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          <link:usedOn>link:calculationLink</link:usedOn>
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          <link:usedOn>link:calculationLink</link:usedOn>
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    <element id="PLUT_InterestIncomeMarginFinancingMember" name="InterestIncomeMarginFinancingMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_InterestIncomeMoneyLendingMember" name="InterestIncomeMoneyLendingMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_InterestsIncomeMember" name="InterestsIncomeMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_AssetManagementServicesManagementFeeIncomeMember" name="AssetManagementServicesManagementFeeIncomeMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_MrZhaoMember" name="MrZhaoMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_MrTingKinCheungMember" name="MrTingKinCheungMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_PlutusGuardiansFundSPCAndItsSubsidiariesMember" name="PlutusGuardiansFundSPCAndItsSubsidiariesMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_DivineStarVenturesLimitedMember" name="DivineStarVenturesLimitedMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_RadiantGlobalVenturesLimitedMember" name="RadiantGlobalVenturesLimitedMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_HBVSpecialOpportunitiesLimitedPartnerMember" name="HBVSpecialOpportunitiesLimitedPartnerMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_MagicTownInvestmentsLimitedMember" name="MagicTownInvestmentsLimitedMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_FundSPCAndItsSubsidiariesMember" name="FundSPCAndItsSubsidiariesMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_MrCheungMember" name="MrCheungMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_InterestExpensesMember" name="InterestExpensesMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CustomerAMember" name="CustomerAMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CustomerBMember" name="CustomerBMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CustomerCMember" name="CustomerCMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CustomerDMember" name="CustomerDMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CustomerEMember" name="CustomerEMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CustomerFMember" name="CustomerFMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CustomerGMember" name="CustomerGMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CustomerHMember" name="CustomerHMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CustomerIMember" name="CustomerIMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CustomerJMember" name="CustomerJMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CustomerKMember" name="CustomerKMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CustomerLMember" name="CustomerLMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CustomerMMember" name="CustomerMMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_IncomeTaxRecoverable" name="IncomeTaxRecoverable" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_PreferredStockAndCommonStockValue" name="PreferredStockAndCommonStockValue" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_BrokerDealersNetOfAllowanceCurrent" name="BrokerDealersNetOfAllowanceCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_ClearingOrganizationNetOfAllowanceCurrent" name="ClearingOrganizationNetOfAllowanceCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_ShareOfLossesOfAssociate" name="ShareOfLossesOfAssociate" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_ImpairmentOfInvestmentUnderEquityMethod" name="ImpairmentOfInvestmentUnderEquityMethod" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_IncreaseDecreaseInLoansToCustomers" name="IncreaseDecreaseInLoansToCustomers" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_IncreaseDecreaseInReceivablesFromCustomersAndBrokerdealers" name="IncreaseDecreaseInReceivablesFromCustomersAndBrokerdealers" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_IncreaseDecreaseInDeferredTaxAssets" name="IncreaseDecreaseInDeferredTaxAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_IncreaseDecreaseInRefundableDeposits" name="IncreaseDecreaseInRefundableDeposits" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_IncreaseDecreaseInAccruedLiabilitiesAndOtherCurrentLiabilities" name="IncreaseDecreaseInAccruedLiabilitiesAndOtherCurrentLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_IncreaseDecreaseInIncomeTaxesPayable" name="IncreaseDecreaseInIncomeTaxesPayable" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_AdvanceToRelatedParties" name="AdvanceToRelatedParties" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_RepaymentFromRelatedParties" name="RepaymentFromRelatedParties" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_LoanFromRelatedParties" name="LoanFromRelatedParties" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_ProceedsFromPrivateOffering" name="ProceedsFromPrivateOffering" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_DividendsMadeThroughReductionInAmountDueFromShareholder" name="DividendsMadeThroughReductionInAmountDueFromShareholder" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_InitialRecognitionOfLeaseObligationsRelatedToRightofuseAssets" name="InitialRecognitionOfLeaseObligationsRelatedToRightofuseAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_ReconciliationToAmountsOnConsolidatedBalanceSheetsDisclosureAbstract" name="ReconciliationToAmountsOnConsolidatedBalanceSheetsDisclosureAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CashCashEquivalentsAndCashSegregatedForRegulatoryPurpose" name="CashCashEquivalentsAndCashSegregatedForRegulatoryPurpose" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_DisclosureRightOfUseAssetsAndLeaseLiabilitiesAbstract" name="DisclosureRightOfUseAssetsAndLeaseLiabilitiesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_DisclosureReceivablesFromCustomersBrokerdealersAndClearingOrganizationAbstract" name="DisclosureReceivablesFromCustomersBrokerdealersAndClearingOrganizationAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_ReceivablesFromCustomersBrokerDealersAndClearingOrganizationTextBlock" name="ReceivablesFromCustomersBrokerDealersAndClearingOrganizationTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_DisclosurePrepaidExpensesAndOtherCurrentAssetsAbstract" name="DisclosurePrepaidExpensesAndOtherCurrentAssetsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_PrepaidExpensesAndOtherCurrentAssetsNetTextBlock" name="PrepaidExpensesAndOtherCurrentAssetsNetTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_RelatedPartiesPolicyTextBlock" name="RelatedPartiesPolicyTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CashSegregatedForRegulatoryPurposePolicyTextBlock" name="CashSegregatedForRegulatoryPurposePolicyTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_RefundableDepositPolicyTextBlock" name="RefundableDepositPolicyTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_PayablesToCustomersPolicyTextBlock" name="PayablesToCustomersPolicyTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_OtherIncomePolicyTextBlock" name="OtherIncomePolicyTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_ScheduleOfPropertyPlantAndEquipmentUsefulLifeTableTextBlock" name="ScheduleOfPropertyPlantAndEquipmentUsefulLifeTableTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_ScheduleOfOperatingLeaseRelatedAssetsAndLiabilitiesTableTextBlock" name="ScheduleOfOperatingLeaseRelatedAssetsAndLiabilitiesTableTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_ScheduleOfFinancingReceivablesTableTextBlock" name="ScheduleOfFinancingReceivablesTableTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_ScheduleOfOtherReceivablesTableTextBlock" name="ScheduleOfOtherReceivablesTableTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_ScheduleOfNatureOfRelationshipsWithRelatedPartiesTableTextBlock" name="ScheduleOfNatureOfRelationshipsWithRelatedPartiesTableTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_ScheduleOfTransactionsWithRelatedPartiesTableTextBlock" name="ScheduleOfTransactionsWithRelatedPartiesTableTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_OrganizationAndPrincipalActivitiesAbstract" name="OrganizationAndPrincipalActivitiesAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_OrganizationAndPrincipalActivitiesTable" name="OrganizationAndPrincipalActivitiesTable" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" />
    <element id="PLUT_OrganizationAndPrincipalActivitiesLineItem" name="OrganizationAndPrincipalActivitiesLineItem" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_SubsidiaryOfLimitedLiabilityCompanyPartnershipDate" name="SubsidiaryOfLimitedLiabilityCompanyPartnershipDate" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_SubsidiaryOfLimitedLiabilityCompanyOrLimitedPartnershipPrincipalActivities" name="SubsidiaryOfLimitedLiabilityCompanyOrLimitedPartnershipPrincipalActivities" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_DeferredGovernmentSubsidies" name="DeferredGovernmentSubsidies" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_RevenuesInterestIncome" name="RevenuesInterestIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_CommissionExpense" name="CommissionExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_LegalAndProfessionalFee" name="LegalAndProfessionalFee" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_OperatingLeaseRightOfUseAssetBeforeAccumulatedAmortization" name="OperatingLeaseRightOfUseAssetBeforeAccumulatedAmortization" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_OperatingLeaseRightOfUseAssetAccumulatedAmortization" name="OperatingLeaseRightOfUseAssetAccumulatedAmortization" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_InvestmentsTable" name="InvestmentsTable" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" />
    <element id="PLUT_ShareOfNetAssets" name="ShareOfNetAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_ShareOfNetAssetsOfGoldenHarvest" name="ShareOfNetAssetsOfGoldenHarvest" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_GoodwillNetOfImpairment" name="GoodwillNetOfImpairment" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_BusinessCombinationConsiderationTransferred" name="BusinessCombinationConsiderationTransferred" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseRightOfUseAssetsNet" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseRightOfUseAssetsNet" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_BusinessCombinationEquityInterestAcquiredTotal" name="BusinessCombinationEquityInterestAcquiredTotal" nillable="true" xbrli:periodType="instant" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_LoansToCustomer" name="LoansToCustomer" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_LoansToCustomerAbstract" name="LoansToCustomerAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_LoansToCustomerTable" name="LoansToCustomerTable" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" />
