EFMT DEPOSITOR LLC abs-15g

Exhibit 99.07 - Schedule 4

 

Seller Loan ID Loan ID Investor Loan ID Lender Name Transaction ID ULI Borrower 1 First Name Borrower 1 Last Name Borrower 1 SSN Borrower 1 Birthdate Borrower 1 Gender Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Citizen Borrower 1 Self-Employment Flag Borrower 1 FTHB Borrower 1 FICO Date Borrower 1 Origination FICO  Borrower 1 Origination Equifax Borrower 1 Origination Experian Borrower 1 Origination TransUnion Borrower 2 First Name Borrower 2 Last Name Borrower 2 SSN Borrower 2 Birthdate Borrower 2 Gender Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Citizen Borrower 2 Self-Employment Flag Borrower 2 FTHB Borrower 2 FICO Date Borrower 2 Origination FICO  Borrower 2 Origination Equifax Borrower 2 Origination Experian Borrower 2 Origination TransUnion Borrower 3 First Name Borrower 3 Last Name Borrower 3 SSN Borrower 3 Birthdate Borrower 3 Gender Borrower 3 Ethnicity Borrower 3 Race Borrower 3 Citizen Borrower 3 Self-Employment Flag Borrower 3 FTHB Borrower 3 FICO Date Borrower 3 Origination FICO  Borrower 3 Origination Equifax Borrower 3 Origination Experian Borrower 3 Origination TransUnion Borrower 4 First Name Borrower 4 Last Name Borrower 4 SSN Borrower 4 Birthdate Borrower 4 Gender Borrower 4 Ethnicity Borrower 4 Race Borrower 4 Citizen Borrower 4 Self-Employment Flag Borrower 4 FTHB Borrower 4 FICO Date Borrower 4 Origination FICO  Borrower 4 Origination Equifax Borrower 4 Origination Experian Borrower 4 Origination TransUnion Subject Address Subject City Subject Sate Subject Zip Code Subject County Originator Doc Type Occupancy Loan Purpose Refinance Type Qualifying Front End DTI Qualifying DTI Borrower 1 Qualifying Income Borrower 2 Qualifying Income Borrower 3 Qualifying Income Borrower 4 Qualifying Income All Borrower Total Qualifying Income Borrower 1 Employment Status Borrower 2 Employment Status Borrower 3 Employment Status Borrower 4 Employment Status Borrower 1 Length of Employment Borrower 2 Length of Employment Borrower 3 Length of Employment Borrower 4 Length of Employment 4506-T Flag All Borrower Residual Income All Borrower Monthly Debt Escrow Flag Months Reserves Liquid Cash Reserves Original Note Loan Amount Original Qualifying Loan Amount Original Qualifying Base LTV Original Qualifying LTV Original Qualifying CLTV Application Date Note Date Cash Disbursement Date Mortgage Type Loan Product Loan Program Original Note Interest Rate Original Qualifying Interest Rate Original P&I Payment Original Qualifying P&I Payment Monthly Escrow Payment Original Total Housing Expense (PITIA) First Payment Date Amortization Type Original Amortization Term Original Term to Maturity Maturity Date ARM Gross Margin ARM Rounding Method ARM Rounding Factor ARM Lookback Days ARM Rate Index Type Origination ARM Rate Index Value ARM Initial Interest Rate Cap ARM Subsequent Interest Rate Cap ARM Initial Interest Rate Floor ARM Lifetime Interest Rate Floor ARM Initial Interest Rate Maximum ARM Lifetime Interest Rate Maximum ARM First Rate Reset Date ARM First Payment Reset Date ARM Subsequent Interest Rate Reset Frequency ARM Subsequent Payment Reset Frequency Interest Only Flag Original Interest Only Term Balloon Flag Buydown Flag Assumable Flag Prepayment Penalty Flag Prepayment Penalty Total Term Prepayment Penalty Type Origination Channel PMI Flag MI Certificate Number Mortgage Insurance Percent Mortgage Insurance Type Mortgage Insurance Company Name MERS MOM Flag MERS Loan ID Property Type Number of Units Year Built Primary Value Property Valuation Date Primary Value Property Valuation Type Primary Value Property Value Secondary Value Property Valuation Date Secondary Value Property Form Type Secondary Value Property Value Sales Price Qualifying Property Value Date of Prior Sale Days Since Prior Sale Total Adjusted Prior Purchase Price Flood Zone Flag Flood Zone Code Flood Policy Number Other Lien Amount Other Lien Position Originator QM Status Final QM Status Total Number of Borrowers Cash Out Amount Total Origination and Discount Points Number of Mortgaged Properties Credit Report: Max Trade Line Credit Report: Longest Trade Line Credit Report: Number of Trade Lines Credit Line Usage Ratio Borrower 1 Years in Home GSE Eligible Flag AUS Case Number AUS Recommendation QM Points and Fees Annual Percent Rate  (APR) Higher Priced Mortgage Loan (HPML) Flag Covered/High Cost Loan Flag Guideline Name UW Guideline Author Blanket Mortgage Flag
  2140087 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 794 794 794 795 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 778 785 778 768 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 780 780 804 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     5443 Taxes and Insurance 719.4 2351505.61 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 XXXX XXXX 922.88 3268.72 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 2%, 1% Wholesale No XXXX       No XXXX Condominium XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 0.0 365.00 14 32500 386 6 0.035702365150703644 5 No XXXX Manual Underwriting         XXXX XXXX No
  2140093 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 794 794 794 795 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 778 785 778 768 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 780 780 804 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     5443 Taxes and Insurance 763.25 2351505.61 XXXX XXXX 74.05 74.05 74.05 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 XXXX XXXX 932.16 3080.9 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 2%, 1% Wholesale No XXXX       No XXXX Condominium XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 0.0 365.00 14 32500 386 6 0.034623036042386715 5 No XXXX Manual Underwriting         XXXX XXXX No
  2140092 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 794 794 794 795 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 778 785 778 768 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 780 780 804 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     5443 Taxes and Insurance 763.25 2351505.61 XXXX XXXX 74.05 74.05 74.05 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 XXXX XXXX 932.16 3080.9 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 2%, 1% Wholesale No XXXX       No XXXX Condominium XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 0.0 365.00 14 32500 386 6 0.034623036042386715 5 No XXXX Manual Underwriting         XXXX XXXX No
