Exhibit 99.06 - Schedule 4
| Loan ID | Seller Loan ID | Investor Loan ID | Loan Program | Guideline Product Name | Originator Name | Originating Entity CDFI Flag | Guideline Name | Guideline Author | Guideline Date | Guideline Version | Application Date | TILA Status | TRID | GSE | Verified Safe Harbor Flag | Verified Safe Harbor Reference Document | QM Regulation Failures | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | AUS Decision System | Rating Result | Property Inspection Waiver (PIW) | Calculated APR | HUD 1 Page 1 Credits Total | Verified Qualifying Rate | Originator Qualifying Rate | Qualifying P&I | Default Interest Rate Present | Default Interest Rate | Annual Property Tax | Monthly Property Tax | Annual Insurance Costs | Monthly Insurance Cost | Annual HOA Costs | Monthly HOA Costs | Monthly Other Costs | PITIA | Residual Income | HOA Questionnaire Flag | HOA Name | HOA Address State | HOA Fee Amount | HOA Next Due Date | HOA Payment Frequency | Originator DTI | TPR Verified DTI | QM DTI | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower 2 Length of Employment | Co Borrower 3 Length of Employment | Document Level | Borrower Years of W2s/1099 | CoBorrower Years of W2s/1099 | Borrower Months of Paystubs Verified | Co Borrower Months of Paystubs Verified | Borrower Employment Gap Letter | Borrower Months of Employment Gap | Co Borrower Employment Gap Letter | Co Borrower Months of Employment Gap | Borrower Years of Personal Tax Returns | Borrower Years of Business Tax Returns | CoBorrower Years of Personal Tax Returns | CoBorrower Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Borrower Award/Offer Letter | Co Borrower Award/Offer Letter | Asset Depletion Flag | Partial Asset Depletion Flag | Asset Depletion Months Amortized | Asset Utilization Flag (No DTI) | Borrower Bank Statements Flag | Borrower Bank Statement Summary/Lender Worksheet | Borrower Number of Personal Bank Statements | Borrower Number of Business Bank Statements | CoBorrower Bank Statements Flag | Co Borrower Bank Statement Summary/Lender Worksheet | CoBorrower Number of Personal Bank Statements | CoBorrower Number of Business Bank Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | Bespoke Eligible Assets | Borrower P&L Type | Borrower Number of Months P&L | Borrower P&L Prepared By | CoBorrower P&L Type | CoBorrower P&L Prepared By | CoBorrower Number of Months P&L | Borrower CPA Letter Flag | # of Months CPA verified income | CoBorrower CPA Letter Flag | CoBorrower # of Months CPA verified income | Borrower WVOE Flag | Borrower # of Months Employment Validated WVOE | Borrower # of Months Income Validated WVOE | Borrower WVOE Form Type | CoBorrower WVOE Flag | CoBorrower # of Months WVOE | CoBorrower # of Months Income Validated WVOE | CoBorrower WVOE Form Type | DSCR Flag | TPR DSCR | Originator DSCR | Expense Letter | Income Doc Detail | Tax Return Doc Details | Property Address | Property City | Property State | Property Zip | Property County | Original Credit Report Date | Borrower 1 Credit Report Date | Borrower 2 Credit Report Date | Borrower 3 Credit Report Date | Borrower 4 Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Co Borrower 2 FICO | Most Recent Co Borrower 3 FICO | Updated Credit Report Flag | Updated Credit Report Date | Updated FICO Method | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Updated Primary Borrower FICO | Updated Co Borrower FICO | Updated Co Borrower 2 FICO | Updated Co Borrower 3 FICO | Updated Qualifying FICO | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy 7 11 | Months Bankruptcy 13 | Most Recent Deed in Lieu Date | Number of Deed in Lieu Events | Months Deed in Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Lates 30d in 0-12m | Prior Mortgage/Rent Lates 60d in 0-12m | Prior Mortgage/Rent Lates 90d in 0-12m | Prior Mortgage/Rent Lates 120d+ in 0-12m | Prior Mortgage/Rent Lates 30d in 13-24m | Prior Mortgage/Rent Lates 60d in 13-24m | Prior Mortgage/Rent Lates 90d in 13-24m | Prior Mortgage/Rent Lates 120d+ in 13-24m | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Is Equity Shared Loan | Subordinate Lien Type | Subordinate Lien Max Draw Amount (HELOC) | Subordinate Lien 2 Type | Subordinate Lien 2 Max Draw Amount (HELOC) | Subordinate Lien 3 Type | Subordinate Lien 3 Max Draw Amount (HELOC) | Is Shared Appreciation Mortgage | Borrower Originator Citizenship Designation | Borrower Verified Citizenship Designation | Borrower Individual Tax Identification Number (ITIN)? | Borrower Photo Identification Type | Borrower Photo Identification Other Type | Borrower Photo ID State of Issuance | Borrower Photo ID Country of Issuance | Borrower Photo ID Expiration Date | Borrower Passport Country of Origin | Borrower Passport Expiration Date | Borrower Non-US Citizen Identification Document | Borrower Date of Resident Since/Valid Date | Borrower Non-US Document Expiration Date | Co Borrower Originator Citizenship Designation | Co Borrower Verified Citizenship Designation | Co Borrower Individual Tax Identification Number (ITIN)? | Co Borrower Photo Identification Type | Co Borrower Photo Identification Other Type | Co Borrower Photo ID State of Issuance | Co Borrower Photo ID Country of Issuance | Co Borrower Photo ID Expiration Date | Co Borrower Passport Country of Origin | Co Borrower Passport Expiration Date | Co