPDR Gold Exchange Traded Fund 78463V107 325,258 756 SH SOLE 0 0 756
SPDR Gold MiniShares Exchange Traded Fund 78468R861 17,622,296 190,121 SH SOLE 0 0 190,121
Alphabet Inc. Common Stock 02079K107 453,997 1,583 SH SOLE 0 0 1,583
Alphabet Inc. Common Stock 02079K305 4,395,751 15,286 SH SOLE 0 0 15,286
Halozyme Therapeutics, Inc. Common Stock 40637H109 3,012,865 46,617 SH SOLE 0 0 46,617
Home Depot, Inc. (The) Common Stock 437076102 645,835 1,964 SH SOLE 0 0 1,964
Hims & Hers Health, Inc. Class A Common Stock 433000106 4,119,351 198,427 SH SOLE 0 0 198,427
International Business Machines Corporation Common Stock 459200101 306,584 1,265 SH SOLE 0 0 1,265
iShares Core MSCI EAFE Exchange Traded Fund 46432F842 511,006 5,645 SH SOLE 0 0 5,645
iShares 1-5 Year Investment Grade Corporate Bond Exchange Traded Fund 464288646 360,356 6,856 SH SOLE 0 0 6,856
Illinois Tool Works Inc. Common Stock 452308109 2,253,610 8,658 SH SOLE 0 0 8,658
iShares Core S&P U.S. Growth Exchange Traded Fund 464287671 238,516 1,538 SH SOLE 0 0 1,538
iShares Core S&P U.S. Value Exchange Traded Fund 464287663 391,160 3,826 SH SOLE 0 0 3,826
iShares Core S&P 500 Exchange Traded Fund 464287200 912,122 1,396 SH SOLE 0 0 1,396
iShares S&P 500 Growth Exchange Traded Fund 464287309 384,928 3,403 SH SOLE 0 0 3,403
Johnson & Johnson Common Stock 478160104 2,871,495 11,747 SH SOLE 0 0 11,747
JP Morgan Chase & Co. Common Stock 46625H100 2,657,893 9,036 SH SOLE 0 0 9,036
The Kraft Heinz Company Common Stock 500754106 2,250,065 100,047 SH SOLE 0 0 100,047
Kimberly-Clark Corporation Common Stock 494368103 2,232,122 23,138 SH SOLE 0 0 23,138
Eli Lilly and Company Common Stock 532457108 3,739,425 4,066 SH SOLE 0 0 4,066
Lowe's Companies, Inc. Common Stock 548661107 297,544 1,259 SH SOLE 0 0 1,259
McDonald's Corporation Common Stock 580135101 248,458 799 SH SOLE 0 0 799
Meta Platforms, Inc. Common Stock 30303M102 737,552 1,289 SH SOLE 0 0 1,289
Vanguard Mega Cap Growth Exchange Traded Fund 921910816 407,445 1,109 SH SOLE 0 0 1,109
Merit Medical Systems, Inc. Common Stock 589889104 3,111,692 45,143 SH SOLE 0 0 45,143
Altria Group, Inc. Common Stock 02209S103 2,388,606 36,196 SH SOLE 0 0 36,196
Monolithic Power Systems, Inc. Common Stock 609839105 3,457,684 3,162 SH SOLE 0 0 3,162
Merck & Company, Inc. Common Stock 58933Y105 2,598,090 21,599 SH SOLE 0 0 21,599
Morgan Stanley Common Stock 617446448 213,549 1,298 SH SOLE 0 0 1,298
Microsoft Corporation Common Stock 594918104 4,696,324 12,687 SH SOLE 0 0 12,687
MGIC Investment Corporation Common Stock 552848103 563,893 21,482 SH SOLE 0 0 21,482
Micron Technology, Inc. Common Stock 595112103 3,212,695 9,510 SH SOLE 0 0 9,510
Neurocrine Biosciences, Inc. Common Stock 64125C109 3,373,277 25,606 SH SOLE 0 0 25,606
NextEra Energy, Inc. Common Stock 65339F101 395,588 4,259 SH SOLE 0 0 4,259
National Fuel Gas Company Common Stock 636180101 475,836 5,064 SH SOLE 0 0 5,064
Northrop Grumman Corporation Common Stock 666807102 241,246 354 SH SOLE 0 0 354
NORTHERN STOCK INDEX Exchange Traded Fund 665162772 216,375 3,329 SH SOLE 0 0 3,329
NVIDIA Corporation Common Stock 67066G104 6,854,974 39,306 SH SOLE 0 0 39,306
Oracle Corporation Common Stock 68389X105 278,065 1,890 SH SOLE 0 0 1,890
PACCAR Inc. Common Stock 693718108 282,133 2,443 SH SOLE 0 0 2,443