  2140091 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 794 794 794 795 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 778 785 778 768 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 780 780 804 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     5443 Taxes and Insurance 763.25 2351505.61 XXXX XXXX 74.05 74.05 74.05 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 XXXX XXXX 932.16 3080.9 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 2%, 1% Wholesale No XXXX       No XXXX Condominium XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 0.0 365.00 14 32500 386 6 0.03384923180082213 5 No XXXX Manual Underwriting         XXXX XXXX No
  2140090 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 794 794 794 795 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 778 785 778 768 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 780 780 804 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     1907 Taxes and Insurance 763.25 2351505.61 XXXX XXXX 74.05 74.05 74.05 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 XXXX XXXX 932.16 3080.9 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 2%, 1% Wholesale No XXXX       No XXXX Condominium XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 0.0 365.00 14 32500 386 6 0.034623036042386715 5 No XXXX Manual Underwriting         XXXX XXXX No
  2140089 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 794 794 794 795 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 778 785 778 768 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 780 780 804 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     5443 Taxes and Insurance 824.11 2351505.61 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 XXXX XXXX 792.99 2853.38 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 2%, 1% Wholesale No XXXX       No XXXX Condominium XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 0.0 365.00 14 32500 386 6 0.03384923180082213   No XXXX Manual Underwriting         XXXX XXXX No
  2140088 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 794 794 794 795 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 778 785 778 768 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 780 780 804 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     5443 Taxes and Insurance 721.44 2351505.61 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 XXXX XXXX 922.88 3259.44 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 2%, 1% Wholesale No XXXX       No XXXX Condominium XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 0.0 365.00 14 32500 386 6 0.03447744684641881 2 No XXXX Manual Underwriting         XXXX XXXX No
  2140082 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 794 794 794 795 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 778 785 778 768 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 780 780 804 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     1907 Taxes and Insurance 739.32 2351505.61 XXXX XXXX 74.93 74.93 74.93 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 XXXX XXXX 932.16 3180.62 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 2%, 1% Wholesale No XXXX       No XXXX Condominium XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 0.0 365.00 14 32500 386 6 0.034623036042386715 5 No XXXX Manual Underwriting         XXXX XXXX No
  2140086 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 794 794 794 795 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 778 785 778 768 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 780 780 804 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     1907 Taxes and Insurance 763.28 2351505.61 XXXX XXXX 72.7 72.7 72.7 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 XXXX XXXX 932.16 3080.8 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 2%, 1% Wholesale No XXXX       No XXXX Condominium XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 0.0 365.00 14 32500 386 6 0.034623036042386715 5 No XXXX Manual Underwriting         XXXX XXXX No
  2140094 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 794 794 794 795 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 778 785 778 768 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 780 780 780 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     1907 Taxes and Insurance 763.25 2351505.61 XXXX XXXX 74.05 74.05 74.05 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 XXXX XXXX 932.16 3080.9 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 24 2%, 1% Wholesale No XXXX       No XXXX Condominium XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 0.0 365.00 14 32500 386 6 0.034623036042386715 5 No XXXX Manual Underwriting         XXXX XXXX No
  2127956 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 746 730 748 746 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 784 787 773 784 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MI XXXX XXXX Full Doc Investment Refinance Rate and Term 37.15 42.84 934.02 4534.87 .00 .00 5468.89 Employed Employed     3.17 7.57     3 YRS 4171.39 3126.08 Taxes and Insurance 54.96 152697.69 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.375 7.375 XXXX XXXX 318.01 2778.53 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 1% Retail No XXXX       Yes XXXX Two to Four Unit XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 1737.50 4 30000 256 8 0.15430253623188406 1.58 No XXXX Manual Underwriting         XXXX XXXX No
  2127959 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 744 736 755 744 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 743 722 743 746 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TN XXXX XXXX Full Doc Investment Purchase NA 12.97 36.47 12581.76 6666.66 .00 .00 19248.42 Employed Employed     34.65       3 YRS 12228.99 7019.43 Taxes and Insurance 64.99 157453.93 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.5 7.5 XXXX XXXX 193.84 2422.59 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 6 months interest on amount that exceeds 20% Retail No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 7020.13 4 40025 396 10 0.30003966155473294 26.25 No XXXX Manual Underwriting         XXXX XXXX No