Borrower Non-US Citizen Identification Document | Co Borrower Date of Resident Since/Valid Date | Co Borrower Non-US Document Expiration Date | Co Borrower 2 Originator Citizenship Designation | Co Borrower 2 Verified Citizenship Designation | Co Borrower 2 Individual Tax Identification Number (ITIN)? | Co Borrower 2 Photo Identification Type | Co Borrower 2 Photo Identification Other Type | Co Borrower 2 Photo ID State of Issuance | Co Borrower 2 Photo ID Country of Issuance | Co Borrower 2 Photo ID Expiration Date | Co Borrower 2 Passport Country of Origin | Co Borrower 2 Passport Expiration Date | Co Borrower 2 Non-US Citizen Identification Document | Co Borrower 2 Date of Resident Since/Valid Date | Co Borrower 2 Non-US Document Expiration Date | Co Borrower 3 Originator Citizenship Designation | Co Borrower 3 Verified Citizenship Designation | Co Borrower 3 Individual Tax Identification Number (ITIN)? | Co Borrower 3 Photo Identification Type | Co Borrower 3 Photo Identification Other Type | Co Borrower 3 Photo ID State of Issuance | Co Borrower 3 Photo ID Country of Issuance | Co Borrower 3 Photo ID Expiration Date | Co Borrower 3 Passport Country of Origin | Co Borrower 3 Passport Expiration Date | Co Borrower 3 Non-US Citizen Identification Document | Co Borrower 3 Date of Resident Since/Valid Date | Co Borrower 3 Non-US Document Expiration Date | Property Rights | Leasehold Lease Expiration Date | Buydown Flag | Assumable Mortgage Flag | Foreign National Alternative Credit Documentation | Liquid / Cash Reserves (ASF) | Months Liquid Reserves | Total Assets Available for Reserves | Months Reserves | Blanket Mortgage Flag | Qualifying HCLTV | Condo Warrantability Flag | E-Note Flag | O&E in lieu of Title Insurance | Business Purpose Flag | Borrower Note Executed As | Co Borrower Note Executed As | Co Borrower 2 Note Executed As | Co Borrower 3 Note Executed As | Maturity Date | Borrower 1 Trust Name | Borrower 2 Trust Name | Borrower 3 Trust Name | Borrower 4 Trust Name |
| XXXXX | 2123064 | XXX - 18 Foreign National 30 Year Fixed | XXX - 18 Foreign National 30 Year Fixed | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 10/01/2025 | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | $0.00 | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.590% | 7.250% | 7.250% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $8,622.52 | $XXXXXX | Yes | XXXXXXXXX | XX | $XXXXXX | XX/XX/XXXX | Monthly | 6.02% | 6.02% | 6.02% | Yes | Yes | Self-Employed | Not Employed | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 90.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 276 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower | Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 || Co Borrower | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Foreign National | Foreign National | N/A | Passport | XXXX | XX/XX/XXXX | XXXX | XX/XX/XXXX | I-551 Stamp and Passport | XX/XX/XXXX | Foreign National | Foreign National | N/A | Passport | XXXX | XX/XX/XXXX | XXXX | XX/XX/XXXX | I-551 Stamp and Passport | XX/XX/XXXX | Fee Simple | No | N/A | 432396.23 | 50.2 | 432396.23 | 50.2 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2120672 | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXXXXXX | No | NonQM Underwriting & Sales Guide | XXXXXX | 10/01/2025 | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $0.00 | XXXX | 6.260% | Manual Underwriting | Manual Underwriting | No | 7.956% | 7.500% | 7.500% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4,385.39 | $XXXXXX | N/A | $0.00 | 44.02% | 44.02% | 44.02% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - SESoleProprietor - Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - ["2025"] - 2025 | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 701 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | I-151 Permanent Resident Card | XX/XX/XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | I-151 Permanent Resident Card | XX/XX/XXXX | Fee Simple | No | Yes | N/A | 28014.35 | 6.4 | 28014.35 | 6.4 | No | 90.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2120677 | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXXXXXX | No | NonQM Underwriting & Sales Guide | XXXXXX | 10/01/2025 | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $0.00 | XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 7.831% | 7.500% | 7.500% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $4,899.57 | $XXXXXX | N/A | XXXXXXXXX | XX | $XXXXXX | XX/XX/XXXX | Monthly | 43.48% | 43.48% | 43.48% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 709 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | I-151 Permanent Resident Card | XX/XX/XXXX | Fee Simple | No | Yes | N/A | 36739.79 | 7.5 | 36739.79 | 7.5 | No | 90.