PepsiCo, Inc. Common Stock 713448108 2,444,423 15,741 SH SOLE 0 0 15,741
iShares Preferred and Income Securities Exchange Traded Fund 464288687 202,757 6,687 SH SOLE 0 0 6,687
Procter & Gamble Company (The) Common Stock 742718109 2,830,073 19,593 SH SOLE 0 0 19,593
PulteGroup, Inc. Common Stock 745867101 3,076,361 26,157 SH SOLE 0 0 26,157
Palantir Technologies Inc. Common Stock 69608A108 349,646 2,390 SH SOLE 0 0 2,390
Philip Morris International Inc Common Stock 718172109 212,124 1,283 SH SOLE 0 0 1,283
Insulet Corporation Common Stock 45784P101 2,915,285 13,893 SH SOLE 0 0 13,893
Park National Corporation Common Stock 700658107 319,283 1,953 SH SOLE 0 0 1,953
PIMCO MULTISECTOR BOND Exchange Traded Fund 72201R585 237,660 9,071 SH SOLE 0 0 9,071
Invesco QQQ Exchange Traded Fund 46090E103 12,124,852 21,007 SH SOLE 0 0 21,007
Ralph Lauren Corporation Common Stock 751212101 3,199,622 9,301 SH SOLE 0 0 9,301
Invesco S&P 500 Equal Weight Exchange Traded Fund 46137V357 1,540,445 8,026 SH SOLE 0 0 8,026
RTX Corporation Common Stock 75513E101 203,252 1,054 SH SOLE 0 0 1,054
Schwab US Dividend Equity Exchange Traded Fund 808524797 332,465 10,837 SH SOLE 0 0 10,837
iShares 0-3 Month Treasury Bond Exchange Traded Fund 46436E718 67,192,021 667,515 SH SOLE 0 0 667,515
iShares 0-5 Year High Yield Corporate Bond Exchange Traded Fund 46434V407 231,305 5,467 SH SOLE 0 0 5,467
iShares Silver Exchange Traded Fund 46428Q109 761,610 11,177 SH SOLE 0 0 11,177
Snap-On Incorporated Common Stock 833034101 2,284,228 6,289 SH SOLE 0 0 6,289
Southern Company (The) Common Stock 842587107 359,049 3,720 SH SOLE 0 0 3,720
State Street SPDR S&P 500 Exchange Traded Fund 78462F103 1,605,639 2,469 SH SOLE 0 0 2,469
State Street SPDR Portfolio S&P 500 Growth Exchange Traded Fund 78464A409 200,110 2,044 SH SOLE 0 0 2,044
State Street SPDR Portfolio S&P 500 Exchange Traded Fund 78464A854 281,370 3,676 SH SOLE 0 0 3,676
iShares ESG MSCI USA Leaders Exchange Traded Fund 46435U218 289,566 2,549 SH SOLE 0 0 2,549
Tenet Healthcare Corporation Common Stock 88033G407 2,731,103 14,472 SH SOLE 0 0 14,472
Toast, Inc. Common Stock 888787108 3,008,175 113,473 SH SOLE 0 0 113,473
T. Rowe Price Group, Inc. Common Stock 74144T108 2,316,573 25,700 SH SOLE 0 0 25,700
Tesla, Inc. Common Stock 88160R101 795,895 2,141 SH SOLE 0 0 2,141
Taiwan Semiconductor Manufacturing Company Ltd. Common Stock 874039100 221,019 654 SH SOLE 0 0 654
UnitedHealth Group Incorporated Common Stock 91324P102 250,172 925 SH SOLE 0 0 925
United Parcel Service, Inc. Common Stock 911312106 1,333,976 13,559 SH SOLE 0 0 13,559
United Therapeutics Corporation Common Stock 91307C102 3,912,560 6,598 SH SOLE 0 0 6,598
Vanguard Small-Cap Exchange Traded Fund 922908751 9,044,964 34,533 SH SOLE 0 0 34,533
Vanguard Small-Cap Growth Exchange Traded Fund 922908595 10,809,408 35,763 SH SOLE 0 0 35,763
Vanguard Small-Cap Value Exchange Traded Fund 922908611 10,908,464 50,212 SH SOLE 0 0 50,212
Vanguard Intermediate-Term Corporate Bond Exchange Traded Fund 92206C870 300,373 3,630 SH SOLE 0 0 3,630
Vanguard FTSE Developed Markets Exchange Traded Fund 921943858 28,684,620 447,638 SH SOLE 0 0 447,638
Vanguard Intermediate-Term Treasury Exchange Traded Fund 92206C706 495,491 8,321 SH SOLE 0 0 8,321