  2127961 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 754 754 753 764 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     7985 Taxes and Insurance 49.61 116364.06 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 8 8.0 XXXX XXXX 753.25 2345.51 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 4068.80 3 63532 198 4 0.1499047619047619 0.42 No XXXX Manual Underwriting         XXXX XXXX No
  2127962 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 808 807 808 811 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 817 817 830 796 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 644 634 684 644 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 652 661 649 652 XXXX XXXX KY XXXX XXXX Full Doc Investment Purchase NA 18.45 37.64 7794.91 8514.12 8085.78 4738.13 29132.94 Employed Employed Employed Employed 20 21.67     3 YRS 18166.09 10966.85 Taxes and Insurance 18.53 60670.21 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.5 7.5 XXXX XXXX 614.77 3274.41 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 3%, 2%, 1% Retail No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 4 0.0 5691.64 2 25000 238 5 0.1588287812255161 20 No XXXX Manual Underwriting         XXXX XXXX No
  2122610 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 659 659 663 657 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 24.87 31.86 8446.66 .00 .00 .00 8446.66 Employed       6.18       NA 5755.32 2691.34 Taxes and Insurance 60.65 127384.23 XXXX XXXX 58.33 58.33 58.33 XXXX XXXX XXXX Conventional Fixed XXXX 8.875 8.875 XXXX XXXX 707.96 2100.34 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 160557.84 572.25 1 10960 123 11 0.5079041916167665 0.42 No XXXX Manual Underwriting 1853.25 9.038 Yes No XXXX XXXX No
  2122606 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 675 683 672 675 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AL XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 8.72 12.1 27919.00 .00 .00 .00 27919.00 Employed       13.52       2 YRS 24541.58 3377.42 Taxes and Insurance 73.91 179864.37 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.875 7.875 XXXX XXXX 149.45 2433.42 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 178368.75 1425.00 1 11000 227 4 0.5600327332242225 7.50 No XXXX Manual Underwriting 0 8.018 No No XXXX XXXX No
  2126861 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 747 704 747 752 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NV XXXX XXXX ALT DOC Primary Residence Purchase NA 38.14 44.2 10888.46 .00 .00 .00 10888.46 Employed       1.35       NA 6075.6 4812.86 Taxes and Insurance 9.93 41257.31 XXXX XXXX 89.99 89.99 89.99 XXXX XXXX XXXX Conventional Fixed XXXX 7.375 7.375 XXXX XXXX 168.01 4152.86 XXXX Fixed 480 480 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD XXXX XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 23205.48 2 27591 150 8 0.3407617930557435 6.08 No XXXX Manual Underwriting 23205.48 7.880 Yes No XXXX XXXX No
  2133243 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 722 699 722 733 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 750 750 774 740 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NM XXXX XXXX ALT DOC Primary Residence Purchase NA 9.97 22.99 17372.95 16625.40 .00 .00 33998.35 Employed Employed     2.83 2.92     2 YRS 26181.1 7817.25 Taxes and Insurance 7.63 25873.24 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.75 8.75 XXXX XXXX 352.76 3390.21 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale   XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0.0 4351.64 2 20791 209 17 0.6137487276428675 11 No XXXX Manual Underwriting 0 8.934 Yes No XXXX XXXX No
  2129784 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 726 726 735 723 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX UT XXXX XXXX ALT DOC Primary Residence Purchase NA 29.89 36.71 15854.77 .00 .00 .00 15854.77 Employed       2.17       2 YRS 10034.17 5820.6 Taxes and Insurance 6.91 32738.8 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.75 7.75 XXXX XXXX 310.45 4738.6 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Retail   XXXX       Yes XXXX PUD XXXX XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 15383.65 1 46207 24 5 0.014933333333333333   No XXXX Manual Underwriting 1885.0 7.817 Yes No XXXX XXXX No
  2133236 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 779 780 779 748 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Purchase NA 25.25 34.01 7283.00 .00 .00 .00 7283.00 Employed       4.17       NA 4805.84 2477.16 Taxes and Insurance 7.7 14169.67 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.875 7.875 XXXX XXXX 233.02 1839.16 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale   XXXX       Yes XXXX PUD XXXX XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 4142.28 1 25943 127 6 0.020773930753564155   No XXXX Manual Underwriting 4142.28 8.146 Yes No XXXX XXXX No
  2133233 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 658 658   667 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 15.14 15.31 20058.75 .00 .00 .00 20058.75 Employed       31       NA 16986.92 3071.83 Taxes and Insurance 52.42 159236.29 XXXX XXXX 42.94 42.94 42.94 XXXX XXXX XXXX Conventional Fixed XXXX 8.125 8.125 XXXX XXXX 439.09 3037.83 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale   XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 159236.29 2328.00 1 1000 209 1 0.991   No XXXX Manual Underwriting 9328.0 8.541 Yes No XXXX XXXX No
  2129523 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Yes   XXXX 753 753 760 753 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX WA XXXX XXXX ALT DOC Primary Residence Purchase NA 17.05 29.69 31090.28 .00 .00 .00 31090.28 Employed               NA 21859.64 9230.64 Taxes and Insurance 11.43 20578.29 XXXX XXXX 89.99 89.99 89.99 XXXX XXXX XXXX Conventional Fixed XXXX 7.25 7.25 XXXX XXXX 981 5301.97 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 14015.00 2 51874 71 4 0.04071005917159763   No XXXX Manual Underwriting 14015.0 7.509 No No XXXX XXXX No