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2117062 | XXX - 18 Foreign National 30 Year Fixed | XXX - 18 Foreign National 30 Year Fixed | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 10/01/2025 | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | $0.00 | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.738% | 7.250% | 7.250% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $2,250.79 | $XXXXXX | N/A | XXXXXXXXX | XX | $XXXXXX | XX/XX/XXXX | Annually | 13.46% | 13.24% | 13.24% | Yes | Yes | Employed | Not Employed | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 96 | 34 | Other | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, Award Letter Verified || Co Borrower - N/A | Borrower || Co Borrower | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Foreign National | Foreign National | N/A | Other | B1/B2 Visa Border Crossing Card | XX | XXXX | XX/XX/XXXX | XXXX | XX/XX/XXXX | I-551 Stamp and Passport | XX/XX/XXXX | Foreign National | Foreign National | N/A | Other | B1/B2 Visa Border Crossing Card | XX | XXXX | XX/XX/XXXX | XXXX | XX/XX/XXXX | I-551 Stamp and Passport | XX/XX/XXXX | Fee Simple | No | N/A | 30381.85 | 13.5 | 30381.85 | 13.5 | No | 70.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2117067 | XXX -18 Investor DSCR 30 Year Fixed | XXX -18 Investor DSCR 30 Year Fixed | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 10/01/2025 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 8.000% | 8.000% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $880.66 | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.533 | 1.533 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 725 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | Work Visa | XX/XX/XXXX | Fee Simple | No | No | N/A | 16807.51 | 19.1 | 16807.51 | 19.1 | No | 70.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2136838 | XXX -18 Investor DSCR 30 Year Fixed | XXX -18 Investor DSCR 30 Year Fixed | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.625% | 7.625% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $1,095.97 | Yes | XXXXXXXXX | XX | $XXXXXX | XX/XX/XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.201 | 1.201 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 715 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | 65156.90 | 59.5 | No | 75.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2128045 | XXX - 18 Foreign National 5/6 ARM | XXX - 18 Foreign National 5/6 ARM | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 10/01/2025 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 9.250% | 9.250% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $1,251.57 | N/A | XX | $XXXXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes | 1 - Not Stated Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | Unknown | Unknown | Unknown | .00 | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.918 | 1.917 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Foreign National | Foreign National | N/A | Passport | XXXX | XX/XX/XXXX | XXXX | XX/XX/XXXX | I-551 Stamp and Passport | XX/XX/XXXX | Foreign National | Foreign National | N/A | Passport | XXXX | XX/XX/XXXX | XXXX | XX/XX/XXXX | I-551 Stamp and Passport | XX/XX/XXXX | Foreign National | Foreign National | N/A | Passport | XXXX | XX/XX/XXXX | XXXX | XX/XX/XXXX | I-551 Stamp and Passport | XX/XX/XXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | 67627.88 | 54.0 | 67627.88 | 54.0 | No | 70.0 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | Member on Behalf of Entity | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2123076 | XXX - 18 Prime 15 Year Fixed (Bank Statement) | XXX - 18 Prime 15 Year Fixed (Bank Statement) | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 10/01/2025 | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $0.00 | XXXX | 6.190% | Manual Underwriting | Manual Underwriting | No | 8.126% | 8.000% | 8.000% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5,421.06 | $XXXXXX | N/A | XXXXXXXXX | XX | $XXXXXX | XX/XX/XXXX | Monthly | 44.57% | 44.57% | 44.57% | No | No | Self-Employed | Employed | 12 Month Bank Statement | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 1 | NA | NA | No | No | 36.0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 52.78% | 100.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 62 | 35 | FNMA 1005 | No | 0 | N/A | Borrower - SESoleProprietor - 1 YR Executed 4506T Verified, Business Bank Statements Verified || Co Borrower - Wage, Overtime, Asset Depletion - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 1 YR Executed 4506T Verified || Co Borrower - 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 741 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 45948.67 | 8.5 | 45948.67 | 8.5 | No | 90.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2126834 | XXX - 18 Foreign National 30 Year Fixed | XXX - 18 Foreign National 30 Year Fixed | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 10/01/2025 | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | $0.00 | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.791% | 7.250% | 7.250% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $2,092.82 | $XXXXXX | Yes | XXXXXXXXX | XX | $XXXXXX | XX/XX/XXXX | Annually | 22.20% | 22.20% | 22.20% | Yes | Self-Employed | Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | Yes | 36 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor, SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Foreign National | Foreign National | N/A | Passport | XXXX | XX/XX/XXXX | XXXX | XX/XX/XXXX | Work Visa | XX/XX/XXXX | Fee Simple | No | N/A | 61309.56 | 29.3 | 61309.56 | 29.3 | No | 75.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2128049 | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 10/01/2025 | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $0.00 | XXXX | 6.060% | Manual Underwriting | Manual Underwriting | No | 7.802% | 7.500% | 7.500% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $5,563.59 | $XXXXXX | Yes | XXXXXXXXX | XX | $XXXXXX | XX/XX/XXXX | Annually | 44.31% | 44.05% | 44.05% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 51.00% | 49.