The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amphenol Corp Cl A COM 032095101 204,941 1,622 SH SOLE 0 0 1,622
Pepsico Inc COM 713448108 206,070 1,327 SH SOLE 0 0 1,327
Pfizer Inc COM 717081103 210,881 7,510 SH SOLE 0 0 7,510
Morgan Stanley Parametric Equity Premium Income Etf ETF 61774R866 215,104 7,862 SH SOLE 0 0 7,862
Ishares Iboxx $ High Yield Corporate Bond Etf ETF 464288513 219,347 2,757 SH SOLE 0 0 2,757
Dimensional U S Small Cap Etf ETF 25434V500 220,063 3,094 SH SOLE 0 0 3,094
Csx Corp COM 126408103 222,655 5,424 SH SOLE 0 0 5,424
Raymond James Financial Inc COM 754730109 225,463 1,563 SH SOLE 0 0 1,563
State Street Healthcare Select Sector Spdr Etf ETF 81369Y209 225,779 1,540 SH SOLE 0 0 1,540
Ishares Core Msci Eafe Etf ETF 46432F842 227,955 2,518 SH SOLE 0 0 2,518
Ishares U S Real Estate Etf ETF 464287739 231,626 2,450 SH SOLE 0 0 2,450
Coca-cola Company COM 191216100 243,360 3,200 SH SOLE 0 0 3,200
Vanguard Short Term Inflation Protected Sec Etf ETF 922020805 246,192 4,931 SH SOLE 0 0 4,931
Eaton Corp Plc COM G29183103 259,668 726 SH SOLE 0 0 726
Walmart Inc COM 931142103 285,471 2,297 SH SOLE 0 0 2,297
Ishares Msci Usa Value Factor Etf ETF 46432F388 285,802 2,010 SH SOLE 0 0 2,010
Goldman Sachs Nasdaq 100 Premium Income Etf ETF 38149W630 285,862 5,827 SH SOLE 0 0 5,827
Amazon.com Inc COM 023135106 288,870 1,387 SH SOLE 0 0 1,387
Vanguard Value Etf ETF 922908744 305,680 1,558 SH SOLE 0 0 1,558
Ishares Msci Eafe Etf ETF 464287465 335,305 3,452 SH SOLE 0 0 3,452
Verizon Communications Inc COM 92343V104 338,603 6,745 SH SOLE 0 0 6,745
State Street Spdr Bloomberg 1-3 Mth T-bill Etf ETF 78468R663 338,998 3,710 SH SOLE 0 0 3,710
Thermo Fisher Scientific Inc COM 883556102 348,032 708 SH SOLE 0 0 708
Ishares Russell 3000 Etf ETF 464287689 349,955 944 SH SOLE 0 0 944
State Street Spdr S&p Dividend Etf ETF 78464A763 377,985 2,590 SH SOLE 0 0 2,590
Anheuser Busch Inbev Sa/nv COM 03524A108 381,535 5,500 SH SOLE 0 0 5,500
Jpmorgan U S Tech Leaders Etf ETF 46654Q732 390,064 4,904 SH SOLE 0 0 4,904
Costco Wholesale Corp COM 22160K105 397,868 399 SH SOLE 0 0 399
State Street Energy Select Sector Spdr Etf ETF 81369Y506 419,325 6,845 SH SOLE 0 0 6,845
Vanguard Core Plus Bond Etf ETF 922020755 428,629 5,545 SH SOLE 0 0 5,545
Vanguard Total Intl Stock Index Etf ETF 921909768 439,741 5,703 SH SOLE 0 0 5,703
Dimensional U S Core Etf ETF 25434V104 441,799 9,792 SH SOLE 0 0 9,792
Vanguard Short Term Tax Exempt Bond Etf ETF 921935870 464,119 4,599 SH SOLE 0 0 4,599
State Street Financial Select Sector Spdr Etf ETF 81369Y605 470,001 9,520 SH SOLE 0 0 9,520
Ge Vernova LLC COM 36828A101 471,366 540 SH SOLE 0 0 540
Avantis U S Mid Cap Equity Etf ETF 025072125 472,333 6,538 SH SOLE 0 0 6,538
Dimensional National Municipal Bond Etf ETF 25434V849 474,255 9,895 SH SOLE 0 0 9,895
Ishares 0-3 Month Treasury Bond Etf ETF 46436E718 476,512 4,734 SH SOLE 0 0 4,734
Rtx Corp COM 75513E101 480,399 2,490 SH SOLE 0 0 2,490
Meta Platforms Inc Cl A COM 30303M102 480,589 840 SH SOLE 0 0 840
Nvidia Corp COM 67066G104 484,483 2,778 SH SOLE 0 0 2,778