  2133237 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 731 684 731 737 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No true XXXX 716 747 708 716 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TN XXXX XXXX ALT DOC Primary Residence Purchase NA 19.53 27.32 22998.49 4636.36 .00 .00 27634.85 Employed Employed     5.25 6.42     2 YRS 20086.37 7548.48 Taxes and Insurance 6.54 35307.08 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 8 8.0 XXXX XXXX 444.51 5397.38 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD XXXX XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0.0 3152.57 1 39392 124 8 0.024738955823293173   No XXXX Manual Underwriting 0 8.276 Yes No XXXX XXXX No
  2131396 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 760 761 760 756 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 660 646 672 660 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 672 678 672 638 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX LA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     5406 Taxes and Insurance 15.18 21596.7 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 XXXX XXXX 326.63 1423.04 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 0.0 5211.00 7 38000 276 2 0.6081272241992882   No XXXX Manual Underwriting         XXXX XXXX No
  2131395 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 760 761 760 756 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 660 646 672 660 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 672 678 672 638 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX LA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     5406 Taxes and Insurance 15.18 21596.7 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 XXXX XXXX 326.63 1423.04 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 0.0 5211.00 7 38000 276 2 0.6081272241992882   No XXXX Manual Underwriting         XXXX XXXX No
  2131394 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 760 761 760 756 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 660 646 672 660 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 672 678 672 638 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX LA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     6897 Taxes and Insurance 15.18 21596.7 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.0 7.0 XXXX XXXX 326.63 1423.04 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 0.0 5211.00 7 40615 374 2 0.4993352278123151   No XXXX Manual Underwriting         XXXX XXXX No
  2131406 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 760 761 760 756 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 660 646 672 660 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 672 678 672 638 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX LA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     6699 Taxes and Insurance 15.18 21596.7 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 XXXX XXXX 326.63 1423.04 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 3 0.0 5211.00 7 38000 374 1 0.5009928676505278   No XXXX Manual Underwriting         XXXX XXXX No
  2133261 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 672 672 681 659 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 22.57 34.74 14228.25 .00 .00 .00 14228.25 Employed       14.67       3 YRS 9285.51 4942.74 Taxes and Insurance 5.79 18576.06 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 8.25 8.25 XXXX XXXX 844.25 3210.74 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 18576.06 8186.85 1 35000 184 11 0.7752450895486195   No XXXX Manual Underwriting 14486.85 8.601 Yes No XXXX XXXX No
  2133313 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 725 719 728 725 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Purchase NA 16.65 37.31 16057.58 .00 .00 .00 16057.58 Employed       12       NA 10066.67 5990.91 Taxes and Insurance 8.7 23252.28 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.375 7.375 XXXX XXXX 316.93 2673.91 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Condominium XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 6726.00 1 22575 354 7 0.038488372093023256 2.08 No XXXX Manual Underwriting 10213.5 7.704 Yes No XXXX XXXX No
  2132258 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 767 767 776 762 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 760 760 776 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 23.18 35.02 5571.44 20743.24 .00 .00 26314.68 Employed Employed     3.08       2 YRS 17100.47 9214.21 Taxes and Insurance 15.81 305420.61 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.99 6.99 XXXX XXXX 1134.66 6099.45 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0.0 8895.00 2 26000 293 3 0.28205912557082613 11 No XXXX Manual Underwriting 8895.0 7.171 No No XXXX XXXX No
  2132259 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 742 751 701 742 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX ALT DOC Primary Residence Purchase NA 8.44 35.36 15660.71 .00 .00 .00 15660.71 Employed       -0.17       NA 10123.39 5537.32 Taxes and Insurance 9.36 12375.58 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.875 7.875 XXXX XXXX 213.59 1322.32 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 4455.00 2 36114 122 13 0.05191088649150657 4.33 No XXXX Manual Underwriting 4455.0 8.401 Yes No XXXX XXXX No
  2135971 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 701 645 701 707 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX GA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 98.58 100765.08 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 XXXX XXXX 212.48 991.97 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Two to Four Unit XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 97789.17 6783.00 5 34023 407 11 0.2733650360186449   No XXXX Manual Underwriting         XXXX XXXX No
  2135972 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 701 645 701 707 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX GA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 87.79 104923.2 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 XXXX XXXX 673.62 1155.7 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Two to Four Unit XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 101456.1 7751.00 5 34023 407 11 0.2733650360186449   No XXXX Manual Underwriting         XXXX XXXX No