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SEPartnership - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 || Co Borrower - SEPartnership - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 735 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 34462.96 | 6.2 | 34462.96 | 6.2 | No | 90.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2123071 | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 10/01/2025 | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $0.00 | XXXX | 6.190% | Manual Underwriting | Manual Underwriting | No | 7.694% | 7.375% | 7.375% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7,697.40 | $XXXXXX | N/A | $0.00 | 44.05% | 44.05% | 44.05% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 783 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 69982.93 | 9.1 | 69982.93 | 9.1 | No | 90.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2136845 | XXX-18 Investor DSCR 30 Year Fixed I/O | XXX-18 Investor DSCR 30 Year Fixed I/O | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 10/01/2025 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.375% | 7.375% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $13,844.76 | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.075 | 1.075 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 733 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | 567878.61 | 41.0 | No | 70.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2136842 | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $0.00 | XXXX | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.767% | 6.500% | 6.500% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4,162.30 | $XXXXXX | N/A | $0.00 | 21.67% | 21.67% | 21.67% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 772 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 43640.96 | 10.5 | 43640.96 | 10.5 | No | 85.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2137564 | XXX 18 - NQM NOO 30 year Fixed | XXX 18 - NQM NOO 30 year Fixed | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.500% | 7.500% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4,486.11 | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 0.847 | 0.847 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 710 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 79389.38 | 17.7 | 84120.71 | 18.8 | No | 69.65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2137556 | XXX - 18 Prime Minus Investment 30 Year Fixed (Grade A) | XXX - 18 Prime Minus Investment 30 Year Fixed (Grade A) | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | $0.00 | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.082% | 6.875% | 6.875% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3,432.91 | $XXXXXX | N/A | XXXXXXXXX | XX | $XXXXXX | XX/XX/XXXX | Monthly | 24.44% | 20.88% | 20.88% | Yes | Yes | Self-Employed | Self-Employed | W2/1099 Verified | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - SESoleProprietor - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 797 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | N/A | 72808.49 | 21.2 | 72808.49 | 21.2 | No | 85.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2151720 | XXX - 18 Foreign National 30 Year Fixed | XXX - 18 Foreign National 30 Year Fixed | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 10/01/2025 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.500% | 7.500% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3,770.70 | Yes | XXXXXXXXX | XX | $XXXXXX | XX/XX/XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | Stocks/Bonds | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.061 | 1.061 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Foreign National | Foreign National | N/A | Passport | XXXX | XX/XX/XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Fee Simple | No | No | N/A | 61018.96 | 16.2 | 61018.96 | 16.2 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2137555 | XXX -18 Investor DSCR 30 Year Fixed | XXX -18 Investor DSCR 30 Year Fixed | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 10/01/2025 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.750% | 7.750% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $838.95 | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.222 | 1.22 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 684 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 10707.29 | 12.8 | 10707.29 | 12.8 | No | 75.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2137561 | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $0.00 | XXXX | 6.130% | Manual Underwriting | Manual Underwriting | No | 6.566% | 6.250% | 6.250% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3,448.62 | $XXXXXX | N/A | $0.00 | 34.35% | 34.35% | 34.35% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 718 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | Yes | N/A | 40332.59 | 11.7 | 40332.59 | 11.7 | No | 46.16 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2137566 | XXX -18 Investor DSCR 30 Year Fixed | XXX -18 Investor DSCR 30 Year Fixed | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $2,752.90 | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 2.034 | 2.034 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 758 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT INFORMATION FORM | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | 285892.38 | 103.9 | No | 75.