The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 426,188 1,960 SH SOLE 1,960 0 0
ALPHABET INC CAP STK CL A 02079K305 2,104,233 7,318 SH SOLE 7,318 0 0
ALPHABET INC CAP STK CL C 02079K107 576,695 2,010 SH SOLE 2,010 0 0
AMAZON COM INC COM 023135106 1,744,886 8,378 SH SOLE 8,378 0 0
AMERICAN EXPRESS CO COM 025816109 317,382 1,049 SH SOLE 1,049 0 0
AMGEN INC COM 031162100 294,251 836 SH SOLE 836 0 0
APPLE INC COM 037833100 4,378,763 17,253 SH SOLE 17,253 0 0
ASTRAZENECA PLC ORD G0593M107 268,614 1,362 SH SOLE 1,362 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 534,003 2,628 SH SOLE 2,628 0 0
AUTOZONE INC COM 053332102 236,445 70 SH SOLE 70 0 0
BANK AMERICA CORP COM 060505104 320,448 6,573 SH SOLE 6,573 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,643,833 5,517 SH SOLE 5,517 0 0
BROADCOM INC COM 11135F101 410,327 1,326 SH SOLE 1,326 0 0
CATERPILLAR INC COM 149123101 2,583,625 3,647 SH SOLE 3,647 0 0
CHEVRON CORPORATION COM 166764100 1,435,560 6,938 SH SOLE 6,938 0 0
CISCO SYS INC COM 17275R102 709,075 9,139 SH SOLE 9,139 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 2,667,080 2,677 SH SOLE 2,677 0 0
CUMMINS INC COM 231021106 888,443 1,651 SH SOLE 1,651 0 0
DEERE & CO COM 244199105 1,284,330 2,280 SH SOLE 2,280 0 0
ELI LILLY & CO COM 532457108 2,290,226 2,490 SH SOLE 2,490 0 0
EMERSON ELEC CO COM 291011104 239,279 1,826 SH SOLE 1,826 0 0
EXXON MOBIL CORP COM 30231G102 719,500 4,241 SH SOLE 4,241 0 0
GE AEROSPACE COM NEW 369604301 295,417 1,041 SH SOLE 1,041 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 316,051 374 SH SOLE 374 0 0
HUBBELL INC COM 443510607 368,055 750 SH SOLE 750 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 222,297 917 SH SOLE 917 0 0
ISHARES TR CORE MSCI EAFE 46432F842 57,257,382 632,469 SH SOLE 632,469 0 0
ISHARES TR CORE S&P SCP ETF 464287804 25,865,262 208,071 SH SOLE 208,071 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 531,221 1,246 SH SOLE 1,246 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 299,456 1,401 SH SOLE 1,401 0 0
ISHARES TR RUS TP200 GR ETF 464289438 256,053 1,029 SH SOLE 1,029 0 0
ISHARES TR TRS FLT RT BD 46434V860 57,502,869 1,135,747 SH SOLE 1,135,747 0 0
ISHARES TR TRUST ISHARE 0-1 464288679 27,662,074 250,585 SH SOLE 250,585 0 0
JOHNSON & JOHNSON COM 478160104 1,064,295 4,354 SH SOLE 4,354 0 0
JPMORGAN CHASE & CO COM 46625H100 358,258 1,218 SH SOLE 1,218 0 0
LOCKHEED MARTIN CORP COM 539830109 751,160 1,243 SH SOLE 1,243 0 0
MARKEL GROUP INC COM 570535104 267,970 140 SH SOLE 140 0 0
MASTERCARD INCORPORATED CL A 57636Q104 686,615 1,374 SH SOLE 1,374 0 0
MCDONALDS CORP COM 580135101 255,783 823 SH SOLE 823 0 0
MERCK & CO INC COM 58933Y105 361,707 3,007 SH SOLE 3,007 0 0
MICRON TECHNOLOGY INC COM 595112103 223,217 661 SH SOLE 661 0 0
MICROSOFT CORP COM 594918104 978,292 2,643 SH SOLE 2,643 0 0
MORGAN STANLEY COM NEW 617446448 258,127 1,568 SH SOLE 1,568 0 0
NUVATION BIO INC COM CL A 67080N101 46,568 10,855 SH SOLE 10,855 0 0
NVIDIA CORPORATION COM 67066G104 335,837 1,926 SH SOLE 1,926 0 0
ORACLE CORP COM 68389X105 200,178 1,361 SH SOLE 1,361 0 0
PACCAR INC COM 693718108 596,972 5,169 SH SOLE 5,169 0 0
PAYCHEX INC COM 704326107 238,127 2,585 SH SOLE 2,585 0 0
PEPSICO INC COM 713448108 500,192 3,221 SH SOLE 3,221 0 0
PHILIP MORRIS INTL INC COM 718172109 484,455 2,930 SH SOLE 2,930 0 0
PHILLIPS 66 COM 718546104 314,733 1,728 SH SOLE 1,728 0 0
PROCTER & GAMBLE CO COM 742718109 588,524 4,075 SH SOLE 4,075 0 0
RTX CORPORATION COM 75513E101 296,057 1,535 SH SOLE 1,535 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 263,762 10,657 SH SOLE 10,657 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 50,403,752 1,642,886 SH SOLE 1,642,886 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 135,753,131 5,294,584 SH SOLE 5,294,584 0 0
STARBUCKS CORP COM 855244109 215,366 2,404 SH SOLE 2,404 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 867,723 1,334 SH SOLE 1,334 0 0
TRAVELERS COMPANIES INC COM 89417E109 342,257 1,173 SH SOLE 1,173 0 0
UNION PAC CORP COM 907818108 360,577 1,486 SH SOLE 1,486 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 49,799,554 173,409 SH SOLE 173,409 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,727,117 53,293 SH SOLE 53,293 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 29,654,607 136,500 SH SOLE 136,500 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,441,376 4,493 SH SOLE 4,493 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 321,092 5,011 SH SOLE 5,011 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 208,120 1,405 SH SOLE 1,405 0 0
WALMART INC COM 931142103 293,251 2,360 SH SOLE 2,360 0 0