v3.26.1
Loans and Leases and Allowance for Credit Losses - Risk Rating Based on Year of Origination for Current Year (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2025
Loans Amortized Cost Basis by Origination Year      
2025 $ 270,952   $ 1,014,287
2024 1,029,025   755,590
2023 721,498   466,219
2022 450,667   797,914
2021 762,845   426,401
Prior 719,087   357,780
Revolving Loans 563,939   540,062
Revolving Loans Converted to Term 378   5,329
Total loans and leases 4,518,391   4,363,582
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 12,257   9,601
YTD gross charge-offs      
2025 (3)   (66)
2024 (18)   (545)
2023 (20)   (1,282)
2022 (52)   (1,267)
2021 (117)   (247)
Prior (19)   (278)
Revolving Loans     (54)
Total (229) $ (332) (3,739)
Pass      
Loans Amortized Cost Basis by Origination Year      
2025 270,539   1,007,989
2024 1,026,020   754,329
2023 720,348   451,011
2022 434,933   793,558
2021 751,521   405,290
Prior 694,900   354,267
Revolving Loans 562,247   538,297
Revolving Loans Converted to Term 226   5,329
Total loans and leases 4,460,734   4,310,070
Watch      
Loans Amortized Cost Basis by Origination Year      
2025 200   4,870
2024 1,583   676
2023 579   15,167
2022 15,695   4,297
2021 11,266   16,251
Prior 16,509   143
Revolving Loans 146   1,479
Revolving Loans Converted to Term 152    
Total loans and leases 46,130   42,883
Special Mention      
Loans Amortized Cost Basis by Origination Year      
Prior 46   46
Total loans and leases 46   46
Substandard      
Loans Amortized Cost Basis by Origination Year      
2025 213   1,428
2024 1,265   585
2023 571   41
2022 39   59
2021 58   4,860
Prior 7,632   3,324
Revolving Loans 1,546   286
Total loans and leases 11,324   10,583
Doubtful      
Loans Amortized Cost Basis by Origination Year      
2024 157    
Total loans and leases 157    
Commercial Real Estate | Non-owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025 115,423   249,173
2024 250,429   221,772
2023 203,081   135,590
2022 134,399   265,063
2021 255,142   181,761
Prior 275,984   131,592
Revolving Loans 28,997   11,692
Revolving Loans Converted to Term     115
Total loans and leases 1,263,455   1,196,758
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 937   672
Commercial Real Estate | Owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025 38,358   196,336
2024 197,524   164,596
2023 161,059   116,890
2022 115,235   275,653
2021 269,218   140,443
Prior 235,129   113,491
Revolving Loans 16,688   15,420
Revolving Loans Converted to Term     42
Total loans and leases 1,033,211   1,022,871
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 1,869   1,934
Commercial Real Estate | Pass | Non-owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025 115,210   247,845
2024 249,122   221,359
2023 202,684   123,497
2022 122,368   261,984
2021 245,127   165,444
Prior 259,534   131,376
Revolving Loans 28,976   11,671
Revolving Loans Converted to Term     115
Total loans and leases 1,223,021   1,163,291
Commercial Real Estate | Pass | Owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025 38,358   191,743
2024 196,053   164,596
2023 161,059   113,916
2022 112,305   274,522
2021 268,097   137,210
Prior 231,347   112,896
Revolving Loans 16,589   15,321
Revolving Loans Converted to Term     42
Total loans and leases 1,023,808   1,010,246
Commercial Real Estate | Watch | Non-owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025     1,172
2024 1,155    
2023     12,093
2022 12,031   3,079
2021 10,015   15,991
Prior 16,114    
Revolving Loans 21   21
Total loans and leases 39,336   32,356
Commercial Real Estate | Watch | Owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025     3,487
2024 408    
2023     2,974
2022 2,930   1,131
2021 1,121    
Revolving Loans     99
Total loans and leases 4,459   7,691
Commercial Real Estate | Substandard | Non-owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025 213   156
2024 152   413
2023 397    
2021     326
Prior 336   216
Total loans and leases 1,098   1,111
Commercial Real Estate | Substandard | Owner occupied      
Loans Amortized Cost Basis by Origination Year      
2025     1,106
2024 1,063    
2021     3,233
Prior 3,782   595
Revolving Loans 99    
Total loans and leases 4,944   4,934
Consumer Real Estate      
Loans Amortized Cost Basis by Origination Year      
2025 53,693   149,016
2024 136,817   125,953
2023 117,425   92,414
2022 88,700   151,037
2021 143,680   70,988
Prior 134,686   73,643
Revolving Loans 176,483   170,929
Revolving Loans Converted to Term     646
Total loans and leases 851,484   834,626
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 3,165   2,300
YTD gross charge-offs      
Revolving Loans     (6)
Total     (6)
Consumer Real Estate | Pass      
Loans Amortized Cost Basis by Origination Year      
2025 53,693   149,016
2024 136,817   125,788
2023 117,264   92,303
2022 88,590   150,978
2021 143,622   70,886
Prior 132,179   70,941
Revolving Loans 175,199   169,640
Revolving Loans Converted to Term     646
Total loans and leases 847,364   830,198
Consumer Real Estate | Watch      
Loans Amortized Cost Basis by Origination Year      
2023     100
2022 100    
2021     102
Prior 240   143