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2151732 | XXX - 18 Foreign National 30 Year Fixed | XXX - 18 Foreign National 30 Year Fixed | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | $0.00 | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.364% | 8.250% | 8.250% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $8,071.63 | $XXXXXX | N/A | $0.00 | 6.89% | 6.89% | 6.89% | Yes | Self-Employed | CPA Verified | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 38.00% | N/A | 0 | N/A | Yes | 24 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified | Borrower | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Foreign National | Foreign National | N/A | Employment Authorization Card | XXXX | XX/XX/XXXX | I-551 Stamp and Passport | XX/XX/XXXX | Fee Simple | No | N/A | 921557.90 | 114.2 | 921557.90 | 114.2 | No | 70.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2136841 | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $0.00 | XXXX | 6.100% | Manual Underwriting | Manual Underwriting | No | 7.492% | 7.125% | 7.125% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $6,561.47 | $XXXXXX | N/A | $0.00 | 23.48% | 23.48% | 23.48% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 90.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 722 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 79302.18 | 12.1 | 79302.18 | 12.1 | No | 90.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2151723 | XXX 18 Investor DSCR 30 Year Fixed I/O | XXX 18 Investor DSCR 30 Year Fixed I/O | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.250% | 7.250% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $2,103.32 | Yes | XXXXXXXXX | XX | $XXXXXX | XX/XX/XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.022 | 1.022 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 711 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 33878.09 | 16.1 | 33878.09 | 16.1 | No | 70.0 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2137565 | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $0.00 | XXXX | 6.100% | Manual Underwriting | Manual Underwriting | No | 7.663% | 7.250% | 7.250% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $1,718.62 | $XXXXXX | N/A | $0.00 | 21.54% | 21.54% | 21.54% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 723 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 30458.32 | 17.7 | 30458.32 | 17.7 | No | 90.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2136846 | XXX - 18 Foreign National 30 Year Fixed | XXX - 18 Foreign National 30 Year Fixed | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | $0.00 | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.414% | 7.000% | 7.000% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3,139.44 | $XXXXXX | N/A | XXXXXXXXX | XX | $XXXXXX | XX/XX/XXXX | Monthly | 33.61% | 33.61% | 33.61% | Yes | Yes | Self-Employed | Not Employed | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 60.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 35 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified - ["2025","2024"] - 2025, 2024 || Co Borrower | Borrower - ["2025","2024"] - 2025, 2024 || Co Borrower | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Foreign National | Foreign National | N/A | Passport | XXXX | XX/XX/XXXX | XXXX | XX/XX/XXXX | I-551 Stamp and Passport | XX/XX/XXXX | Foreign National | Foreign National | N/A | Passport | XXXX | XX/XX/XXXX | XXXX | XX/XX/XXXX | I-551 Stamp and Passport | XX/XX/XXXX | Fee Simple | No | N/A | 50701.85 | 16.2 | 50701.85 | 16.2 | No | 70.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2137562 | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXX - 18 Prime 30 Year Fixed (Bank Statement) | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $0.00 | XXXX | 6.130% | Manual Underwriting | Manual Underwriting | No | 7.045% | 6.875% | 6.875% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7,830.40 | $XXXXXX | N/A | $0.00 | 40.80% | 40.80% | 40.80% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 803 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 85353.38 | 10.9 | 85353.38 | 10.9 | No | 90.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2136848 | XXX - 18 Prime 5/6 ARM (Bank Statement) | XXX - 18 Prime 5/6 ARM (Bank Statement) | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $0.00 | XXXX | 6.160% | Manual Underwriting | Manual Underwriting | No | 7.024% | 7.125% | 6.250% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $3,269.16 | $XXXXXX | N/A | XXXXXXXXX | XX | $XXXXXX | XX/XX/XXXX | Annually | 21.49% | 20.12% | 21.50% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 50.