  2134078 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 693 693 698 681 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No true XXXX 688 690 688 676 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX ALT DOC Primary Residence Purchase NA 26.32 48.34 25935.00 .00 .00 .00 25935.00 Employed Employed     1.58 12     NA 13397.89 12537.11 Taxes and Insurance 12.12 82703.71 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed XXXX 6.75 6.75 XXXX XXXX 477.96 6826.11 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0.0 17734.16 1 50675 298 11 0.6622624931356398 2.58 No XXXX Manual Underwriting 17734.16 6.963 No No XXXX XXXX No
  2136956 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 721 727 721 682 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX ALT DOC Primary Residence Purchase NA 8.16 14.4 97946.00 .00 .00 .00 97946.00 Employed       1.92       NA 83839.96 14106.04 Taxes and Insurance 20.77 165918.16 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.375 7.375 XXXX XXXX 435.18 7988.04 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1425.00 2 87159 244 6 0.277   No XXXX Manual Underwriting 0 7.411 No No XXXX XXXX No
  2135974 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 756 756 748 756 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CO XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     52 Taxes and Insurance 6.62 13234.06 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.625 6.625 XXXX XXXX 241.79 2140.99 XXXX Fixed 348 360 XXXX                                 Yes 12 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX PUD XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 2305.27 9555.00 1 10000 382 1 0.0946   No XXXX Manual Underwriting         XXXX XXXX No
  2137737 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 701 645 701 707 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX GA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 33.81 31626.08 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 XXXX XXXX 280.64 935.3 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Two to Four Unit XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 8702.03 5 33000 407 8 0.303979057591623   No XXXX Manual Underwriting         XXXX XXXX No
  2137743 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 772 737 772 776 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MO XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     745 Taxes and Insurance 124.93 102666.74 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 XXXX XXXX 204.9 845.41 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 1950.00 5 16343 350 4 0.017086614173228345   No XXXX Manual Underwriting         XXXX XXXX No
  2135973 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 757 772 741 757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     9683 Taxes and Insurance 151.77 126551.65 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 XXXX XXXX 223.02 853.66 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 6710.00 4 64020 256 9 0.214653164556962   No XXXX Manual Underwriting         XXXX XXXX No
  2137728 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 759 784 753 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3185 Taxes and Insurance 552.57 1956823.23 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 XXXX XXXX 1178.85 3541.33 XXXX Fixed 120 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 144577.57 19870.00 11 39911 145 10 0.08285714285714285   No XXXX Manual Underwriting         XXXX XXXX No
  2137731 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 759 784 753 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3185 Taxes and Insurance 509.02 1956904.39 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 XXXX XXXX 1219.43 3844.42 XXXX Fixed 120 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 198570.82 21030.00 11 39911 145 17 0.016150627615062762 3.91 No XXXX Manual Underwriting         XXXX XXXX No
  2137735 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 759 784 753 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     4962 Taxes and Insurance 559.34 1956780.97 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 XXXX XXXX 1157.72 3498.35 XXXX Fixed 120 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 332978.51 19660.00 11 39911 145 17 0.019804878048780488   No XXXX Manual Underwriting         XXXX XXXX No
  2137729 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 759 784 753 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3185 Taxes and Insurance 561.08 1956759.29 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 XXXX XXXX 1146.88 3487.51 XXXX Fixed 120 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 155854.25 19660.00 11 39911 145 10 0.08285714285714285   No XXXX Manual Underwriting         XXXX XXXX No
  2137736 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 759 784 753 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3185 Taxes and Insurance 504.93 1956966.97 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 XXXX XXXX 1250.72 3875.71 XXXX Fixed 120 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 197852.74 21480.00 11 39911 145 10 0.08285714285714285   No XXXX Manual Underwriting         XXXX XXXX No
  2137734 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 759 784 753 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     4962 Taxes and Insurance 511.81 1956862.43 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 XXXX XXXX 1198.45 3823.44 XXXX Fixed 120 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 200529.52 19380.00 11 39911 145 17 0.019804878048780488   No XXXX Manual Underwriting         XXXX XXXX No
  2137733 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 759 784 753 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     4962 Taxes and Insurance 555.86 1956781.09 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 XXXX XXXX 1157.78 3520.27 XXXX Fixed 120 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 171019.49 19020.00 11 39911 145 17 0.020714285714285713   No XXXX Manual Underwriting         XXXX XXXX No
  2137732 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 759 784 753 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3185 Taxes and Insurance 560.77 1956763.13 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 XXXX XXXX 1148.8 3489.42 XXXX Fixed 120 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 156241.7 19210.00 11 39911 145 16 0.024991869918699186 4 No XXXX Manual Underwriting         XXXX XXXX No