Vanguard Information Tech Exchange Traded Fund 92204A702 814,939 1,168 SH SOLE 0 0 1,168
VICI Properties Inc. Common Stock 925652109 2,154,382 78,857 SH SOLE 0 0 78,857
Vanguard Div Appreciation Exchange Traded Fund 921908844 2,274,552 10,576 SH SOLE 0 0 10,576
Vanguard Real Estate Exchange Traded Fund 922908553 4,761,496 53,681 SH SOLE 0 0 53,681
Vanguard Mid-Cap Exchange Traded Fund 922908629 6,465,591 22,514 SH SOLE 0 0 22,514
Vanguard Mid-Cap Value Exchange Traded Fund 922908512 9,416,225 51,097 SH SOLE 0 0 51,097
Vanguard S&P 500 Exchange Traded Fund 922908363 4,275,746 7,155 SH SOLE 0 0 7,155
Vanguard Mid-Cap Growth Exchange Traded Fund 922908538 4,676,516 18,172 SH SOLE 0 0 18,172
Vertiv Holdings, LLC Common Stock 92537N108 238,834 953 SH SOLE 0 0 953
Vanguard Tax-Exempt Bond Exchange Traded Fund 922907746 978,054 19,604 SH SOLE 0 0 19,604
Vanguard California Tax-Exempt Bond Exchange Traded Fund 922021605 231,593 2,337 SH SOLE 0 0 2,337
Vanguard Total Stock Market Exchange Traded Fund 922908769 3,997,729 12,461 SH SOLE 0 0 12,461
Vanguard Short-Term Inflation-Protected Securities Index Fund Exchange Traded Fund 922020805 383,644 7,681 SH SOLE 0 0 7,681
Vanguard Value Exchange Traded Fund 922908744 9,803,334 49,966 SH SOLE 0 0 49,966
Vanguard Growth Exchange Traded Fund 922908736 8,194,768 18,761 SH SOLE 0 0 18,761
Vanguard Large-Cap Exchange Traded Fund 922908637 494,646 1,655 SH SOLE 0 0 1,655
Vanguard FTSE Emerging Markets Exchange Traded Fund 922042858 23,438,488 433,645 SH SOLE 0 0 433,645
Vanguard Total International Stock Exchange Traded Fund 921909768 858,659 11,136 SH SOLE 0 0 11,136
Vanguard High Dividend Yield Exchange Traded Fund 921946406 1,115,147 7,530 SH SOLE 0 0 7,530
Verizon Communications Inc. Common Stock 92343V104 2,505,325 49,907 SH SOLE 0 0 49,907
Wells Fargo & Company Common Stock 949746101 472,136 5,931 SH SOLE 0 0 5,931
Walmart Inc. Common Stock 931142103 317,581 2,555 SH SOLE 0 0 2,555
State Street Materials Select Sector SPDR Exchange Traded Fund 81369Y100 13,192,374 264,006 SH SOLE 0 0 264,006
State Street Communication Services Select Sector SPDR Exchange Traded Fund 81369Y852 12,828,326 115,716 SH SOLE 0 0 115,716
State Street Energy Select Sector SPDR Exchange Traded Fund 81369Y506 16,092,688 262,695 SH SOLE 0 0 262,695
State Street Financial Select Sector SPDR Exchange Traded Fund 81369Y605 343,529 6,958 SH SOLE 0 0 6,958
State Street Industrial Select Sector SPDR Exchange Traded Fund 81369Y704 410,329 2,537 SH SOLE 0 0 2,537
State Street Consumer Staples Select Sector SPDR Exchange Traded Fund 81369Y308 12,680,448 154,677 SH SOLE 0 0 154,677
State Street Real Estate Select Sector SPDR Exchange Traded Fund 81369Y860 446,907 10,946 SH SOLE 0 0 10,946
State Street Health Care Select Sector SPDR Exchange Traded Fund 81369Y209 12,493,982 85,219 SH SOLE 0 0 85,219
State Street Consumer Discretionary Select Sector SPDR Exchange Traded Fund 81369Y407 344,039 3,157 SH SOLE 0 0 3,157
Exxon Mobil Corporation Common Stock 30231G102 2,038,263 12,014 SH SOLE 0 0 12,014
iShares ESG Select Screened S&P 500 Exchange Traded Fund 46436E569 241,681 4,910 SH SOLE 0 0 4,910
Zoom Communications, Inc. Common Stock 98980L101 3,606,467 44,862 SH SOLE 0 0 44,862