The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMERGING MARKETS EQUITY ETF ETP USD 025072604 192,034,791 2,383,157 SH SOLE 2,383,157 0 0
AMERICAN CENTY ETF TR AVANTIS INTERNATIONAL EQUITY ETF ETP USD 025072703 246,872,268 2,909,857 SH SOLE 2,909,857 0 0
FIDELITY COVINGTON TR FIDELITY ENHANCED LARGE CAP GROWTH ETF ETP USD 31609A305 323,688,660 8,634,000 SH SOLE 8,634,000 0 0
FIDELITY COVINGTON TR FIDELITY ENHANCED SMALL CAP ETF ETP USD 31609A206 53,380,576 1,404,752 SH SOLE 1,404,752 0 0
GOLDMAN SACHS ETF TR GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF 381430107 234,179,813 5,429,627 SH SOLE 5,429,627 0 0
INVESCO EXCHANGE TRADED FD T INVESCO EXCHANGE-TRADED FUND TRUST - INVESCO S&P 46137V241 249,755,916 3,321,664 SH SOLE 3,321,664 0 0
INVESCO EXCH TRADED FD TR II INVESCO NASDAQ 100 ETF ETP USD 46138G649 461,537,880 1,942,336 SH SOLE 1,942,336 0 0
INVESCO EXCH TRADED FD TR II INVESCO S&P 500 MOMENTUM ETF ETP USD 46138E339 270,529,502 2,413,072 SH SOLE 2,413,072 0 0
INVESCO EXCH TRADED FD TR II INVESCO S&P 500 REVENUE ETF ETP USD 46138G698 248,281,671 2,160,662 SH SOLE 2,160,662 0 0
INVESCO EXCH TRADED FD TR II INVESCO S&P MIDCAP 400 REVENUE ETF ETP USD 46138G672 68,675,406 535,439 SH SOLE 535,439 0 0
INVESCO EXCHANGE TRADED FD T INVESCO S&P MIDCAP MOMENTUM ET ETP USD 46137V464 136,965,009 944,456 SH SOLE 944,456 0 0
INVESCO EXCHANGE TRADED FD T INVESCO S&P MIDCAP QUALITY ETF ETP USD 46137V472 132,369,937 1,280,545 SH SOLE 1,280,545 0 0
ISHARES INC ISHARES 20+ YEAR TREASURY BOND ETF ETP USD 464287432 176,794,286 2,039,385 SH SOLE 2,039,385 0 0
ISHARES INC ISHARES CORE DIVIDEND GROWTH ETF ETP USD 46434V621 218,553,714 3,114,188 SH SOLE 3,114,188 0 0
ISHARES INC ISHARES CORE MSCI EAFE ETF ETP USD 46432F842 383,164,513 4,232,459 SH SOLE 4,232,459 0 0
ISHARES INC ISHARES CORE MSCI EMERGING MARKETS ETF ETP USD 46434G103 282,314,311 4,047,517 SH SOLE 4,047,517 0 0
ISHARES INC ISHARES CORE S&P 500 ETF ETP USD 464287200 220,610,573 337,733 SH SOLE 337,733 0 0
ISHARES INC ISHARES CORE U.S. AGGREGATE BOND ETF ETP USD 464287226 387,690,449 3,905,414 SH SOLE 3,905,414 0 0
ISHARES INC ISHARES EMERGING MARKETS EQUITY FACTOR ETF ETP USD 46434G889 182,178,381 3,014,701 SH SOLE 3,014,701 0 0
ISHARES INC ISHARES INTERNATIONAL EQUITY FACTOR ETF ETP USD 46434V274 244,792,186 6,283,167 SH SOLE 6,283,167 0 0
ISHARES INC ISHARES MORNINGSTAR MID-CAP GROWTH ETF ETP USD 464288307 236,790,891 3,006,105 SH SOLE 3,006,105 0 0
ISHARES INC ISHARES MORNINGSTAR MID-CAP VALUE ETF ETP USD 464288406 81,837,967 965,232 SH SOLE 965,232 0 0
ISHARES INC ISHARES RUSSELL MID-CAP GROWTH ETF ETP USD 464287481 269,562,430 2,103,984 SH SOLE 2,103,984 0 0
ISHARES INC ISHARES RUSSELL MID-CAP VALUE ETF ETP USD 464287473 112,347,031 770,873 SH SOLE 770,873 0 0
ISHARES INC ISHARES US SMALLCAP EQUITY FAC 46434V290 50,361,266 667,125 SH SOLE 667,125 0 0
SCHWAB STRATEGIC TR SCHWAB FUNDAMENTAL U.S. SMALL COMPANY ETF ETP USD 808524763 46,842,249 1,444,411 SH SOLE 1,444,411 0 0
