v3.26.1
Nonrecourse Debt, at Fair Value
3 Months Ended
Mar. 31, 2026
Debt Disclosure [Abstract]  
Nonrecourse Debt, at Fair Value
7. Nonrecourse Debt, at Fair Value
Nonrecourse debt, at fair value, consisted of the following (in thousands):
Issue Date
Final Maturity Date(1)
Interest RateOriginal Issue AmountMarch 31, 2026December 31, 2025
Securitization of non-agency reverse mortgage loansMay 2018 - March 2026December 2053 - March 2076
2.00% - 7.00%
$11,539,661 $9,932,590 $8,834,991 
Securitization of performing/nonperforming HECM loansNovember 2025 - March 2026November 2035 - March 2036
4.25% - 6.00%
839,600 795,497 749,110 
Total consolidated VIE nonrecourse debt UPB10,728,087 9,584,101 
Nonrecourse loan financing liability(2)
 376,423 
Fair value adjustments(277,253)(224,031)
Total nonrecourse debt, at fair value$10,450,834 $9,736,493 
(1) The Company’s securitizations are generally callable at or following the optional redemption date as defined in each related indenture agreement.
(2) Nonrecourse loan financing liability was comprised of nonrecourse debt associated with a securitization of non-agency reverse mortgage loans. As the securitization was determined to be an unconsolidated VIE and failed sale treatment, the associated nonrecourse debt was accounted for by the Company and presented separately from other nonrecourse debt. During the three months ended March 31, 2026, the Company acquired certain beneficial interests and other rights in this previously unconsolidated VIE. As a result, the Company began consolidating the VIE upon acquisition of these interests. In addition, during the three months ended March 31, 2026, the Company redeemed the outstanding securitized notes issued by this VIE. Refer to Note 4 - Variable Interest Entities and Securitizations for additional information.

Future repayment of nonrecourse debt issued by securitization trusts is dependent on the receipt of cash flows from the corresponding encumbered loans receivable. As of March 31, 2026, estimated maturities for nonrecourse debt for the next five years and thereafter are as follows (in thousands):
Year Ending December 31,Estimated Maturities
Remainder of 2026$2,249,104 
20271,952,332 
2028923,105 
2029727,587 
2030497,416 
Thereafter4,378,543 
Total payments on nonrecourse debt$10,728,087