  2137730 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 759 784 753 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3185 Taxes and Insurance 507.76 1956923.57 XXXX XXXX 69.42 69.42 69.42 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 XXXX XXXX 1229.02 3854.02 XXXX Fixed 120 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 198747.18 20865.00 11 39911 145 17 0.019804878048780488 3.91 No XXXX Manual Underwriting         XXXX XXXX No
  2137727 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 759 784 753 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     3185 Taxes and Insurance 511.04 1956873.97 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 XXXX XXXX 1204.22 3829.21 XXXX Fixed 120 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 198093.75 20360.00 11 39911 145 10 0.08285714285714285   No XXXX Manual Underwriting         XXXX XXXX No
  2137740 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 766 766 759 770 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     7507 Taxes and Insurance 10.48 61750.56 XXXX XXXX 73.68 73.68 73.68 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 XXXX XXXX 1518.21 5893.2 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Two to Four Unit XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 61750.56 18032.00 2 25899 161 6 0.38319508448540707   No XXXX Manual Underwriting         XXXX XXXX No
  2137741 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 766 766 759 770 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     142549 Taxes and Insurance 88.18 510951.16 XXXX XXXX 68.94 68.94 68.94 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 XXXX XXXX 1811.98 5794.48 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Two to Four Unit XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 60035.48 10460.00 2 36000 161 5 0.6116222760290557 0 No XXXX Manual Underwriting         XXXX XXXX No
  2140084 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 765 799 765 727 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 715 716 715 693 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX PA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     11440 Taxes and Insurance 30.15 45078.11 XXXX XXXX 63.53 63.53 63.53 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 XXXX XXXX 263.74 1494.97 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 6573.50 2 24200 183 2 0.6145939738107192   No XXXX Manual Underwriting         XXXX XXXX No
  2143065 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 741 742 721 741 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MS XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     467 Taxes and Insurance 46.61 59432.88 XXXX XXXX 55.79 55.79 55.79 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 XXXX XXXX 399.62 1275.22 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 29315.92 7310.00 2 10000 216 3 0.26954545454545453   No XXXX Manual Underwriting         XXXX XXXX No
  2143066 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 754 754 761 709 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX SC XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     3471 Taxes and Insurance 60.16 75975.72 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 XXXX XXXX 404.51 1343.37 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 7390.00 2 28000 359 16 0.13863905325443787   No XXXX Manual Underwriting         XXXX XXXX No
  2143063 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 726 726 726 704 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX 24 Month Bank Statement Investment Refinance Cash Out - Other 0.18 5.33 775360.98 .00 .00 .00 775360.98 Employed       3.38       NA 734010.59 41350.39 Taxes and Insurance 64.3 507227.57 XXXX XXXX 69.9 69.9 69.9 XXXX XXXX XXXX Conventional Fixed XXXX 7.5 7.5 XXXX XXXX 2756.04 7888.24 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes A XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 499723.93 12685.00 4 449702 83 1 0   No XXXX Manual Underwriting         XXXX XXXX No
  2147745 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 815 815 817 778 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         2.0           3187 Taxes and Insurance 108.41 126842.22 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 XXXX XXXX 294.38 1169.99 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 126842.22 .00 4 15483 312 2 0.1479 19 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  2147746 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 771 771 769 775 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     97 Taxes and Insurance 153.39 204774.3 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.375 6.375 XXXX XXXX 188.62 1334.98 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       Yes XXXX Two to Four Unit XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 71785.7 .00 2 13000 102 8 0.038112449799196785 2.00 No XXXX Manual Underwriting Not Tested Not Tested Not Tested Not Tested XXXX XXXX No
  2144939 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 718 692 730 718 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 107.43 288342.45 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 XXXX XXXX 676.09 2774 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 24 5%, 4% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 284207.74 3532.00 1 1500 6 1 0   No XXXX Manual Underwriting         XXXX XXXX No
  2143062 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 766 766 759 770 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     7507 Taxes and Insurance 99.53 541015.62 XXXX XXXX 69.7 69.7 69.7 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 XXXX XXXX 1482.38 5435.51 XXXX Fixed 120 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Two to Four Unit XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 87135.18 17795.00 5 25899 161 6 0.3985560675883257 15.66 No XXXX Manual Underwriting         XXXX XXXX No
  2151713 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen     XXXX 773 773 790 767 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     6846 Taxes and Insurance 71.98 172821.84 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.25 6.25 XXXX XXXX 271.79 2400.94 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 172821.84 10889.24 3 56000 187 4 0.036915094339622645 7 No XXXX Manual Underwriting         XXXX XXXX No
  2143064 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 692 674 714 692 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CT XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     5182 Taxes and Insurance 29.92 66461.16 XXXX XXXX 57.47 57.47 57.47 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 XXXX XXXX 536.86 2221.15 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Two to Four Unit XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 54760.11 11810.00 4 15000 199 24 0.33781699510813085 2 No XXXX Manual Underwriting         XXXX XXXX No
  2143067 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 757 789 755 757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     35599 Taxes and Insurance 140.44 432222.46 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.375 6.375 XXXX XXXX 880.19 3090.19 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 385740.81 6240.00 10 55472 286 2 0 14 No XXXX Manual Underwriting         XXXX XXXX No
  2143068 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 733 717 746 733 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     2492 Taxes and Insurance 27.15 74810.06 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 XXXX XXXX 811.35 2815.25 XXXX Fixed 120 360 XXXX                                 Yes 120 No No No Y 36 3%, 2%, 1% Retail No XXXX       No XXXX Two to Four Unit XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 7939.50 3 51660 125 4 0.4172162576687117   No XXXX Manual Underwriting         XXXX XXXX No
  2151711 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 645 659 607 645 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     8083.9 Taxes and Insurance 155.92 161605.53 XXXX XXXX 62.64 62.64 62.64 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 XXXX XXXX 238.19 1036.45 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 1669.60 3 30982 414 36 0.7751370404447497 3.83 No XXXX Manual Underwriting         XXXX XXXX No
  2151714 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 758 758 742 773 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     22648 Taxes and Insurance 11.19 39888.8 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 XXXX XXXX 1020.67 3565.93 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Condominium XXXX XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 1501.33 6 216657 253 7 0.3110283687943262 11 No XXXX Manual Underwriting         XXXX XXXX No
  2151710 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 645 659 607 645 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     3359.6 Taxes and Insurance 37.56 39896.86 XXXX XXXX 69.07 69.07 69.07 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 XXXX XXXX 240.85 1062.12 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 2342.82 2 30982 414 35 0.8274552035657663 3.83 No XXXX Manual Underwriting         XXXX XXXX No
  2151701 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 713 729 691 713 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NC XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     30856 Taxes and Insurance 25.06 60796.19 XXXX XXXX 74.33 74.33 74.33 XXXX XXXX XXXX DSCR Fixed XXXX 7.5 7.5 XXXX XXXX 335.32 2425.95 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No C XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 60796.19 2712.80 4 115808 125 5 0.038 0.5 No XXXX Manual Underwriting         XXXX XXXX No
  2151708 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 757 772 731 757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00         10.25           3469 No Escrow 200.82 416252.22 XXXX XXXX 59.04 59.04 59.04 XXXX XXXX XXXX DSCR Fixed XXXX 6.25 6.25 XXXX XXXX 0 2072.73 XXXX Fixed 360 360 XXXX                                 No 0 No No Yes Y 36 5%, 5%, 5% Retail No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 93516.92 3385.00 6 79000 310 5 0.3830388978930308   No XXXX Manual Underwriting         XXXX XXXX No
  2144471 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 785 803 785 769 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     173 Taxes and Insurance 61.6 237426.66 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.5 6.5 XXXX XXXX 992.85 4085.54 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Two to Four Unit XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 230635.58 9218.00 1 14900 125 5 0.1706387665198238   No XXXX Manual Underwriting         XXXX XXXX No
  2151716 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 736 709 736 738 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX WA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     5146 Taxes and Insurance 92.95 557022.16 XXXX XXXX 69.95 69.95 69.95 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 XXXX XXXX 943.74 5992.58 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 .00 1 40377 326 10 0.34603457494207807 1.17 No XXXX Manual Underwriting         XXXX XXXX No
  2144472 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 733 710 733 777 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 15.76 80286.08 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 XXXX XXXX 1090.02 5234.07 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Two to Four Unit XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 16462.00 2 10300 154 8 0.021129837702871412   No XXXX Manual Underwriting         XXXX XXXX No
  2144940 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 733 710 733 777 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     2336 Taxes and Insurance 127.63 277012.58 XXXX XXXX 64.62 64.62 64.62 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 XXXX XXXX 731.55 2181.95 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 195827.14 4200.00 2 39300 154 10 0.2418612334801762   No XXXX Manual Underwriting         XXXX XXXX No
  2151707 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 803 803 824 779 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     302 Taxes and Insurance 5.29 24390.39 XXXX XXXX 65.45 65.45 65.45 XXXX XXXX XXXX DSCR Fixed XXXX 6.625 6.625 XXXX XXXX 726.3 3031.42 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 82.80 2 38000 209 14 0.010651242502142244 5 No XXXX Manual Underwriting         XXXX XXXX No