SCHWAB STRATEGIC TR SCHWAB U.S. LARGE-CAP GROWTH ETF ETP USD 808524300 497,176,100 17,067,494 SH SOLE 17,067,494 0 0
SCHWAB STRATEGIC TR SCHWAB U.S. LARGE-CAP VALUE ETF ETP USD 808524409 245,679,086 8,055,052 SH SOLE 8,055,052 0 0
SCHWAB STRATEGIC TR SCHWAB US LARGE-CAP ETF ETP USD 808524201 191,222,530 7,457,977 SH SOLE 7,457,977 0 0
SCHWAB STRATEGIC TR SCHWAB US SMALL-CAP ETF ETP USD 808524607 58,952,256 2,027,244 SH SOLE 2,027,244 0 0
SPDR SERIES TRUST SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETP USD 78463X889 290,850,438 6,371,313 SH SOLE 6,371,313 0 0
SPDR SERIES TRUST SPDR PORTFOLIO EMERGING MARKETS ETF ETP USD 78463X509 111,478,847 2,376,441 SH SOLE 2,376,441 0 0
SPDR SERIES TRUST SPDR PORTFOLIO HIGH YIELD BOND ETF ETP USD 78468R606 177,480,824 7,610,670 SH SOLE 7,610,670 0 0
SPDR SERIES TRUST SPDR PORTFOLIO S&P 500 ETF ETP USD 78464A854 304,847,951 3,982,858 SH SOLE 3,982,858 0 0
SPDR SERIES TRUST SPDR PORTFOLIO S&P 500 GROWTH ETF ETP USD 78464A409 417,132,631 4,260,368 SH SOLE 4,260,368 0 0
SPDR SERIES TRUST SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF ETP USD 78468R788 150,904,626 3,315,128 SH SOLE 3,315,128 0 0
SPDR SERIES TRUST SPDR PORTFOLIO S&P 500 VALUE ETF ETP USD 78464A508 244,837,106 4,327,273 SH SOLE 4,327,273 0 0
SPDR SERIES TRUST SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETP USD 78468R853 62,234,662 1,287,969 SH SOLE 1,287,969 0 0
VANGUARD VANGUARD FTSE DEVELOPED MARKETS ETF ETP USD 0 921943858 305,272,827 4,763,933 SH SOLE 4,763,933 0 0
VANGUARD VANGUARD FTSE EMERGING MARKETS ETF ETP USD 922042858 148,132,672 2,740,660 SH SOLE 2,740,660 0 0
VANGUARD VANGUARD GROWTH ETF ETP USD 922908736 503,994,509 1,153,860 SH SOLE 1,153,860 0 0
VANGUARD VANGUARD HIGH DIVIDEND YIELD ETF ETP USD 921946406 330,115,640 2,229,005 SH SOLE 2,229,005 0 0
VANGUARD VANGUARD INFORMATION TECHNOLOGY ETF ETP USD 92204A702 328,830,552 471,293 SH SOLE 471,293 0 0
VANGUARD VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF 921946810 204,236,360 2,308,799 SH SOLE 2,308,799 0 0
VANGUARD VANGUARD LARGE-CAP ETF ETP USD 922908637 191,343,494 640,266 SH SOLE 640,266 0 0
VANGUARD VANGUARD MEGA CAP ETF ETP USD 921910873 153,126,911 647,882 SH SOLE 647,882 0 0
VANGUARD VANGUARD MEGA CAP GROWTH ETF ETP USD 921910816 315,637,206 859,017 SH SOLE 859,017 0 0
VANGUARD VANGUARD MEGA CAP VALUE ETF ETP USD 921910840 106,271,107 733,157 SH SOLE 733,157 0 0
VANGUARD VANGUARD MID-CAP GROWTH ETF ETP USD 922908538 268,323,404 1,042,640 SH SOLE 1,042,640 0 0
VANGUARD VANGUARD MID-CAP VALUE ETF ETP USD 922908512 112,801,842 612,122 SH SOLE 612,122 0 0
VANGUARD VANGUARD S&P MID-CAP 400 GROWTH ETF ETP USD 921932869 162,686,535 1,301,180 SH SOLE 1,301,180 0 0
VANGUARD VANGUARD S&P MID-CAP 400 VALUE ETF ETP USD 921932844 107,566,426 1,055,090 SH SOLE 1,055,090 0 0
VANGUARD VANGUARD SMALL-CAP ETF ETP USD 922908751 55,065,275 210,237 SH SOLE 210,237 0 0
VANGUARD VANGUARD U.S. VALUE FACTOR ETP 921935805 67,191,928 499,160 SH SOLE 499,160 0 0
VANGUARD VANGUARD VALUE ETF ETP USD 922908744 178,456,849 909,566 SH SOLE 909,566 0 0