Note 2. Earnings Per Share

Basic earnings per common share is computed by dividing net income available to common shareholders by the weighted-average number of common shares outstanding. Diluted earnings per common share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding and dilutive common share equivalents using the treasury stock method. Dilutive common share equivalents include common shares issuable upon exercise of outstanding stock options and restricted stock. The effect from the stock options and restricted stock on

incremental shares from the assumed conversions for net income per share-basic and net income per share-diluted are presented below. There were 14,811 antidilutive shares for the three months ended March 31, 2026, and none for the three months ended March 31, 2025, respectively.

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The following is a summary of the basic and diluted earnings per share computation (dollars in thousands, except share and per share data):

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