W P Carey Inc COM 92936U109 488,496 7,188 SH SOLE 0 0 7,188
Nextera Energy Inc COM 65339F101 508,170 5,471 SH SOLE 0 0 5,471
Goldman Sachs Equal Weight U S Large Cap Equity Etf ETF 381430438 524,496 6,195 SH SOLE 0 0 6,195
Ishares Msci Usa Min Volatility Factor Etf ETF 46429B697 538,912 5,811 SH SOLE 0 0 5,811
Home Depot Inc COM 437076102 559,442 1,701 SH SOLE 0 0 1,701
Alphabet Inc Cl C COM 02079K107 563,967 1,966 SH SOLE 0 0 1,966
State Street Spdr S&p 600 Small Cap Value Etf ETF 78464A300 564,186 5,965 SH SOLE 0 0 5,965
First Trust Capital Strength Etf ETF 33733E104 571,773 6,164 SH SOLE 0 0 6,164
Ishares S&p 500 Growth Etf ETF 464287309 588,172 5,200 SH SOLE 0 0 5,200
Proshares S&p 500 Div Aristocrats Etf ETF 74348A467 606,271 5,719 SH SOLE 0 0 5,719
Vanguard S&p 500 Index Etf ETF 922908363 606,361 1,015 SH SOLE 0 0 1,015
Fidelity Msci Healthcare Index Etf ETF 316092600 613,610 8,721 SH SOLE 0 0 8,721
Spdr Gold Minishares Etf ETF 98149E303 616,574 6,652 SH SOLE 0 0 6,652
Waste Management Inc Del COM 94106L109 617,446 2,687 SH SOLE 0 0 2,687
Spdr Gold Trust Gold Shares ETF 78463V107 618,327 1,437 SH SOLE 0 0 1,437
Ge Aerospace COM 369604301 630,537 2,222 SH SOLE 0 0 2,222
Intl Business Machines Corp COM 459200101 635,547 2,622 SH SOLE 0 0 2,622
State Street Spdr Dow Jones Indl Average Unit Ser 1 Etf ETF 78467X109 662,362 1,430 SH SOLE 0 0 1,430
United Parcel Service Inc Cl B COM 911312106 744,835 7,571 SH SOLE 0 0 7,571
Merck & Company Inc COM 58933Y105 817,159 6,793 SH SOLE 0 0 6,793
Abbott Laboratories COM 002824100 830,164 8,086 SH SOLE 0 0 8,086
Broadcom Inc COM 11135F101 868,176 2,805 SH SOLE 0 0 2,805
Chevron Corp COM 166764100 936,636 4,527 SH SOLE 0 0 4,527
Ishares Global Tech Etf ETF 464287291 977,312 9,776 SH SOLE 0 0 9,776
Ishares Msci Usa Quality Factor Etf ETF 46432F339 979,451 5,106 SH SOLE 0 0 5,106
Mckesson Corp COM 58155Q103 1,008,144 1,165 SH SOLE 0 0 1,165
State Street Technology Select Sector Spdr Etf ETF 81369Y803 1,049,496 7,897 SH SOLE 0 0 7,897
Ishares Core S&p U S Growth Etf ETF 464287671 1,061,630 6,844 SH SOLE 0 0 6,844
Mcdonalds Corp COM 580135101 1,089,008 3,504 SH SOLE 0 0 3,504
Tesla Inc COM 88160R101 1,163,206 3,129 SH SOLE 0 0 3,129
Spdr S&p Mid Cap 400 Etf ETF 78467Y107 1,276,384 2,069 SH SOLE 0 0 2,069
Ishares Russell 1000 Growth Etf ETF 464287614 1,415,460 3,320 SH SOLE 0 0 3,320
Jpmorgan Chase & Co COM 46625H100 1,432,853 4,871 SH SOLE 0 0 4,871
First Trust Rba American Indl Renaissance Etf ETF 33738R704 1,455,997 13,143 SH SOLE 0 0 13,143
Ishares Msci Usa Momentum Factor Etf ETF 46432F396 1,456,019 6,067 SH SOLE 0 0 6,067
Vanguard Growth Etf ETF 922908736 1,518,798 3,477 SH SOLE 0 0 3,477
Ishares S&p 500 Value Etf ETF 464287408 1,664,918 7,885 SH SOLE 0 0 7,885
Berkshire Hathaway Inc Cl B COM 084670702 1,723,673 3,597 SH SOLE 0 0 3,597
Ishares Russell 1000 Value Etf ETF 464287598 1,747,824 8,180 SH SOLE 0 0 8,180
Abbvie Inc COM 00287Y109 2,079,943 9,563 SH SOLE 0 0 9,563
Ishares Russell 2000 Etf ETF 464287655 2,146,642 8,656 SH SOLE 0 0 8,656