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESCorp - 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 757 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 33855.02 | 10.4 | 23702.85 | 7.3 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2151721 | XXX 18 Investor DSCR 30 Year Fixed I/O | XXX 18 Investor DSCR 30 Year Fixed I/O | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.125% | 7.125% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $1,867.49 | Yes | XXXXXXXXX | XX | $XXXXXX | XX/XX/XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.004 | 1.004 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 779 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 122183.74 | 65.4 | 122183.74 | 65.4 | No | 75.0 | No | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2151722 | XXX 18 Investor DSCR 30 Year Fixed I/O | XXX 18 Investor DSCR 30 Year Fixed I/O | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 10/01/2025 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.125% | 7.125% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $1,855.28 | Yes | XXXXXXXXX | XX | $XXXXXX | XX/XX/XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.011 | 1.001 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 779 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 112487.97 | 60.6 | 112487.97 | 60.6 | No | 75.0 | No | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2151731 | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $0.00 | XXXX | 6.220% | Manual Underwriting | Manual Underwriting | No | 7.684% | 7.500% | 7.500% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4,316.91 | $XXXXXX | N/A | $0.00 | 42.05% | 42.06% | 42.06% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 || Co Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 708 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 36375.59 | 8.4 | 36375.59 | 8.4 | No | 90.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2151726 | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.500% | 6.500% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4,776.56 | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.047 | 1.047 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 770 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Permanent resident card | XX | XXXX | XX/XX/XXXX | I-151 Permanent Resident Card | XX/XX/XXXX | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 54099.02 | 11.3 | 54099.02 | 11.3 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2151728 | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | v1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $0.00 | XXXX | 6.120% | Manual Underwriting | Manual Underwriting | No | 7.356% | 7.125% | 7.125% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $7,779.74 | $XXXXXX | N/A | $0.00 | 25.53% | 25.53% | 25.53% | No | No | Self-Employed | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor, SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2026","2025"] - 2026, 2025 || Co Borrower - SESoleProprietor, SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 751 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Permanent Resident Alien | Permanent Non-US Citizen | Yes - ITIN Card | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | I-151 Permanent Resident Card | XX/XX/XXXX | Fee Simple | No | No | N/A | 76603.16 | 9.9 | 76603.16 | 9.9 | No | 90.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2151725 | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXX 18 Prime 30 Year Fixed (Bank Statement) | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $0.00 | XXXX | 6.120% | Manual Underwriting | Manual Underwriting | No | 7.634% | 7.375% | 7.375% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $4,490.58 | $XXXXXX | N/A | $0.00 | 33.95% | 33.95% | 33.95% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2026","2025"] - 2026, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] - 2026, 2025 | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 702 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | 95708.51 | 21.3 | 95708.51 | 21.3 | No | 90.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2151730 | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $3,907.25 | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.574 | 1.574 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 740 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | XX | XXXX | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Passport | XXXX | XX/XX/XXXX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | 380755.67 | 97.5 | No | 75.0 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2151727 | XXX 18 Investor DSCR 30 Year Fixed | XXX 18 Investor DSCR 30 Year Fixed | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.875% | 7.875% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $1,669.75 | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.437 | 1.437 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 735 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | 56152.27 | 33.6 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXX | 2151729 | XXX - 18 Investor DSCR 30 Year Fixed | XXX - 18 Investor DSCR 30 Year Fixed | XXXXXXX | No | NonQM Underwriting and Sales Guide | XXXXXX | 02/15/2026 | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 8.250% | 8.250% | XXXX | No | $XXXXXX | $XXXXXX | $XXXXXX | $XXXXXX | $0.00 | $0.00 | $0.00 | $9,830.71 | N/A | $0.00 | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.119 | 1.119 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXXX | XXXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 727 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | XXXX | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | .00 | 0.0 | 179499.20 | 18.3 | No | 75.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX |