EFMT DEPOSITOR LLC abs-15g

Exhibit 99.06 - Schedule 5

 

Loan ID Seller Loan ID Investor Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN Primary Appraisal Occupancy
XXXXX   2123064 XXXXXXXXX XXX - 18 Foreign National 30 Year Fixed Full Doc Present No     N/A             No     0 8622.52                                             N/A                         No 0.0 1 1 N/A 50.15 No     Vested Individual XXXXXXXX XXXXXXXX Vested Individual XXXXXXXX XXXXXXXX                             N/A 0 N/A   Tenant
XXXXX   2117062 XXXXXXXXX XXX - 18 Foreign National 30 Year Fixed Full Doc Present       N/A             No     0 2250.79                                             N/A                         No 0.0 1 1 N/A 13.5 No     Vested Individual XXXXXXXX XXXXXXXX Vested Individual XXXXXXXX XXXXXXXX                             N/A 0 N/A   Vacant
XXXXX   2117067 XXXXXXXXX XXX -18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present Yes $XXXXX $XXXXX Appraisal - 1007         $XXXXX Appraisal - 1007 No XXXX 1.533 1.533 880.66 $XXXXX XX/XX/XXXX 12                                       Yes $XXXXX       $XXXXX             No No 1.3 1 1 N/A 19.09 Yes XXXXXXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXXXXX XXXXXXXX                                   Yes 1 Full Recourse XXXXXXXXXXXX Tenant
XXXXX   2136838 XXXXXXXXX XXX -18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present Yes $XXXXX $XXXXX Appraisal - 1007         $XXXXX Actual In Place Rent No XXXX 1.201 1.201 1095.97 $XXXXX XX/XX/XXXX 12                                       N/A         $XXXXX             No No 4.7 1 1 N/A 59.45 Yes XXXXXXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXXXXX XXXXXXXX                                   Yes 1 Full Recourse XXXXXXXXXXXX Tenant
XXXXX   2128045 XXXXXXXXX XXX - 18 Foreign National 5/6 ARM Debt Service Coverage Ratio Present No 0 $XXXXX Appraisal - 1025         $XXXXX Appraisal - 1025 No XXXX 1.917 1.918 1251.57                                             Yes $XXXXX       $XXXXX               No 0.0 1 1 N/A 54.03 Yes XXXXXXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXXXXX XXXXXXXX Individual Guarantor XXXXXXXX XXXXXXXX Individual Guarantor XXXXXXXX XXXXXXXX                       Yes 3 Full Recourse XXXXXXXXXXXX Vacant
XXXXX   2126834 XXXXXXXXX XXX - 18 Foreign National 30 Year Fixed Full Doc Present No     N/A             No     0 2092.82                                             Yes $XXXXX                       No 0.0 1 1 N/A 29.3 Yes XXXXXXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXXXXX XXXXXXXX                                   Yes 1 Full Recourse XXXXXXXXXXXX Owner
XXXXX   2136845 XXXXXXXXX XXX -18 Investor DSCR 30 Year Fixed I/O Debt Service Coverage Ratio Present Yes $XXXXX $XXXXX Appraisal - Narrative         $XXXXX Appraisal - Narrative No XXXX 1.075 1.075 13844.76 $XXXXX XX/XX/XXXX 12 $XXXXX XX/XX/XXXX 12 $XXXXX XX/XX/XXXX 12 $XXXXX XX/XX/XXXX 0 $XXXXX XX/XX/XXXX 12 $XXXXX XX/XX/XXXX 0 $XXXXX XX/XX/XXXX 0   Yes $XXXXX       $XXXXX             No No 2.5 1 1 N/A 41.02 Yes XXXXXXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXXXXX XXXXXXXX                                   Yes 1 Full Recourse XXXXXXXXXXXX Tenant
XXXXX   2137564 XXXXXXXXX XXX 18 - NQM NOO 30 year Fixed Debt Service Coverage Ratio Present Yes $XXXXX $XXXXX Appraisal - 1007         $XXXXX Actual In Place Rent No XXXX 0.847 0.847 4486.11 $XXXXX XX/XX/XXXX 24                                       Yes $XXXXX       $XXXXX             No No 0.5 1 1 N/A 18.75 Yes XXXXXXXXX Corporation Individual Guarantor XXXXXXXX XXXXXXXX                                   Yes 1 Full Recourse XXXXXXXXXXXX Vacant
XXXXX   2137556 XXXXXXXXX XXX - 18 Prime Minus Investment 30 Year Fixed (Grade A) W2/1099 Verified Present                     No     0 3432.91                                             N/A                         No 0.0 1 1 N/A 21.21 No     Vested Individual XXXXXXXX XXXXXXXX Vested Individual XXXXXXXX XXXXXXXX                             N/A 0 N/A   Vacant
XXXXX   2151720 XXXXXXXXX XXX - 18 Foreign National 30 Year Fixed Debt Service Coverage Ratio Present No 0 $XXXXX Appraisal - 1007         $XXXXX Appraisal - 1007 No XXXX 1.061 1.061 3770.7                                             Yes $XXXXX       $XXXXX               No 0.0 1 1 N/A 16.18 No     Vested Individual XXXXXXXX XXXXXXXX                                   N/A 0 N/A   Vacant
XXXXX   2137555 XXXXXXXXX XXX -18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present No 0 $XXXXX Appraisal - 1007         $XXXXX Appraisal - 1007 No XXXX 1.22 1.222 838.95                                             Yes $XXXXX       $XXXXX               No 0.0 1 1 N/A 12.76 Yes XXXXXXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXXXXX XXXXXXXX                                   Yes 1 Full Recourse XXXXXXXXXXXX Vacant
XXXXX   2137566 XXXXXXXXX XXX -18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present Yes $XXXXX $XXXXX Appraisal - 1025         $XXXXX Appraisal - 1025 No XXXX 2.034 2.034 2752.9 $XXXXX XX/XX/XXXX 0 $XXXXX XX/XX/XXXX 12 $XXXXX XX/XX/XXXX 12                           Yes $XXXXX       $XXXXX             No No 8.6 1 1 N/A 103.85 Yes XXXXXXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXXXXX XXXXXXXX                                   Yes 1 Full Recourse   Tenant
XXXXX   2151732 XXXXXXXXX XXX - 18 Foreign National 30 Year Fixed CPA Verified Present No     N/A             No     0 8071.63                                             Yes $XXXXX                       No 0.0 1 1 N/A 114.17 No     Vested Individual XXXXXXXX XXXXXXXX                                   N/A 0 N/A   Vacant
XXXXX   2151723 XXXXXXXXX XXX 18 Investor DSCR 30 Year Fixed I/O Debt Service Coverage Ratio Present No 0 $XXXXX Appraisal - 1007         $XXXXX Appraisal - 1007 No XXXX 1.022 1.022 2103.32                                             Yes $XXXXX       $XXXXX               No 0.0 1 1 N/A 16.11 Yes XXXXXXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXXXXX XXXXXXXX                                   Yes 1 Full Recourse XXXXXXXXXXXX Owner
XXXXX   2136846 XXXXXXXXX XXX - 18 Foreign National 30 Year Fixed Full Doc Present                     No     0 3139.44                                             N/A                         No 0.0 1 1 N/A 16.15 No     Vested Individual XXXXXXXX XXXXXXXX Vested Individual XXXXXXXX XXXXXXXX                             N/A 0 N/A   Owner
XXXXX   2151721 XXXXXXXXX XXX 18 Investor DSCR 30 Year Fixed I/O Debt Service Coverage Ratio Present No 0 $XXXXX Appraisal - 1007         $XXXXX Appraisal - 1007 No XXXX 1.004 1.004 1867.49                                             Yes $XXXXX       $XXXXX               No 3.3 5 1 N/A 65.43 Yes XXXXXXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXXXXX XXXXXXXX Individual Guarantor XXXXXXXX XXXXXXXX                             Yes 2 Full Recourse XXXXXXXXXXXX Vacant
XXXXX   2151722 XXXXXXXXX XXX 18 Investor DSCR 30 Year Fixed I/O Debt Service Coverage Ratio Present No 0 $XXXXX Appraisal - 1007         $XXXXX Appraisal - 1007 No XXXX 1.001 1.011 1855.28                                             Yes $XXXXX       $XXXXX               No 10.9 5 1 N/A 60.63 Yes XXXXXXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXXXXX XXXXXXXX Individual Guarantor XXXXXXXX XXXXXXXX                             Yes 2 Full Recourse XXXXXXXXXXXX Vacant
XXXXX   2151726 XXXXXXXXX XXX 18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present No 0 $XXXXX Appraisal - 1007         $XXXXX Appraisal - 1007 No XXXX 1.047 1.047 4776.56                                             Yes $XXXXX       $XXXXX               No 0.0 1 1 N/A 11.33 No     Vested Individual XXXXXXXX XXXXXXXX Vested Individual XXXXXXXX XXXXXXXX                             N/A 0 N/A   Vacant
XXXXX   2151730 XXXXXXXXX XXX 18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present Yes $XXXXX $XXXXX Appraisal - 1025         $XXXXX Appraisal - 1025 No XXXX 1.574 1.574 3907.25 $XXXXX XX/XX/XXXX 12 $XXXXX XX/XX/XXXX 12 $XXXXX XX/XX/XXXX 12                           Yes $XXXXX       $XXXXX             No No 0.5 1 1 N/A 97.45 Yes XXXXXXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXXXXX XXXXXXXX Individual Guarantor XXXXXXXX XXXXXXXX                             Yes 2 Full Recourse XXXXXXXXXXXX Tenant
XXXXX   2151727 XXXXXXXXX XXX 18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present Yes $XXXXX $XXXXX Appraisal - 1007         $XXXXX Appraisal - 1007 No XXXX 1.437 1.437 1669.75 $XXXXX XX/XX/XXXX 12                                       Yes $XXXXX       $XXXXX             No No 6.2 1 1 N/A 33.63 No     Vested Individual XXXXXXXX XXXXXXXX                                   N/A 0 N/A   Tenant
XXXXX   2151729 XXXXXXXXX XXX - 18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present Yes $XXXXX $XXXXX Appraisal - 1007         $XXXXX Actual In Place Rent No XXXX 1.119 1.119 9830.71 $XXXXX XX/XX/XXXX 12                                       Yes $XXXXX       $XXXXX             No No 4.8 1 1 N/A 18.26 Yes XXXXXXXXX Corporation Individual Guarantor XXXXXXXX XXXXXXXX                                   Yes 1 Full Recourse XXXXXXXXXXXX Tenant