State Street Spdr S&p 500 Etf ETF 78462F103 2,356,925 3,624 SH SOLE 0 0 3,624
Microsoft Corp COM 594918104 2,472,562 6,680 SH SOLE 0 0 6,680
Vanguard Total Stock Market Etf ETF 922908769 2,704,260 8,429 SH SOLE 0 0 8,429
Caterpillar Inc COM 149123101 3,635,108 5,131 SH SOLE 0 0 5,131
Ishares Core S&p Mid Cap Etf ETF 464287507 692,965 10,262 SH SOLE 0 0 10,262
Ishares Russell Mid Cap Growth Etf ETF 464287481 1,318,739 10,293 SH SOLE 0 0 10,293
Vanguard Short Duration Bond Etf ETF 922020730 823,664 10,802 SH SOLE 0 0 10,802
Ishares Core S&p U S Value Etf ETF 464287663 1,135,226 11,102 SH SOLE 0 0 11,102
Ishares Ibonds 2026 High Yield & Income Etf ETF 46436E528 260,366 11,345 SH SOLE 0 0 11,345
Ishares Core S&p Small Cap Etf ETF 464287804 1,433,236 11,530 SH SOLE 0 0 11,530
Harbor Intl Compounders Etf ETF 41151J885 367,955 12,710 SH SOLE 0 0 12,710
First Eagle Global Equity Etf ETF 75526L886 602,211 12,813 SH SOLE 0 0 12,813
Ishares Ibonds December 2027 Municipal Etf ETF 46435U283 328,176 12,900 SH SOLE 0 0 12,900
Assurant Inc COM 04621X108 6,970 32 SH SOLE 0 0 32
Exxon Mobil Corp COM 30231G102 2,265,300 13,352 SH SOLE 0 0 13,352
Ishares Select Dividend Etf ETF 464287168 2,266,867 14,972 SH SOLE 0 0 14,972
State Street Blackstone High Income Etf ETF 78470P846 419,076 15,053 SH SOLE 0 0 15,053
Dimensional U S Equity Market Etf ETF 25434V401 1,097,064 15,471 SH SOLE 0 0 15,471
Goldman Sachs S&p 500 Premium Income Etf ETF 38149W622 769,005 15,477 SH SOLE 0 0 15,477
Alphatec Holdings Inc COM 02081G201 191,325 17,585 SH SOLE 0 0 17,585
State Street Utils Select Sector Spdr Etf ETF 81369Y886 816,842 17,800 SH SOLE 0 0 17,800
Invesco Qqq Etf ETF 46090E103 10,427,833 18,067 SH SOLE 0 0 18,067
T Rowe Price Intl Equity Etf ETF 87283Q834 675,513 19,557 SH SOLE 0 0 19,557
Ishares Ibonds December 2028 Treasury Etf ETF 46436E833 485,745 21,867 SH SOLE 0 0 21,867
State Street Spdr Portfolio S&p 600 Small Cap Etf ETF 78468R853 1,072,097 22,187 SH SOLE 0 0 22,187
Dimensional U S Core Equity 2 Etf ETF 25434V708 873,754 22,485 SH SOLE 0 0 22,485
Vanguard Municipal Tax Exempt Bond Index Etf ETF 922907746 1,121,036 22,534 SH SOLE 0 0 22,534
Apple Inc COM 037833100 5,841,231 23,016 SH SOLE 0 0 23,016
Ishares Ibonds December 2026 Municipal Etf ETF 46435U259 590,772 23,050 SH SOLE 0 0 23,050
Wisdomtree Japan Opptys Etf ETF 97717W521 1,292,518 23,777 SH SOLE 0 0 23,777
Schwab U S Dividend Equity Etf ETF 808524797 764,478 24,918 SH SOLE 0 0 24,918
Invesco Nasdaq 100 Etf ETF 46138G649 5,962,341 25,092 SH SOLE 0 0 25,092
Vanguard High Dividend Yield Etf ETF 921946406 3,719,530 25,115 SH SOLE 0 0 25,115
Dimensional Intl Core Equity Market Etf ETF 25434V203 984,755 25,276 SH SOLE 0 0 25,276
Jpmorgan Active Growth Etf ETF 46654Q609 2,138,551 25,302 SH SOLE 0 0 25,302
State Street Spdr Portfolio S&p 400 Mid Cap Etf ETF 78464A847 1,552,666 26,219 SH SOLE 0 0 26,219
Dimensional U S Marketwide Value Etf ETF 25434V724 1,356,620 27,995 SH SOLE 0 0 27,995
First Trust Short Duration Managed Municipal Etf ETF 33739P830 628,560 31,491 SH SOLE 0 0 31,491