  2151700 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 796 796 804 791 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 712 740 712 709 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CO XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     2522 No Escrow 105.84 196223.95 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.375 7.375 XXXX XXXX 0 1853.95 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 24 5%, 5% Wholesale No XXXX       Yes XXXX Two to Four Unit XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0.0 1992.72 4 35000 253 1 0.5988762626262626 7.33 No XXXX Manual Underwriting         XXXX XXXX No
  2151712 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 685 685 722 666 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 4.96 16.63 90857.14 .00 .00 .00 90857.14 Employed       9       3 YRS 75745.16 15111.98 Taxes and Insurance 56.72 255796.04 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.5 7.5 XXXX XXXX 740.92 4509.54 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD XXXX XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1425.00 3 74940 147 10 0.40690494296577945 0.58 No XXXX Manual Underwriting 14825.0 7.586 Yes No XXXX XXXX No
  2151719 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 702 711 691 702 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX 12 Month Bank Statement Primary Residence Purchase NA 30.05 35 12124.01 .00 .00 .00 12124.01 Employed       3.92       2 YRS 7880.88 4243.13 Taxes and Insurance 25.83 134107.83 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.125 7.125 XXXX XXXX 705.15 3643.13 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD XXXX XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1425.00 1 25736 171 6 0 5.83 No XXXX Manual Underwriting 0 7.450 No No XXXX XXXX No
  2144466 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 727 727 750 694 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OH XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 46.62 122948.37 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed XXXX 6.75 6.75 XXXX XXXX 356.05 2691 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 1%, 1%, 1%, 1%, 1% Wholesale No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 119765.64 12425.00 3 40200 218 12 0.4229228200847566   No XXXX Manual Underwriting         XXXX XXXX No
  2151709 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 774 774 788 736 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NV XXXX XXXX ALT DOC Primary Residence Purchase NA 12.43 32.5 53978.36 .00 .00 .00 53978.36 Employed       4.08       3 YRS 36435.96 17542.4 Taxes and Insurance 14.06 94329.64 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed XXXX 7.875 7.875 XXXX XXXX 951.08 6711 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD XXXX XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 6016.12 6 36200 258 8 0.19630376284402448 25 No XXXX Manual Underwriting 21766.12 8.009 Yes No XXXX XXXX No
  2144470 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 749 749 759 736 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     1109 Taxes and Insurance 15.68 83253.92 XXXX XXXX 68.29 68.29 68.29 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 XXXX XXXX 1224.3 5308.29 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Retail No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 21990.00 1 39404 44 3 0.0285   No XXXX Manual Underwriting         XXXX XXXX No
  2144474 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 701 645 701 707 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX GA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     1732.94 Taxes and Insurance 15.56 13713.28 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.125 7.125 XXXX XXXX 225.31 912.82 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 92152.54 3955.00 2 34023 407 11 0.2733650360186449 11 No XXXX Manual Underwriting         XXXX XXXX No
  2144473 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 701 645 701 707 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX GA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     1580 Taxes and Insurance 22.56 13713.28 XXXX XXXX 60.0 60.0 60.0 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 XXXX XXXX 243.71 642.89 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 3955.00 2 34023 407 11 0.2733650360186449 11 No XXXX Manual Underwriting         XXXX XXXX No
  2151704 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 785 785 812 749 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     635 Taxes and Insurance 66.3 137477.03 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed XXXX 7 7.0 XXXX XXXX 811 2178.89 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 24 5%, 5% Wholesale No XXXX       Yes XXXX PUD XXXX XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 2095.31 2 54700 287 4 0.10604679802955665 20 No XXXX Manual Underwriting         XXXX XXXX No
  2151699 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Non-Permanent Non-US Citizen Yes   XXXX 786 795 786 777 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX 12 Month Bank Statement Primary Residence Refinance Rate and Term 33 39.65 12232.45 .00 .00 .00 12232.45 Employed       5       3 YRS 7381.76 4850.69 Taxes and Insurance 26.99 108936.93 XXXX XXXX 72.66 72.66 72.66 XXXX XXXX XXXX Conventional Fixed XXXX 6.5 6.5 XXXX XXXX 1097.57 4036.69 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 1425.00 1 17248 100 4 0.35947946513849094 2.08 No XXXX Manual Underwriting 13050.0 6.809 No No XXXX XXXX No
  2151717 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 707 722 702 707 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     13169 Taxes and Insurance 281.17 281328.28 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed XXXX 7.75 7.75 XXXX XXXX 186.71 1000.55 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0.0 533.92 2 70758 64 5 0.6105620114966296 21 No XXXX Manual Underwriting         XXXX XXXX No
  2151706 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 803 791 809 803 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     4682.85 No Escrow 102.95 263271.59 XXXX XXXX 27.5 27.5 27.5 XXXX XXXX XXXX DSCR Fixed XXXX 6.875 6.875 XXXX XXXX 0 2557.27 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Single Family Detached XXXX XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 263271.59 4309.75 3 41689 451 11 0.009996999699969996 10 No XXXX Manual Underwriting         XXXX XXXX No