Revolving Loans 47   1,069
Total loans and leases 387   1,414
Consumer Real Estate | Special Mention      
Loans Amortized Cost Basis by Origination Year      
Prior 46   46
Total loans and leases 46   46
Consumer Real Estate | Substandard      
Loans Amortized Cost Basis by Origination Year      
2024     165
2023 161   11
2022 10   59
2021 58    
Prior 2,221   2,513
Revolving Loans 1,237   220
Total loans and leases 3,687   2,968
Construction and Land Development      
Loans Amortized Cost Basis by Origination Year      
2025 17,896   222,845
2024 262,429   134,374
2023 138,503   23,669
2022 23,820   10,235
2021 10,889   5,904
Prior 17,826   6,687
Revolving Loans 6,938   11,547
Revolving Loans Converted to Term     3,915
Total loans and leases 478,301   419,176
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 48    
Construction and Land Development | Pass      
Loans Amortized Cost Basis by Origination Year      
2025 17,696   222,643
2024 262,429   134,374
2023 138,503   23,669
2022 23,820   10,235
2021 10,841   5,751
Prior 17,675   6,687
Revolving Loans 6,938   11,547
Revolving Loans Converted to Term     3,915
Total loans and leases 477,902   418,821
Construction and Land Development | Watch      
Loans Amortized Cost Basis by Origination Year      
2025 200   202
2021 48   153
Prior 151    
Total loans and leases 399   355
Commercial and Industrial      
Loans Amortized Cost Basis by Origination Year      
2025 38,550   172,263
2024 159,932   92,054
2023 86,323   87,099
2022 79,466   86,607
2021 76,423   25,972
Prior 53,761   31,529
Revolving Loans 325,042   321,460
Revolving Loans Converted to Term 378   611
Total loans and leases 819,875   817,595
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 2,489   1,828
YTD gross charge-offs      
2022 (37)    
2021 (54)    
Total (91) (59)  
Commercial and Industrial | Pass      
Loans Amortized Cost Basis by Origination Year      
2025 38,550   172,097
2024 159,705   91,374
2023 85,740   87,069
2022 78,803   86,520
2021 76,341   24,666
Prior 52,464   31,529
Revolving Loans 324,754   321,104
Revolving Loans Converted to Term 226   611
Total loans and leases 816,583   814,970
Commercial and Industrial | Watch      
Loans Amortized Cost Basis by Origination Year      
2025     9
2024 20   673
2023 577    
2022 634   87
2021 82   5
Prior 4    
Revolving Loans 78   290
Revolving Loans Converted to Term 152    
Total loans and leases 1,547   1,064
Commercial and Industrial | Substandard      
Loans Amortized Cost Basis by Origination Year      
2024 50   7
2023 6   30
2022 29    
2021     1,301
Prior 1,293    
Revolving Loans 210   66
Total loans and leases 1,588   1,404
Commercial and Industrial | Doubtful      
Loans Amortized Cost Basis by Origination Year      
2025     157
2024 157    
Total loans and leases 157   157
YTD gross charge-offs      
2025     (18)
2024     (8)
2023     (678)
2022     (1,018)
2021     (200)
Prior     (175)
Revolving Loans     (48)
Total     (2,145)
Leases      
Loans Amortized Cost Basis by Origination Year      
2025 5,137    
2024 18,287    
2023 13,910    
2022 8,466    
2021 7,350    
Prior 1,146    
Total loans and leases 54,296   55,422
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 3,742   2,858
YTD gross charge-offs      
2022 (4)    
2021 (55)    
Total (59) (190)  
Leases | Pass      
Loans Amortized Cost Basis by Origination Year      
2025 5,137   19,573
2024 18,287   15,268
2023 13,910   9,837
2022 8,466   9,136
2021 7,350   1,112
Prior 1,146   496
Total loans and leases 54,296   55,422
Leases | Doubtful      
Loans Amortized Cost Basis by Origination Year      
2025     19,573
2024     15,268
2023     9,837
2022     9,136
2021     1,112
Prior     496
Total loans and leases     55,422
YTD gross charge-offs      
2024     (431)
2023     (563)
2022     (215)
2021     (25)
Prior     (16)
Total     (1,250)
Consumer and Other      
Loans Amortized Cost Basis by Origination Year      
2025 1,895    
2024 3,607    
2023 1,197    
2022 581    
2021 143    
Prior 555    
Revolving Loans 9,791    
Total loans and leases 17,769   17,134
Nonaccrual loans not formally assessed as "pass" included in risk rated balances 7   9
YTD gross charge-offs      
2025 (3)    
2024 (18)    
2023 (20)    
2022 (11)    
2021 (8)    
Prior (19)    
Total (79) $ (83)  
Consumer and Other | Pass      
Loans Amortized Cost Basis by Origination Year      
2025 1,895   5,072
2024 3,607   1,570
2023 1,188   720
2022 581   183
2021 143   221
Prior 555   342
Revolving Loans 9,791   9,014
Total loans and leases 17,760   17,122
Consumer and Other | Watch      
Loans Amortized Cost Basis by Origination Year      
2024     3
2023 2    
Total loans and leases 2   3
Consumer and Other | Substandard      
Loans Amortized Cost Basis by Origination Year      
2025     9
2023 7    
Total loans and leases $ 7   9
Consumer and Other | Doubtful      
Loans Amortized Cost Basis by Origination Year      
2025     5,081
2024     1,573
2023     720
2022     183
2021     221
Prior     342
Revolving Loans     9,014
Total loans and leases     17,134
YTD gross charge-offs      
2025     (48)
2024     (106)
2023     (41)
2022     (34)
2021     (22)
Prior     (87)
Total     $ (338)