Invesco S&p 500 Equal Weight Etf ETF 46137V357 6,132,312 31,952 SH SOLE 0 0 31,952
Dimensional Emerging Markets Core Equity Market Etf ETF 25434V302 1,319,456 38,968 SH SOLE 0 0 38,968
Ishares Core S&p 500 Etf ETF 464287200 25,490,574 39,024 SH SOLE 0 0 39,024
Eaton Vance Short Duration Income Etf ETF 61774R825 2,280,033 44,759 SH SOLE 0 0 44,759
First Trust Rising Dividend Achievers Etf ETF 33738R506 3,984,781 58,359 SH SOLE 0 0 58,359
Dimensional U S Core Equity 1 Etf ETF 25434V625 4,639,344 64,364 SH SOLE 0 0 64,364
Ishares Ibonds December 2026 Corporate Etf ETF 46435GAA0 1,698,274 70,061 SH SOLE 0 0 70,061
Ishares Core Msci Emerging Markets Etf ETF 46434G103 4,917,643 70,504 SH SOLE 0 0 70,504
Spdr S&p Regional Banking Etf ETF 78464A698 5,254,688 80,655 SH SOLE 0 0 80,655
Geltech Solutions Inc COM 368537106 0 85,556 SH SOLE 0 0 85,556
Goldman Sachs Access Treasury 0-1yr Etf ETF 381430529 9,279,119 92,615 SH SOLE 0 0 92,615
Dimensional U S Large Cap Value Etf ETF 25434V666 3,343,170 93,620 SH SOLE 0 0 93,620
Blackrock Municipal 2030 Target Term Trust ETF 09257P105 2,442,693 107,608 SH SOLE 0 0 107,608
Goldman Sachs Ultra Short Bond Etf ETF 381430230 5,700,675 112,773 SH SOLE 0 0 112,773
Pimco Multisector Bond Active Etf ETF 72201R585 3,138,834 119,803 SH SOLE 0 0 119,803
Janus Henderson Aaa Clo Etf ETF 47103U845 6,343,200 125,932 SH SOLE 0 0 125,932
Ishares Core Msci Total Intl Stock Etf ETF 46432F834 11,179,056 129,029 SH SOLE 0 0 129,029
Eaton Vance Total Return Return Bond Etf ETF 61774R841 6,958,602 137,115 SH SOLE 0 0 137,115
Ishares Flexible Income Active Etf ETF 092528603 9,297,254 179,034 SH SOLE 0 0 179,034
Eaton Vance Floating Rate Etf ETF 61774R833 8,652,204 179,581 SH SOLE 0 0 179,581
Jpmorgan Betabuilders Japan Etf ETF 46641Q217 12,555,820 182,206 SH SOLE 0 0 182,206
State Street Spdr Portfolio Aggregate Bond Etf ETF 78464A649 4,681,811 183,367 SH SOLE 0 0 183,367
John Hancock Multifactor Mid Cap Etf ETF 47804J206 12,423,930 185,100 SH SOLE 0 0 185,100
Jpmorgan Nasdaq Equity Premium Income Etf ETF 46654Q203 10,585,226 192,594 SH SOLE 0 0 192,594
Ishares Ibonds December 2027 Tresury Etf ETF 46436E841 4,433,178 198,274 SH SOLE 0 0 198,274
Ishares Ibonds December 2026 Treasury Etf ETF 46436E858 4,574,763 200,301 SH SOLE 0 0 200,301
Jpmorgan Active Bond Etf ETF 46654Q716 16,014,040 297,825 SH SOLE 0 0 297,825
Dimensional World Ex U S Core Equity 2 Etf ETF 25434V880 10,518,494 309,641 SH SOLE 0 0 309,641
Ishares Core S&p Total U S Stock Market Etf ETF 464287150 46,731,230 328,100 SH SOLE 0 0 328,100
Ishares U S Equity Factor Rotation Active Etf ETF 09290C103 19,379,395 333,094 SH SOLE 0 0 333,094
State Street Multi Asset Real Return Etf ETF 78467V103 13,792,302 381,530 SH SOLE 0 0 381,530
State Street Spdr Portfolio Intermediate Term Treasury Etf ETF 78464A672 12,690,243 444,230 SH SOLE 0 0 444,230
State Street Spdr Port S&p 500 Etf ETF 78464A854 34,303,555 448,178 SH SOLE 0 0 448,178
John Hancock Preferred Income Etf ETF 47804J776 12,183,104 539,553 SH SOLE 0 0 539,553