    <element id="PLUT_LoansAndLeasesReceivableNetAmount" name="LoansAndLeasesReceivableNetAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_RelatedPartyTransactionRateOfInterest" name="RelatedPartyTransactionRateOfInterest" nillable="true" xbrli:periodType="instant" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_AssetManagementAndAdvisoryFeeReceivables" name="AssetManagementAndAdvisoryFeeReceivables" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_ReceivablesFromBrokerdealers" name="ReceivablesFromBrokerdealers" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_RelatedPartyTransactionAmountsReceivable" name="RelatedPartyTransactionAmountsReceivable" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_WithholdingTaxPayable" name="WithholdingTaxPayable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_OtherAccrualsAndPayables" name="OtherAccrualsAndPayables" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_IncomeTaxReconciliationConcessionaryTaxRate" name="IncomeTaxReconciliationConcessionaryTaxRate" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_IncomeTaxReconciliationEffectOfDeductibleExpense" name="IncomeTaxReconciliationEffectOfDeductibleExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_DeferredTaxAssetsRightOfUseAssets" name="DeferredTaxAssetsRightOfUseAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_DeferredTaxLeaseLiabilities" name="DeferredTaxLeaseLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_IncreaseDecreaseInDeferredTaxPropertyAndEquipment" name="IncreaseDecreaseInDeferredTaxPropertyAndEquipment" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_IncreaseDecreaseInDeferredTaxAllowanceForExpectedCreditLosses" name="IncreaseDecreaseInDeferredTaxAllowanceForExpectedCreditLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_IncreaseDecreaseInNetOperatingLoss" name="IncreaseDecreaseInNetOperatingLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_IncreaseDecreaseInRightOfUseAssets" name="IncreaseDecreaseInRightOfUseAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_IncreaseDecreaseLeaseLiabilites" name="IncreaseDecreaseLeaseLiabilites" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_DeferredTaxAssetsValuationAllowanceForExpectedCreditLossees" name="DeferredTaxAssetsValuationAllowanceForExpectedCreditLossees" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_DeferredTaxAssetsNetOperatingLoss" name="DeferredTaxAssetsNetOperatingLoss" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_DeferredTaxAssetsValuationAllowanceRightOfUseAssets" name="DeferredTaxAssetsValuationAllowanceRightOfUseAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_DeferredTaxAssetsLeaseLiabilities" name="DeferredTaxAssetsLeaseLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_DeferredTaxAssetsNetValuationAllowances" name="DeferredTaxAssetsNetValuationAllowances" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_DeferredTaxAssetsNetValuationAllowan" name="DeferredTaxAssetsNetValuationAllowan" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_DeferredTaxAssets" name="DeferredTaxAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_AmountsDueFromRelatedParties" name="AmountsDueFromRelatedParties" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_RelatedPartyTaxExpense" name="RelatedPartyTaxExpense" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_PercentOfRequirementCapitalMaintained" name="PercentOfRequirementCapitalMaintained" nillable="true" xbrli:periodType="instant" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_RisksAndUncertaintiesTable" name="RisksAndUncertaintiesTable" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" />
    <element id="PLUT_AmountDueFromFellowSubsidiaries" name="AmountDueFromFellowSubsidiaries" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_SharePremium" name="SharePremium" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_PurchaseOfIntangibleAsset" name="PurchaseOfIntangibleAsset" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_AdvanceToSubsidiaries" name="AdvanceToSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_RepaymentFromSubsidiaries" name="RepaymentFromSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_RepaymentToSubsidiary" name="RepaymentToSubsidiary" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_AdvanceToFellowSubsidiaries" name="AdvanceToFellowSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_ProceedsFromInitialPublicOffering" name="ProceedsFromInitialPublicOffering" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_AdvanceFromRelatedParties" name="AdvanceFromRelatedParties" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_GoldenHarvestMember" name="GoldenHarvestMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="PLUT_AmountsDueFromSubsidiaries" name="AmountsDueFromSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
</schema>
